BörseGo’s Guidants Platform Gives Users Access to Financial Information via Widgets

This post is a part of our live coverage of FinovateEurope 2013.

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Afterwards, BörseGo showcased its Guidants platform:
“Guidants is a unique html5-based platform to access any imaginable kind of financial information and calculations. Guidants comprises more than thirty small widgets the user can freely add, arrange and save on his workspace. Each such widget has one task like displaying a chart, the fundamentals of a stock, showing a video stream or giving direct access to a broker. 
The user can modify each widget according to his needs (size, content, appearance) and connect single widgets with others so that they interact with each other. All widgets make use of real-time push technologies and thus live up to the heightened requirements of our information society.
Guidants is free of charge and users can subscribe to premium content and additional widgets.”
Product Launch: October 2011
HQ: München, Germany
Founded: 2000
Metrics: 70 employees, 10M revenue, working
Website: boerse-go.ag
Presenting Johannes Pfeuffer (Executive Assistant) and Christian Ehmig (CTO)
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rplan Launches Portfolio Builder to Help Users Select Investments Based on Personal Goals and Risk Preferences

This post is a part of our live coverage of FinovateEurope 2013.

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Second, rplan launched its Portfolio Builder platform that guides users through the investment process:
“Portfolio analysis aims to help investors answer three fundamental questions:
• What have I got?
• How well am I doing?
• What can I do to improve?
It shows users how much they have invested and where, but also tells them how they are doing based on risk, cost, performance, and goals. Finally, it offers in-depth analysis based on asset allocation and fund analysis, alerting users to how they can improve their portfolios.
Portfolio builder helps users create an investment portfolio based on key criteria such as goals and risk. It allows users to narrow down from 2,400 available investments to those that are applicable to them, giving them feedback on their investment decisions as they go in areas such as asset allocation and fund selection.
The key to both these features is simplicity, giving mainstream investors the knowledge, tools and confidence to manage their own investments.”
Product Launch: February 2013
HQ: London, UK
Founded: January 2011
Website: rplan.co.uk
Twitter: @rplanme
Presenting Andy Creak (CEO) and Nick Curry (CPO)
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Kabbage Brings its Small Business Lending Platform Across the Pond to the U.K.

This post is a part of our live coverage of FinovateEurope 2013.

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First up for the final session of the day, Kabbage demonstrated how U.K. businesses can receive funding on its platform:

“Kabbage has launched its services in the UK at uk.kabbage.com. Now small businesses in the UK can link their eBay and PayPal accounts to Kabbage’s platform and receive funding in minutes!”

Product Launch: February 2013
HQ: Atlanta, GA, USA
Founded: February 2009
Metrics: Raised $56M in equity to date. Approximately 80 employees in two offices. Approximately 10,000 qualified accounts.
Website: kabbage.com
Twitter: @kabbageinc
Presenting Robert Frohwein (CEO) and Kathryn Petralia (COO)
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ETRONIKA’s BANKTRON E-Channels Management Platform Offers a Personalized EBanking Experience with Animated Widgets

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This post is a part of our live coverage of FinovateEurope 2013.

Wrapping up the third session of the day, ETRONIKA showcased its BANKTRON E-Channels Management Platform:
“ETRONIKA’s BANKTRON e-channels management platform enables a completely new approach to the banking and finance industry, which provides front-end users elegant, safe, and secure financial products and services. 
The solution allows financial institutions to offer a highly personalized, attractively simple, and enhanced e-banking experience for its clients across all channels and devices.
BANKTRON makes all delivery channels work seamlessly together as an integrated whole.”
Product Launched: Q2 2013
HQ: Vilnius, Lithuania
Founded: 2000
Metrics: 50 employees, self-funded
Website: etronika.com
Twitter: @EtronikaTweets
Presenting Kęstutis Gardžiulis (CEO & Co-Founder) and Vytautas Šopis (Project Manager)
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Trustly Helps You Safely Pay and Get Paid for Goods Sold Online

This post is a part of our live coverage of FinovateEurope 2013.

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Third, Trustly showed how its direct, person-to-person payment solution can help you pay and get paid for items sold online:
“Today there are many payment methods available for the e-commerce market, but there are no solutions solving the pain people experience when buying and selling on electronic person-to-person marketplaces – the risks and hassle of exchanging cash, and in the case of non-local deals where the goods have to be shipped – the risk that the buyer will not receive the goods or the seller will not receive the payment. 
Trustly Direktbetalning removes these pains.
We’ll showcase how people from now on can safely pay and get paid for goods sold on Sweden’s largest marketplace, with an integrated fraud guarantee. Trustly Direktbetalning is a direct person-to-person bank payment solution embedded in the marketplace and does not require its users to learn any new behaviour or sign up to any new feature. It will (thanks to the combination of the following features) revolutionize the way people pay and get paid when purchasing goods from each other:
1. Direct and seamless payments embedded in the marketplace
2. Integrated instant identification – no false identities can be used
3. Fraud guarantee offered to both buyer and seller for complete peace of mind
Trustly Direktbetalning leverages Trustly’s proprietary direct bank e-Payment system. Its first marketplace partner is Blocket.se, Sweden’s largest marketplace with an aggregate value of ads posted in excess of €20B per year. It can, in principle, be embedded into any online marketplace in the world, or offered as a stand-alone service.”
Product Launch: Q1 2013
HQ: Stockholm, Sweden
Founded: April 2008
Metrics: Organically grown, Employees: 35+, Number of payments: 200,000+ monthly
Website: trustly.com
Presenting Carl-Henrik Somp (COO)
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OPENTECH Launches Enhanced Hybrid Apps for Mobile Banking and Payments

This post is a part of our live coverage of FinovateEurope 2013.

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Just before lunch, OPENTECH debuted its Enhanced Hybrid apps:
“At Finovate we are launching a revolutionary approach to mobile finance with our suite of Enhanced Hybrid (TM) apps for mobile banking and mobile payment.
Not happy with HTML5 UX, neither with native app complexity? Enhanced Hybrid is the solution:
•  User experience same as native apps
•  Development “server side” instantly available cross platform
•  Minimized testing effort thanks to a common codebase across all supported devices
•  Multiplatform rollout without additional development costs
•  Change management without publishing a new version on the app stores”

Product Launch: February 2013
HQ: Roma, Italy
Founded: May 2003
Metrics: In the last 4 years revenues have grown from €800K to over €4M. Five out of top 10 banks in Italy chose OPENTECH mobile banking product.
Website: opentech.com
Presenting Stefano Andreani (CEO) and Alessandro Borghini (Head of User Experience)
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Additiv’s add.direct Improves Customer Experience While Keeping Cost Down

This post is a part of our live coverage of FinovateEurope 2013.

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Now, Additiv is demonstrating how its add.direct solution can improve customer experience while lowering cost:
“With add.direct we solve two major issues in banking today:
1. Costs
Add.direct allows for a major step in the industrialisation of banks by automating the mid- and front-office processes. It enables a true end-to-end business process along the complete customer journey.
2. Differentiation in the marketplace
Add.direct allows for a highly improved customer experience along all touchpoints and is the basis for serious 2.0 banking.”
Product Launch: September 2012
HQ: Zurich, Switzerland
Founded: 1998
Metrics: 40+ FTEs, privately held company, self-funded
Website: additiv.ch
Presenting Michael Stemmle (Chairman) and Manuel Thomet (Head, Bank 2.0 Consulting)
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eWise’s MyFin Mobile Banking Solution Combines PFM, Account Aggregation, and eAuthentication into a Single Solution

This post is a part of our live coverage of FinovateEurope 2013.

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Next, eWise brought its MyFin mobile banking solution to the stage:

“The eWise MyFin mobile banking application combines the most powerful elements of PFM, account aggregation, and eAuthentication into a single, integrated solution. 

The groundbreaking functionality of the eWise MyFin application transforms the consumer’s online banking into a simple, fast, and powerful experience that delivers unprecedented value to financial institutions through an integrated ROI engine.”

Product Launch: November 2012
HQ: Redwood City, CA
Founded: 2000
Website: ewise.com
Presenting Alex Grinberg (Founder) and Mark Matthews (Managing Director)
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Moven (Formerly Movenbank) Gives a First Look at Its Mobile Platform

This post is a part of our live coverage of FinovateEurope 2013.

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Next up is Moven (formerly Movenbank), who showed how its tools can help you better understand your finances:

“At FinovateEurope 2013 we will be demonstrating the Movenbank mobile banking experience along with how CredScore® and our Spend, Save, Live tools will help consumers manage and improve their financial health. 

The demo will include features of the day-to-day mobile banking experience and the online platform.”

Product Launch: February 2013
HQ: New York, NY, USA
Founded: March 2011
Metrics: Thus far the company has raised more than $2.5M in seed funding, has around 20 employees and about 10,000 registered users.
Website: moven.com
Twitter: @getMoven
Presenting Brett King (CEO & Founder)
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The Backbase Digital Marketing Module Helps Bank 2.0 Portal Users Enhance Marketing Efforts

This post is a part of our live coverage of FinovateEurope 2013.

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Starting off the second session today is Backbase, who showed off its new Backbase Digital Marketing module:
“Backbase is demoing Backbase Digital Marketing, a new module within Backbase Bank 2.0 Portal. With Backbase Digital Marketing, banks get the option to easily create and manage:
• Cross- & up-sell campaigns 
• Lead generation campaigns
• Closed loop marketing
• Loyalty features
The Backbase Digital Marketing module does not only work on regular desktop browsers but is optimized to work in a multi-channel setting (from desktop to tablets and smartphones). Backbase Digital Marketing can be used in any existing website or Internet Banking platform, offering banks a simple point solution to start working with Backbase Bank 2.0 Portal.”
Product Launch: February 2012
HQ: Amsterdam, The Netherlands
Founded: April 2003
Metrics: Privately funded, 150+ employees with offices in New York, Amsterdam, London, Singapore and Moscow.
Websitebackbase.com
Twitter: @backbase
Presenting Jouk Pleiter (CEO & Co-Founder) and Jelmer de Jong (Global Head of Marketing)
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BBVA’s New Tool Uses Twitter Sentiment to Analyze Stock Market Behavior

This post is a part of our live coverage of FinovateEurope 2013.

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The final demo for the first session today is BBVA, who showed how its tool can assess whether views of the stock market expressed in Twitter correlate with actual market behavior:

“To find out if the “market sentiment” expressed in Twitter is correlated with actual market behavior, we at BBVA have launched Stockbuzz (www.stockbuzz.es). This is a site where the user can view the sentiment that Twitter users feel on the Ibex 35 and the securities that make up the index, and compare it with their actual share price on the stock exchange. 

The website is user friendly, easily understandable and attractive. It shows graphs and data based on the information that is posted on Twitter, but also promotes interaction with this social network, as it contains a section where site visitors can leave their own messages on the analyzed stocks.”

Product Launch: December 2012
HQ: Madrid, Spain
Founded: January 1857
Metrics: 117,500 employees, over 30 countries, more than 47M customers, 900,000 shareholders
Website: bbva.com 
Presenting Jose Antonio Gallego (Head of Open Innovation) and Marisol Menendez (Open Innovation Manager)
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SumUp Demos Payment Acceptance Platform

This post is a part of our live coverage of FinovateEurope 2013.

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SumUp just started its demo featuring a payment acceptance platform:
“SumUp’s payment card acceptance platform helps the millions of small businesses that are missing out on customers because they cannot accept card payments. Traditional card terminals are expensive, with high monthly fees and long contract durations. SumUp’s payment dongle offers an easy way for small businesses and sole traders to accept card payments securely, even on-the-go. 
Using only a portable card reader and an iOS and Android app, merchants can accept card payments on their mobile device, with a transparent fee of only 2.75% per transaction.”

Product Launched: Q1/2 2013
HQ: Dublin, Ireland
Founded: August 2011
Metrics: Completion of a two-digit million EURO funding round in Q2 2012, over 130 employees across 10 countries
Website: sumup.com
Twitter: @SumUp_UK
Presenting Stefan Jeschonnek (Co-Founder & CMO) and Florian Richter (Country Manager UK)
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