inStream Shows How it is Changing the Financial Planning Software Industry

InStreamSolLogo.jpgAfterwards, inStream demonstrated its innovations within the financial planning software industry:

“inStream is changing the market standard for what is generally referenced today as “financial planning software” through multiple innovations highlighted below. 
  • Financial services coordination via lead generation puts the advisor in the center of the client relationship.
  • Leveraging community-generated planning metrics effectively creates a best practices knowledge base of wealth management services for clients.
  • Proactive planning made easy through rules-based planning (setting alerts for every-day planning), milestone-based (setting alerts based on key life milestones), and touchpoint based planning (pre-set client communication plan based on personal client interests).”
Product Launched: October 2011
HQ Location: McLean, VA
Company Founded: September 2010
Metrics: Money raised: $800,000, number of employees: 7, revenues: $100,000, 
registered users: 727 advisory firms
Introducing Alex Murguia (CEO)

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Applause Learning Demos Coindexter Club, a Financial Literacy Program for Kids

ApplauseLearningLogo.jpgNext, Applause Learning introduced the Coindexter Club, a program that gamifies earning, saving, spending, and investing to help kids learn personal finance:

“The Coindexter Club is a financial literacy program for children ages 6 to 12 that includes many dynamic features. The program can be licensed by financial institutions or accessed directly by parents through our simple online subscription process. 

The foundation of the Coindexter Club is the virtual city of Econopolis found at www.Coindexter.com. Econopolis is a game-based virtual world that teaches children how to earn, save, spend, and invest money. The autonomous, non-linear learning environment of Econopolis allows children to learn at their own pace and develop strong financial behaviors that translate seamlessly from the virtual to the real world.”

Product Launched: May 2012
HQ Location: Atlanta, GA
Company Founded: October 2011
Introducing Adrian Lawrence (Creative Director) and Melissa Lawrence (Sales Representative)

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ZipZap Demonstrates its Cash Transaction Solutions

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After lunch, ZipZap demonstrated its CashCade and CashPayment solutions:
“ZipZap has developed a revolutionary new suite of cash transaction solutions. CashCade provides eCommerce merchants with an automated cascading payment option ensuring every transaction is approved. No more lost revenue from card-based transactions being declined, as CashCade gives consumers the option to pay cash.
CashPayment enables consumers worldwide to make payments for online purchases at offline locations using cash. Easily adapted to fit the needs of any eCommerce merchant, a consumer using the CashPayment option simply confirms the transaction online, prints the payment slip, takes it to the nearest Payment Center listed, and completes the transaction by paying the clerk with cash.”
Product Launched: January 2012 and May 2012
HQ Location: San Francisco, CA
Company Founded: December 2010
Metrics: $1.2 million angel investment funding, 8 employees
Website: zipzapinc.com
Introducing Alan Safahi (Founder & CEO) and Myles Gutenkunst (VP of Business Development)

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DeviceFidelity’s moneto Allows Android and iPhone Users to Pay Using NFC

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Last to demo before lunch, DeviceFidelity showed how moneto uses MasterCard’s PayPass technology:

“Launched at CES by DeviceFidelity, Inc., moneto became the world’s first commercially available mobile Near Field Communication (NFC) wallet supporting both iPhone and Android platforms for mobile payments using the In2Pay microSD, which enables secure contactless transactions. 

The moneto mobile wallet is powered by MasterCard PayPass technology and linked to a general-purpose reloadable MasterCard prepaid card. The technology enables iPhone and Android users to make purchases with their phone at the hundreds of thousands of merchants that accept MasterCard PayPass.”

Product Launched: January 10, 2012
HQ Location: Richardson, TX
Company Founded: 2007
Introducing Youri Bebic (General Manager, NFC Prepaid Services) and Amitaabh Malhotra (COO and Co-Founder)

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On Deck Makes its Platform Available to Third Parties

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Next, On Deck demonstrated how it can help third parties calibrate the appropriate loan amount:
“On Deck’s technology is now available to third parties who want to leverage their own capital to reach small businesses. Third parties can connect their capital to the On Deck Platform to underwrite and service small business loans. 
Our technology will also harness small businesses’ digital information – such as online banking and cash flow information – in order to calibrate an appropriate loan amount. With our technology, these organizations will be able to vastly increase the number of small businesses they are able to service, while significantly decreasing the time required of small business owners to obtain capital.”
Product Launched: May 2012
HQ Location: New York, NY
Company Founded: 2007
Metrics: $200 million delivered to small businesses, 100+ employees
Introducing Noah Breslow (Chief Operating Officer), Tammy Halevy (SVP, Enterprise Opportunity) and James Hobson (SVP Strategic Partnerships & Platform Solutions)

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Swipely Launches Payment Marketing Platform

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Afterwards, Swipely debuted its payment marketing platform:
Swipely’s payment marketing platform will combine payment processing with loyalty, offers, and analytics. This enables businesses to leverage expenses they already incurred through payment processing.
Product Launched: FinovateSpring 2012
HQ Location: Providence, RI
Company Founded: August 2009
Metrics: 35 employees, $8.5 million raised
Website: swipely.com
Introducing Angus Davis (Founder & CEO)

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CoverHound Reveals its Comparative Shopping Engine

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Then, CoverHound demonstrated its platform where consumers can compare insurance quotes:
“CoverHound’s comparative shopping engine gives users real, instant and actionable rates from leading insurance brands. 
CoverHound tools let partners offer consumers purchasable insurance quotes – supercharging monetization and user experience in new and lucrative ways.”
Product Launched: May 2012
HQ Location: San Francisco, CA
Company Founded: May 2010
Metrics: $800,000 raised to date, 10 employees
Introducing Basil Enan (Founder & CEO) and Rory Joyce (Chief Marketing Officer)

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The CSI globalVCard is a Mobile Payments App for Businesses

CSIGlobalVCardLogo.jpgAfterwards, the CSI globalVCard team showed the audience a secure mobile payment from their mobile app:

“CSI globalVCard mobile app is a virtual MasterCard application designed for on-the-go businesses of any size. Create secure, single-use MasterCard account numbers from your mobile device. Even create virtual cards in another user’s name with options to securely send via email or SMS. Pay Online, On the Phone, Wherever MasterCard is accepted. Safe, secure mobile payments sent to Anyone. Anywhere. Anytime.”
Product Launched: October 2011
HQ Location: Bonita Springs, FL
Company Founded: 1989
Introducing Jason Kolbenheyer (Director of Products) and David Disque (Vice President of Operations)

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Virtual Piggy Helps Kids Spend Money Online in a Controlled Environment

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Virtual Piggy took the stage next with its payment platform designed to help kids transact safely online:

“Virtual Piggy is the first e-commerce solution that enables kids to manage and spend money within a parent-controlled environment. The technology company delivers online security platforms designed for the Under-18 age group in the global online market, and also provides online businesses the ability to function in a manner consistent with the Children’s Online Privacy Protection Act (COPPA) and similar international children’s privacy laws. Virtual Piggy enables the Under-18 audience to play, transact and socialize in a secure online environment guided by parental permission, oversight, and control.”

Product Launched: January 2012
HQ Location: Hermosa Beach, CA
Company Founded: 2008
Metrics: Public Company (OTC:VPIG)
Introducing Dr. Jo Webber (CEO and Founder) and Pradeep Ittycheria (CTO and Co-Founder)

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Wall Street Survivor Guides Users Through the Investing Process

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Today, Wall Street Survivor demonstrated its financial education platform:
“The latest version of Wall Street Survivor appeals to today’s passive and active investors. These users are more social, have shorter attention spans, want more guidance and support, and spend more time playing Angry Birds. They want financial education in an easy, rewarding, and unbiased form.”
Product Launched: May 2012
HQ Location: Montreal, Canada
Company Founded: September 2007
Metrics
    • 120,000 registrations in the past 12 months
    • 3.3 million average page views per month
    • 7.5 million trades made
    • 46% of visitors will return 9x or more
    • 80% of traffic is unpaid
    • 9+ minutes average time on site
Introducing Rory Olson (CEO) and Greg Isenberg (CPO/CMO)

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Portfolio Football Gamifies Wealth Management

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Then, Portfolio Football demonstrated its unique platform that integrates financial management into the game of American football:

“Portfolio Football is a personal finance and portfolio management application based on the game of American football. Portfolio Football utilizes patent-pending technology and is the first financial management system to fully-integrate the concepts of football (or any team sport) with the concepts of finance. 

Portfolio Football relates a user’s personal financial situation to the scoreboard in a football game, thus enabling them to better understand and manage their personal finances. It also provides users with an easy-to-use tool that allows them to build and manage a fully diversified portfolio in the same way one would manage a fantasy football team.”

Product Launched: May 2012
HQ Location: Tampa, FL
Company Founded: May 2011
Introducing David Hirsch (President & CEO) and Aaron Barman (Senior VP of Business Development)

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Giftly Helps You Send Gifts on Time

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Next, Giftly showed how you can send gifts from your mobile device:
“We’ve created a gift card that doesn’t require merchant participation or point of sale integration, allowing us to focus on the consumer experience. Giftly does this by turning a person’s credit or debit card into a gift card.
With that innovation, we’ve made an iPhone app that makes giving a gift fun and easy. It’s been designed to be social, simple, and create great moments of serendipity between friends. Thanks to Facebook, Foursquare, and smart iOS integration, you can send a friend a nice birthday gift or give a drink to a friend when they check in at a bar within moments. To use a Giftly, you simply pay with your credit card and confirm redemption on your smartphone.”
Product Launched: May 2012
HQ Location: San Francisco, CA
Company Founded: August 2010
Metrics: Raised: $2.5 million, employees: 10

Website: giftly.com 

Introducing Tim Bentley (Found and CEO)

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