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Finovate Blog
Tracking fintech, banking & financial services innovations since 1994
A look at the companies demoing at FinovateEurope in London on February 25. Register today using this link and save 20%.
Byne
Byne is a secure, on-premise platform that lets teams build AI agents to automate document-heavy workflows while keeping sensitive data protected within company walls.
Features
Build AI agents without code for document workflows
Deploy anywhere – on-premise or cloud
Deliver enterprise-grade security with sensitive data protection
Who’s it for?
Regulated enterprises.
EKAI
EKAI’s AI Compliance Co-Pilot applies automation, speed, and a unified customer view to regulation workflows.
Features
Provides scenario testing for operational resilience compliance
Offers a unified customer view
Delivers modularized compliance program management
Who’s it for?
Banks, insurers, fintechs (including payments), investment managers, private markets, and the health, energy, and logistics industries.
PromoComply
PromoComply is the fastest and most comprehensive platform for ensuring compliance of financial promotions, throughout the entire promotion lifecycle.
Features
Ensures financial promotions comply with all regulations
Streamlines collaboration between all stakeholders, partners, and regulators
Saves time and money – shortens process from weeks to minutes
Who’s it for?
All businesses promoting financial products in the U.K. market.
RE-ViVE
RE-ViVE is a process intelligence platform revolutionizing how businesses optimize, monitor, and transform their workflows, with a particular focus on the BFSI and fintech sectors.
Features
Map and analyze hundreds of workflows from raw data within minutes
Offer agentic AI functionality
Deliver actionable insights across diverse systems and workflows
Who’s it for?
Banks, credit unions, community banks, payment providers, insurance companies, BFSI system integrators, fintech companies (partnership), and any SMB with complex processes.
Torus
Torus is an award-winning SaaS intelligence platform for banks and fintechs that aims to enhance profits on card transactions by up to 50%.
Features
Understands transaction-level costs and revenues daily allocation with 98% accuracy
Provides profit-based pricing for fintech partners
When regulatory changes are a moving target, it can be difficult for financial services companies to keep up. In 2025, several key regulatory updates across Europe will demand attention, from changes to MiFID II and PSD3 to new directives on anti-money laundering (AML) and artificial intelligence (AI). These shifts vary in scope by country, but all require companies to adapt to ensure compliance.
While many of these updates are an inconvenience and require organizations to implement new processes and workflows, they will ultimately improve transparency, security, innovation, and enhance the end user experience. Financial services companies that stay ahead of the curve will be better positioned to meet these challenges.
For deeper insights, FinovateEurope, which is taking place in London on February 25 and 26 (register today and save!), will host a diverse group of experts who will explore the region’s regulatory shifts in detail, offering valuable guidance on how firms can best prepare for 2025. Below, we’ve highlighted some of the most important changes that are likely to impact financial services organizations this year.
ESG compliance
The Sustainable Finance Disclosure Regulation (SFDR), which was introduced in 2021, required firms to complete more detailed and standardized reporting on sustainability practices. As a result, many needed to invest in systems to track and report ESG metrics more accurately and transparently. In 2025, the European Commission and European Supervisory Authorities (ESAs) is expected to update the legislation to improve definitions, simplify disclosures, add more mandatory disclosures, and more.
Additionally, in 2025, the Corporate Sustainability Reporting Directive (CSRD) is expected to see a significant expansion to its scope. More companies will be required to report under the CSRD, firms will be required to disclose detailed information about their sustainability impacts, the reporting measure will need to be fully integrated into a company’s business strategy and decision-making processes, and more.
While these shifts may be challenging, many organizations will likely benefit from improving their ESG transparency because it will help attract investors who prioritize sustainability and may improve their firm’s reputation.
Digital Operational Resilience Act (DORA)
The Digital Operational Resilience Act (DORA) went into effect in January of 2023 and began to require compliance last month. DORA aims to enhance the IT security of financial services companies including banks, insurance companies, and investment firms. The regulation requires firms to regularly test their systems, create contingency plans, and ensure that their third-party providers are also in compliance with security standards. The three European Supervisory Authorities– the European Banking Authority (EBA), the European Insurance and Occupational Pensions Authority (EIOPA) and the European Securities and Markets Authority (ESMA)– anticipate that DORA will reduce the risk of systemic disruptions and improve financial stability.
EU AI Act
Established in 2024, the European AI Office is implementing the EU AI Act to create regulatory framework for artificial intelligence in Europe. Ultimately, the regulation seeks to ensure that AI applications are transparent, accountable, and ethical. The first requirements under the EU AI Act went into effect earlier this month to ban the use of AI systems that involve prohibited AI practices. There are eight categories of prohibited practices, as law firm DLA Piper details in the graphic below.
European Data Governance Act (DGA)
The European Data Governance Act is designed to enhance consumer trust in voluntary data sharing to help businesses innovate and grow. The act establishes a framework for data sharing and sets standards for data altruism and data intermediaries.
In 2025, the primary update to the EU DGA is the upcoming enforcement of the Data Act, which will impact how businesses manage and share data and their personal information, by specifying data access and usage. The new legislation will take effect in September of 2025.
AML compliance
Anti-money laundering (AML) regulations are set to become even stricter with the introduction of new directives in 2025. Specifically, the EU AML Package, which is launching this year, establishes a new supervisory authority called the Anti-Money Laundering Authority (AMLA). Based in Frankfurt, the AMLA will implement stricter compliance measures for financial institutions, especially high-risk firms, to help combat money laundering and terrorist financing across the EU.
While complying with the AML regulations will require firms to rework their existing strategy and perhaps create new systems, it will help reduce financial crimes, protect firms from reputational damage, and reduce regulatory penalties.
Payment Services Directive 3
Payment Services Directive 3 (PSD3) is the third iteration of the EU’s Payment Services Directive. Changes to the directive coming in 2025 are expected to further enhance open banking capabilities and offer third-party providers greater access to consumer financial data while improving security and user consent mechanisms. The new iteration will also further protect consumers by providing clearer guidelines on payment methods, transaction rules, and dispute resolution processes. The updated standards are expected to increase the speed, transparency, and security of payments, while providing customers with a more seamless and trustworthy payment experience.
Crypto regulation and the MiCA framework
2025 will bring the full implementation of the Markets in Crypto-Assets (MiCA) framework, which will introduce regulation for cryptocurrencies and digital assets across the European Union. Financial services companies that engage with crypto will need to comply with new licensing and operational requirements.
Originally drafted and proposed by the European Commission in September 2020, MiCA aims to provide clarity for businesses and investors by establishing clear rules around the trading, issuing, and holding of crypto assets. This transparency is expected to provide stability and foster trust in the crypto market.
Anti-Tax Avoidance Directive (ATAD III)
The Anti-Tax Avoidance Directive (ATAD III), which aims to reduce tax avoidance by implementing stricter rules to combat aggressive tax planning and ensure that companies pay taxes, is slated to go into effect in 2025. The new directive requires financial services companies to adjust to their tax structures and increase their scrutiny of cross-border transactions. Ultimately, ATAD III should help promote fairness in the EU’s tax system by addressing loopholes used for tax avoidance.
Its 2025, and while the concept of embedded finance is not new, it continues to evolve, offering fresh opportunities for growth. Embedded finance is making it easier for consumers and businesses to interact with financial services companies by helping to streamline payments, offer in-app credit, and provide insurance offerings within apps. Ultimately, embedded finance is creating convenience and efficiency for both end users and the financial institutions themselves. However, as this sector matures, so too do the complexities surrounding competition, partnerships, and regulatory compliance.
At this year’s FinovateEurope event, taking place February 25 through 26 in London (book now to save!), we’re bringing in experts to discuss a wide range of pressing topics impacting banks and fintechs across the globe. And since embedded finance is still high on the list of hot trends this year, we are featuring two sessions dedicated to exploring opportunities in the space.
In our executive briefing titled, “How financial institutions can capture the huge opportunity of embedded finance & embedded banking in both retail & commercial banking,” the panel will look at opportunities for banks to expand their distribution footprint, the role of non-banks, competition, risk, and more. Panelists include:
Rashee Pandey, Associate Director of Membership and Growth at Innovate Finance
Sadeque Ahmed, Executive Director of Product Management at J.P. Morgan
Vivien Cheung, Head of Financial Partnerships EMEA at Airwallex
Andrew Crocombe, Head of Embedded Banking Propositions at ClearBank
Jose Luis Navarro, Head of Open Banking Strategy at BBVA
Jakob Pethick, Chief Commercial Officer at YouLend
We’ll also host Mbanq Co-Founder Vladimir Lounegov, as he delivers a special address titled, “Want to print money? How embedded finance turns brands into banks.” Lounegov will share how embedded finance empowers non-financial brands to generate new revenue streams, build customer loyalty, and gain a competitive edge by integrating financial services seamlessly into their products or services.
Don’t miss these sessions, and others, at FinovateEurope. Whether you’re a bank, fintech, analyst, or VC, this show will be your opportunity to learn from top thought leaders in the space and shape your 2025 strategy. Register today and be part of the action!
A look at the companies demoing at FinovateEurope in London on February 25. Register today using this link and save 20%.
Bitpowr Technologies
Through Bitpowr Technologies’latest products, fintechs and other companies can offer embedded stablecoin banking, payments, digital wallets, and card products in a safe, secure, and compliant way.
Features
Issue and enable stablecoin digital wallets to store and secure stablecoins
Process and receive global payments using stablecoins
Issue stablecoin-backed cards to users
Who’s it for?
Fintechs, neobanks, payment providers, and businesses.
ID-Pal
ID-Pal uses 100% AI-powered technology for real-time identity verification and AML screening, ensuring seamless customer onboarding, compliance, and zero access to customer data.
Features
Provides built-in AI document fraud detection
Delivers global coverage and streamlined AML compliance
Offers seamless integration options and full customization
Who’s it for?
Banks, neobanks, community banks, credit unions, payments providers, insurance companies, asset management companies, and financial institutions.
MDOTM Ltd
Sphere, MDOTM Ltd’s investment platform, leverages AI to deliver AI-driven investment insights, portfolio rebalancing at scale, and automated portfolio commentaries to institutional investors globally.
Features
Creates AI-driven investment insights
Provides portfolio rebalancing at scale
Uses GenAI for portfolio commentaries and reporting
Who’s it for?
Investment professionals and decision makers from banks, insurance companies, family offices, and asset and wealth management companies.
Moonjelly
Moonjelly is an enterprise-ready GenAI platform that retrieves information, derives insights, and completes tasks to increase day-to-day efficiency with complete transparency.
Features
Unlocks advanced insights with AI on trustworthy data across industries
Executes tasks in seconds to improve efficiency
Creates dashboards to track ROI and enterprise compliance
Who’s it for?
Small-to-medium-sized financial institutions.
PayIP
PayIP’s AI-powered billing platform optimizes banks’ payment network billing and interchange, providing fast, accurate alerts and insights to uncover immediate cost savings and revenue opportunities.
Features
Recovers and optimizes payment network fees and interchange for banks
Empowers banks to understand their payment network billing and interchange
Benchmarks and analyzes network billing
Who’s it for?
Banks, credit unions, fintechs and payment providers paying fees to payment networks and/or earning or paying interchange.
What makes an address “special”? This year at FinovateEurope 2025, the designation is going to speakers addressing an especially wide range of topics — from AI to quantum computing. Some of the presentations we’re highlighting today will be on the mainstage at FinovateEurope. Others will be offered as part of our focused tracks examining topics in payments, customer experience, AI, lending, and banking risk and regulation. All of them promise to be insightful discussions on key topics impacting fintech and financial services today.
Our slate of speakers for FinovateEurope is growing by the day. Visit our FinovateEurope 2025 hub for the latest updates on who’s speaking and when.
Mainframe modernization: the journey to agile digital services in 2025
Featuring Paul Holland (LinkedIn), CTO, Astadia: An Amdocs Company, this special address looks at how tools such as Generative AI (GenAI) can help accelerate digital transformation to unlock even further modernization. Holland will also lead a conversation on how financial institutions can complement existing capabilities to successfully modernize mainframe applications at scale. Tuesday, 25 February, 10:05 am.
An Amdocs company, Astadia is an industry-leading mainframe migration and modernization firm. Astadia’s core competencies include cloud migration, refactoring, replatforming, DevOps, and managed IT services. The company has conducted more than 300 successful migrations with world-class organizations.
Countdown to Q-Day: Why Banks Must Act on Post-Quantum Authentication Now
Featuring Petr Dvořák (LinkedIn), Founder and CEO, Wultra, this special address will examine the evolution of quatum computing and the potential challenges the technology will bring to digital banking. Dvořák will discuss the migration to post-quantum authentication (PQA) and the importance of transitioning to quantum-resistant authentication before “Q-Day” — when quantum computers are powerful enough to break contemporary cryptography. Tuesday, 25 February, 3pm.
Founded in 2014 and headquartered in Prague, Wultra helps banks and fintech brands build secure digital applications. The company offers modern, compliant authentication solutions that deliver security, easy access to financial services, and straightforward deployment.
Building Interactive Data Applications with Plotly: How AI Enhances the Delivery and Usage of Data Apps
Featuring Andy Wisbey (LinkedIn), European Sales Director, Plotly, this special address is part of FinovateEurope 2025’s Artificial Intelligence Track. Wisbey will lead a hands-on session that will demonstrate how to leverage Plotly’s advanced visualization capabilities to create an interactive data application that transforms complex financial data into actionable insights. Wednesday, 26 February, 10:50am
A Bronze sponsor of FinovateEurope 2025, Plotly is a leading provider of open-source graphing libraries and enterprise-grade analytics solutions. The company’s flagship solution, Dash Enterprise, enables organizations to build scalable and interactive data apps that drive impact decision-making.
Also providing special addresses at FinovateEurope this year are:
Pedro Andrade, Key Account Director, ORACLE MySQL
Vladimir Lounegov, Co-Founder, Mbanq
Waheed Mahmood, BFSI Lead, Rackspace
Be sure to check out the Finovate blog as more speakers for FinovateEurope are confirmed. And if you haven’t picked up your ticket yet, there’s no time like the present! Visit our FinovateEurope hub today and save your seat!
A look at the companies demoing at FinovateEurope in London on February 25. Register today using this link and save 20%.
CyberUpgrade
CyberUpgrade automates ICT security and compliance, transforming paper processes into resilience. Built by CISOs, it streamlines audits, risk, and vendor management and fosters cybersecurity awareness.
Features
CoreGuardian ensures compliance with DORA and other frameworks
CoPilot engages employees 1-on-1 via Slack and Teams for security awareness
VendorGuard streamlines vendor risk management
Who’s it for?
Financial institutions, investment firms, insurers, payment processors, critical ICT providers, and non-EU companies serving EU financial entities.
Intrepid Fox
Intrepid Fox makes onboarding for banks and fintechs 10x faster. Their AI-powered document collection reduces manual follow-ups by 90% and cuts costs by 50%.
Features
Provides on-the-spot document analysis for 10x faster document collection
Automates follow-ups with the customer to eliminate back-and-forth emails
Includes an interactive compliance dashboard that provides a robust risk analysis
Who’s it for?
Banks, credit unions, fintechs, payment providers, and financial institutions seeking faster and more efficient business onboarding.
Keyless
Keyless is a leader in privacy-preserving biometric authentication. It is ISO27001, FIDO, and FIDO2 certified and protects global enterprises from fraud while ensuring compliance and multi-factor security.
Features
Delivers data privacy and compliance
Offers multi-factor security
Creates a seamless user experience
Who’s it for?
Banks, fintechs, crypto exchanges, and the broader financial services sector, from SMEs to global organizations.
R34DY
ABLEMENTS by R34DY solves the integration challenge for banks. ABLEMENTS is an AI-driven platform bringing IT ecosystems and organizations together and to market – fast.
Features
Orchestrate – uses AI to integrate IT systems and third-party providers in no time
Create – provides a low code platform for businesses to create flows with AI
Operate – safely deploys and monitors
Who’s it for?
Banks and financial institutions, whether they are legacy, modernizing, or greenfield.
Regsearch AI
Regsearch AI empowers businesses with customizable regulatory AI agents to simplify and automate regulatory compliance, assess gaps, and ensure alignment with internal policies and standards.
Features
Automates regulatory compliance assessments without disrupting current operations
Provides oversight and monitoring of AI agents used outside and within Regsearch AI
Who’s it for?
Small-to-medium-sized businesses, including financial services, insurance companies, banks, credit unions, and payment providers.
Advances in everything from digital engagement to AI have revolutionized banking and financial services. Unfortunately, these same technologies and innovations have spawned a new generation of financial criminals whose malicious activity can be launched from anywhere in the world and impact thousands, if not millions, of individuals.
What can the financial services industry do to better educate their clients about the challenge of financial crime? What tools and strategies are available to banks and other institutions to help them better protect themselves and their customers from fraudsters, cyberattacks, and other threats?
In our Power Panel on financial crime at FinovateEurope 2025 — How to harness anti-financial crime technology to meet the challenges of the digital era — we feature three experts on the topic of fighting fraud and financial crime in financial services. The panel will discuss current threats to banks and financial services companies, as well as the role of enabling technologies — including digital identity, biometric authentication, and AI — in helping businesses stay one step ahead of the fraudsters.
Our Power Panelists are:
Tom Littlechild, EMEA Senior Counsel for AML, Sanctions, and ABC (Financial Crime), Wells Fargo
Previously Santander UK’s dedicated financial crime attorney advising on AML sanctions, ABC, and criminal fraud matters, Littlechild is Wells Fargo’s EMEA Senior Counsel for AML, Sanctions, and ABC (Financial Crime).
Before joining the financial services industry, Littlechild was a specialist in white collar crime, investigations, and compliance at Ropes and Gray. LinkedIn.
Monica Carlesso, Business Platform Lead, ID & Authentication Platform, CIO Enabling Services, Lloyds Bank
A disruptor in the financial services industry with more than 15 years experience in digital product development in payments and banking, Carlesso is Business Platform Lead, ID & Authetication Platform, CIO Enabling Services, at Lloyds Bank.
Previously, Carlesso led mobile strategies and propositions in European financial services firms including Barclaycard and PosteMobile/PostePay. LinkedIn.
Chantelle Lamb, Fraud and Financial Crimes Systems Director, OakNorth
Lamb is the Fraud and Financial Crime Systems Director at OakNorth, which bills itself as the digital bank for entrepreneurs by entrepreneurs. She is a fraud prevention specialist with experience leading multiple fraud and financial crime teams across both retail and commercial financial services products.
Before joining OakNorth, Lamb was Head of Fraud at Vanquis Bank where she led the institution’s anti-money laundering and transaction monitoring efforts. LinkedIn.
Richard Neve, Managing Director & Partner, Cognito Media
Moderating the panel is Richard Neve. Managing Director & Partner at Cognito Media, Neve began his career as a daily newspaper journalist, and transitioned into financial services as a contributor to Financieel-Economisch Magazine (FEM) and a contributing editor to Banking Review.
Today, Neve manages complex and large international communications projects for fintechs and financial services companies. He works from the Amsterdam and Düsseldorf offices of Cognito. LinkedIn.
A look at the companies demoing at FinovateEurope in London on February 25. Register today using this link and save 20%.
b-next
Founded in 1989, b-next specializes in innovative data analytics, delivering actionable insights and surveillance solutions across asset and trading platforms.
Features
Revolutionizes how data informs strategy
Fuels better decision-making
Uncovers actionable market correlations
Creates continuous innovation through a scalable ecosystem
Who’s it for?
Banks, asset managers, hedge funds, and trading firms.
Light Frame
Light Frame is a pioneering wealth technology firm launching the next generation of foundational core technology.
Features
Simplifies onboarding and maintenance
Improves and automates operations
Streamlines costs
Elevates intelligence
Accelerates innovation
Who’s it for?
Private banks, wealth management firms, and banks offering brokerage services.
Mati Labs
Mati Labs is an AI-powered co-pilot for investment funds that integrates proprietary and external financial data to deliver secure, actionable insights via custom tools and workflows.
Features
Connects 200+ data providers, including proprietary sources, to AI
Integrates seamlessly with tools, like Power BI, SQL, and Outlook
Automates reports, alerts, and insights from unstructured data
Who’s it for?
Asset managers and investment advisors.
Mifundo
Mifundo’s data solution offers cross-border credit information and standardised credit scores for underwriting foreigners, non-resident nationals, expats, and migrants.
Features
Offers standardised credit scores
Enhances credit bureau data with open-banking
Offers access to all European countries with a single API (or online platform)
A look at the companies demoing at FinovateEurope in London on February 25. Register today using this link and save 20%.
Arva AI
Arva AI offers AI-enabled business verification for banks and fintechs.
Features
Provides AI agents for document intelligence and fraud detection
Analyzes web presence
Communicates with customers
Who’s it for?
Banks, credit unions, payment providers, and fintechs.
Doshi App
Doshi App helps financial institutions deepen customer loyalty through engaging financial education that empowers better financial habits.
Features
Generates AI-driven customer insights for personalised CRM
Delivers plug-and-play financial education for easy integration
Offers scalable white-label solutions for seamless branding
Who’s it for?
Banks, credit unions, fintechs, lenders, and credit builders.
Plumery
Plumery’s cloud-native digital banking platform empower’s financial institutions of all sizes to craft distinctive, customer-centric mobile and web banking experiences.
Features
Drives 60% higher customer engagement through lifestyle integration
Generates 40% growth in transaction volume through embedded services
Creates new revenue streams through partnership models
Who’s it for?
Financial institutions of any size, ranging from large multinational banks to smaller regional players.
Xaver
Xaver empowers banks, insurers, and brokers with agentic AI-driven omnichannel sales capabilities to improve pension savings for millions of Europeans.
Features
Delivers up to 65% sales efficiency gains through autonomous AI financial advisors and AI co-pilots
Provides seamless omnichannel experiences bridging online and offline
In less than a month, FinovateEurope returns to London at the iconic O2 Intercontinental, bringing together the newest and best ideas in fintech for two, action-packed days (get your ticket before prices increase!). With insightful keynote presentations, panel discussions, and lots of networking opportunities, this event consistently brings incredible value to attendees.
Among the most anticipated highlights of the first day are the live demo sessions, where companies take the stage to showcase their latest product or service. Each company gets just seven minutes to demo their technology— no slides, no pre-recorded videos, just live demonstrations of what makes their solution unique.
This year, we’re thrilled that, out of the 30+ companies set to demo on the Finovate stage, 17 have never made an appearance at a Finovate event in the past. These new faces represent a fresh wave of innovation in areas like AI, cybersecurity, regtech, and payments, and others. They are new to us, and will likely be new to you, as well.
Arva AI Arva AI uses AI to increase the efficiency and strengthen compliance of business verification for banks and fintechs.
b-next b-next empowers firms to uncover market patterns and correlations, enabling them to make smarter decisions through advanced financial data analysis.
Byne Grassroots experimentation can enable teams to leverage GenAI flexibly and cheaply. Byne helps to encourage this innovation while mitigating security risks.
CyberUpgrade CyberUpgrade offers a cybersecurity co-pilot that helps CTOs offload 95% of ICT security and compliance tasks.
EKAI EKAI uses GenAI to reduce costs associated with data review and analysis, produce tangible insights, and streamline compliance program management to maximize ROI.
Keyless Keyless replaces traditional multi-factor authentication methods with automated biometric authentication, improving user experience and cutting costs.
Light Frame Light Frame offers private banks the foundational technology to streamline back-office operations, accelerate innovation, and elevate security and resilience to the modern standard.
Mati Labs Mati Labs helps financial institutions transform and grow by enabling AI adoption with robust data foundations, ensuring security and compliance, and fostering knowledge-based innovation.
Mifundo Mifundo offers data technology to unify and passport credit data in Europe, providing banks with a standardized credit risk assessment.
Moonjelly Moonjelly is a GenAI platform designed for the finance sector, enabling rapid investment research, automated memo generation, and intelligent document management to enhance decision-making and operational efficiency.
PayIP PayIP recovers money from Visa and Mastercard for banks and optimizes their billing costs going forward.
Plumery Plumery helps organizations drive growth by accelerating digital modernization, reducing time-to-market, enhancing customer experiences, and enabling continuous innovation by integrating with existing banking systems.
PromoComply By streamlining compliance for financial promotions, PromoComply cuts down significantly on the time and cost of maintaining compliant marketing, so organizations build trust with consumers and regulators.
R34DY R34DY helps organizations transform their business by taking the pain out of integrations and making it easy for business owners to create use cases and reduce time-to-market.
Regsearch AI Regsearch AI empowers organizations to save time, reduce compliance costs, and scale operations by automating regulatory processes with trusted, explainable, and transparent AI Agents.
RE-ViVE RE-ViVE helps BFSI organizations navigate the challenges of modernization by simplifying complex processes, unlocking actionable insights from vast data, and driving efficient, scalable transformation.
Xaver Xaver empowers organizations with AI-driven sales technology to enhance omnichannel customer journeys, improve sales efficiency, and expand or refine their financial product offerings.
In addition to the 17 companies above, we’ll also seethe following Finovate alums, as well as others, take the stage to demo.
Dimply Dimply helps banks and credit unions unlock greater value from their data and create beautiful, personalized, insightful, and resonant embedded financial experiences. Dimply recently demoed at FinovateFall 2024.
Doshi App Doshi App transforms transactional relationships into engaging user experiences that attract GenZ and support cross-sell opportunities. Doshi App demoed at FinovateEurope 2024.
Intrepid Fox Intrepid Fox automates key components of KYC review, such as document collection, which reduces onboarding time by 10x. Intrepid Fox demoed at FinovateEurope 2024.
PointChain PointChain is an AI-driven solution that enables real-time transaction monitoring and risk scoring for financial institutions. PointChain demoed at FinovateFall 2024.
Torus Torus improves financial and operational efficiency by enabling banks and fintechs with data-driven insights from the billing and transactional data they already have. Torus demoed at FinovateEurope 2024.
We’re excited to host all of these companies, as well as our speakers, panelists, and sponsors, on February 25 through 26 in London. Get your ticket soon to save, and we’ll see you there!
FinovateEurope is coming to London’s Intercontinental O2 on February 25 and 26 (grab your ticket here). Over the course of the two days, we will have a range of content loaded with fresh insights and new ideas that will help you stay on top of the latest trends.
With such a wealth of content, it is difficult to choose favorites. For me, however, there are two sessions that always stand out, the Investor All Stars and Analyst All Stars panels. These sessions gather some of the most influential minds and voices in financial services, and the group always addresses the most pressing topics in fintech.
Investor All Stars: Where is the smart money investing in fintech?
Why this session stands out Analysts will address critical questions about the current state of fintech funding, a hot topic given recent market turbulence. The speaker lineup of investors will offer insights on consolidation trends, wealthtech growth, and the potential for profitable fintechs to reshape the funding landscape.
Key questions to be answered
Which fintech sectors are still attracting strong investment?
What lessons can be learned from bubbles that have burst?
How can fintech startups navigate high interest rates and prepare for successful exits?
Takeaways for attendees The Investor All Star session will provide clarity for fintech founders and investors navigating a challenging funding environment. Understanding trends like digital asset adoption and profitability-focused growth through the lens of an investor can help guide your thinking on where to focus your time, efforts, and investment in the coming months.
Speakers
David Kelnar, Managing Director at Houlihan Lokey
Katherine Wilson, Senior Principal at Illuminate Financial
Robin Scher, Head of Fintech Investment at Lloyds Banking Group
Serhiy Tokarev, CoFounder and General Partner at Roosh
Analyst All Stars: How financial services have been changed forever
Why this session stands out This session is consistently one of Finovate’s most anticipated, and for good reason. Hearing from four top analysts in the space will help you bring fresh perspectives and actionable insights, no matter where you operate in the fintech and banking space.
Key questions to be answered
What can European banks learn from fintech innovation in Asia, Africa, and Latin America?
Why has open banking struggled in Europe while succeeding elsewhere?
What areas of financial wellness, inclusion, and literacy are ripe for innovation?
Takeaways for attendees Attendees can leverage analysts’ insights to understand global trends and discover opportunities for creating new revenue streams, a better customer experience, cost savings, and more. Both banks and fintechs will also learn from global case studies and benefit from actionable, practical recommendations.
Speakers
Philip Benton, Principal Analyst at Omdia
David Barton-Grimley, Fintech Strategy Director at 11:FS
Suraya Randawa, Head of Omnichannel Experience at Curinos
Both of these sessions are unmissable, so be sure to arrange your agenda to accommodate. All-access passes for the event are currently discounted; save by registering before rates increase!
This year, FinovateEurope will host a trio of quick-fire keynote addresses covering topics in fintech that have been gaining traction in recent years. Presented on Day Two of the conference, these three speeches will help inform attendees about recent developments — and future opportunities — for banks and financial services companies in fields such as quantum computing, wealth management, and B2B fintech.
How quantum computing could transform banking; it can process data 10 million times faster than supercomputers — what are the use cases for banks? Could quantum computing break the encryption keys used in current security protocols and leave sensitive data vulnerable to attack?
Syed Hasan Jafar, Associate Dean at the School of Business, Woxsen University
Jafar is the Area Chair/HOD of Finance at Woxsen University. He has 14 years of experience in finance and worked as a Deputy Research Head and corporate trainer before joining academia. Jafar’s areas of expertise include security analysis, equity and derivative research, technical analysis, and valuation.
Disruption in the direct to consumer wealth market. The great wealth transfer has started and new heirs are demanding faster digitization and more personalized offerings. Will AI be the catalyst to transform wealth management?
Vandenbroucke is Managing Director at everyoneINVESTED, the wealthtech spin-off of KBC Group. He is also expert general manager at KBC and former head of innovation at KBC Asset Managment, Belgium. Further, Vandenbroucke is a lecturer in financial engineering at University of Antwerp, digital household finance at KU Leuven, and financial securities at Ehsal Management School.
Moving beyond B2C fintech to B2B fintech — is this a bright new future for the fintech industry & will it be transformative for the banking industry?
Michael Salmony, CEO of Payments Innovation
Salmony is an internationally recognized leader on the strategy of business innovation in digital and financial services with a focus on payments, open finance, fintech, digital identity, e-invoicing/SCF, fraud/cybercrime, AI for financial services, and electronic money/CBDC. Salmony is also a board-level advisor to major international banks, industry associations, regulators, and finance bodies across the world.
FinovateEurope is only a month away — 25 and 26 February! Visit our FinovateEurope hub today and take advantage of early-bird savings of up to £400.00 on your ticket price if you register by 24 January.
