FinDEVr Live: Lleida.net Gives Companies a Communication Record for Compliance

FinDEVr Live: Lleida.net Gives Companies a Communication Record for Compliance

Lleidahomepage
lleida.net/en/ | @lleidanet_en

LleidanetLogoLleida.net is the leading international operator in the market of registering electronic communications, SMS solutions and data validation. As a trusted third party, eCommunications are provided with an added legal value. Lleida.net services bring efficacy, certainty and cost effectiveness to their customers’ processes. Public administrations, SMEs and large companies are among their customers. Some of Lleida.net services are:

  • Registered email and registered SMS
  • Registered invoices
  • Registered electronic contracts
  • Connectaclick (eContracting solutions)
  • Stamphoto (take photos and certify them)
  • Stamp ID Lleida.net (ID and passport validation)
  • Data validation
  • Text messaging

Who’s guilty? Registered eCommunications: the evidence for developers, the durable media for consumers
New distance selling rules, particularly in the EU, stand for evolution rather than revolution. You need to prove to the parties involved both the offer and its reply in a durable media ready for inspection by a third party. But if already certified by an independent third party, then we will know who the culprits are. To prove who’s guilty of the sales, Lleida.net Telecom operator and trusted third party, has developed “registered electronic communications,” to help companies proving each step of their communications and issuing a legal certificate. We provide the ultimate evidence companies need.

Key takeaways:

  • Registered eCommunications, the pocket knife of legal evidence.
  • Registered eCommunications and their legal certainty drive innovation for businesses.
  • How to create legal evidence in ecommerce.

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Presenters:
Jordi Ramon, CTO

Daniel Parada, R&D Technician

FinDEVr Live: Personal Capital Describes Data-driven Retirement Planning

FinDEVr Live: Personal Capital Describes Data-driven Retirement Planning

PersonalCapitalHomepage

personalcapital.com | techblog.personalcapital.com | @PersonalCapital

PersonalCapitalLogoPersonal Capital is a next-generation financial adviser, named by CNBC as a “Top Disruptor” for our innovative approach to wealth management. Our award-winning free tools and mobile apps give clients a complete picture of their net worth, and we offer comprehensive financial advisory services previously available only to the ultra-wealthy. This combination of high-tech and high-touch drives our ability to deliver truly personal and objective wealth management for the internet and mobile age. We believe this is the best way to empower individuals and their money.

Data-driven retirement planning
We are presenting the inner workings of a truly data-driven retirement planner created by leveraging a user’s aggregated financial data, enhanced by machine learning and personalized by user’s life events and goals. We will discuss how the investing and financial planning strategies are triggered to update as the user moves through different stages of her life and makes changes to her spending and saving behaviors. Finally, we will show how this functionality is visualized through a UI that makes sophisticated algorithms and complex data easy to use for any user, regardless of investing knowledge.

Key takeaways:

  • How we employ machine learning techniques to forecast growth of a user’s portfolio and
    estimate available retirement spending
  • How we create a connected ecosystem that allows a user and his/her dedicated adviser to collaborate on the same financial data and retirement plan
  • How we use AWS infrastructure to supercharge our data-driven retirement planner

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Presenters:

Fritz Robbins, CTO
LinkedIn | @fritz_robbins | [email protected]
Fritz Robbins is the CTO of Personal Capital, responsible for definition and execution of the technology roadmap and leadership of the technology teams. He has previously led technology and engineering efforts at Wells Fargo, Excite@Home, RSA Security, and elsewhere.

Ehsan Lavassani, VP Engineering, Founding Engineer
LinkedIn | @EhsanLavassani | [email protected]
Ehsan Lavassani is Personal Capital’s VP engineering and its first employee. He was the architect of Personal Capital’s core systems from the ground up and formed its world-class engineering team. Previously, he was one of the main architects of RSA’s Adaptive Authentication system.

FinDEVr Live: Chain.com Partners with Financial Institutions to Apply to the Blockchain

FinDEVr Live: Chain.com Partners with Financial Institutions to Apply to the Blockchain

ChainHomepage

www.chain.com | @chain

ChainLogoChain.com is the leading provider of blockchain solutions to financial institutions. Chain enables enterprises, including Nasdaq, First Data, and others, to issue, store, and transfer digital assets. Chain’s solutions reduce the cost and friction of moving assets and create new growth opportunities. The company is based in San Francisco.

The blockchain is eating financial services
Money is a special type of information, so it is no wonder that a new type of database would transform how it moves around the world. The blockchain is a shared database for financial instruments that is transforming how financial services companies store and move assets. Chain.com is at the leading edge of this transformation, and in this presentation, Chain’s team will share technical case studies of how they are partnering with financial institutions to apply the blockchain in different markets.

Key takeaways:

  • How the blockchain is being applied in financial markets
  • How Chain’s technology enables financial institutions to leverage digital assets
  • A special announcement from Chain

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Presenters:
Adam Ludwin, CEO
LinkedIn | @adamludwin | [email protected]
Adam Ludwin is the CEO and co-founder of Chain.com. Prior to Chain, Ludwin was a VC at RRE Ventures in New York City. Ludwin began his career at The Boston Consulting Group and IDEO. He holds an M.B.A. from Harvard and a bachelor in science from University of California at Berkeley.

Devon Gundry, Co-founder

FinDEVr Live: Finicity Demonstrates its TxPUSH Real-time Aggregation Service

FinDEVr Live: Finicity Demonstrates its TxPUSH Real-time Aggregation Service

FinicityHomepage

finicity.com | @finicity

FinicityLogoFounded in 1999, Finicity is a privately held fintech industry pioneer. Leading the charge to the Evented Financial Web, Finicity enables fintech developers to build real-time apps through its RESTful Aggregation API, the Finicity API Platform, and its suite of TxPUSH-compliant real-time aggregation services.

The launch of real-time transaction push
Finicity, the fintech industry pioneer founded in 1999, will demonstrate the first TxPUSH-compliant real-time aggregation services that push financial transaction data to software applications instead of the typical pull methodology found in standard aggregation. This instant availability of financial transaction data will unlock fintech innovation and pave the way to the ultimate delivery of real-time transaction push from the financial institution to software applications.

Key takeaways:

  • How Finicity will disrupt the aggregation industry by changing the standard pull
    aggregation methodology to a transaction push methodology
  • How Finicity will deliver real-time financial transaction push to software applications with TxPUSH-compliant API endpoints
  • How Finicity will help software developers deliver a more compelling UX

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Presenter
Nick Thomas, President
LinkedIn | @nickthomas | [email protected] | 650-450-8127
Nick Thomas is the president and co-founder of Finicity. In 1999, Finicity became one of the first subscription-based SaaS companies on the web. It has grown to service hundreds of thousands of customers and was awarded “Product of the Year” by PC World. Nick has served in executive, engineering, and software development roles.

FinDEVr Live: Mifos Presents an Open-source Application Framework for Digital Financial Services

FinDEVr Live: Mifos Presents an Open-source Application Framework for Digital Financial Services

MifosHomepage

mifos.org |@mifos

MifosLogoThe Mifos Initiative is the open-source developer community that builds and guides the world’s first open-source financial services platform, reaching more than 3.5 million account-holders worldwide. We are a flourishing ecosystem of more than 50 development partners, global volunteers, and Silicon Valley corporate sponsors that builds and supports fintech solutions for more than 120 financial institutions in 40 different countries. Each year, 80 million transactions and $791 million dollars flow through our platform. Our next generation is LibreFinance, an open-source application framework for digital financial services that will catalyze a new era of digital, interoperable, financial services.

LibreFinance—rapid application development for digital financial services
We will present the architectural concept of LibreFinance, an open-source application-framework for digital financial services, highlighting the two main use-cases: account management and transaction interoperability. LibreFinance offers a set of lightweight, scalable, and value-added components to create consumer-focused digital financial services solutions without the need to build common features and infrastructure again and again. Components are available to allow easy integration in every scenario, from a generic integration, e.g., security, accounting, via specialized modules, e.g., tiered KYC, FARM, transaction processing, to fully integrated solutions.

Key takeaways:

  • Rapid application development using an open-source application-framework specifically
    designed to meet the needs of digital financial services (DFS)
  • The essential DFS use-cases should be delivered as value-added, lightweight, service-oriented, scalable open-source components
  • Don’t waste time/money on the infrastructure; keep the focus on customers, products, UX, marketplace agility and go-to-market strategy

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Presenter: Markus Geiss, CTO & Chief Architect
[email protected]

FinDEVr Live: BehavioSec’s SDKs Extend User-friendly Security

FinDEVr Live: BehavioSec’s SDKs Extend User-friendly Security

BehavioSec_homepage_Sep2015
behaviosec.com | @BehavioSec

BehavioSecBehavioSec transforms behavior into a transparent additional layer of security by monitoring the way users interact with their devices in real time. BehavioSec’s technology recognizes if a conflicting user is operating a device by monitoring the environment, rhythms, and interaction patterns that are unique to each user. The solution is designed to enhance security without affecting the user experience. It is currently deployed at more than 20 retail banks protecting 11-plus million users and 500-plus million transactions per year.

Behavioral biometrics as a service
BehavioSec has extended the proven and tested technology from BehavioSec’s large banking installation of behavioral biometrics that work as an additional layer of security, and implemented it as a transaction-based service in the cloud. This gives any organization—suffering from fraudsters compromising the integrity of companies and individuals—an opportunity for better control over who is accessing their services.

Key takeaways:

  • How BehavioSec uses behavior as an additional layer of user-friendly security
  • How BehavioSec’s technology and SDK’s are easily deployed on demand
  • How to minimize fraud without adding any end-user friction

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Presenters:
Ingo Deutschmann, VP Engineering

Olov Renberg, COO

FinDEVr Live: Thinking Capital on Using Software for Underwriting, Compliance

FinDEVr Live: Thinking Capital on Using Software for Underwriting, Compliance

THinkingCapitalHomepage

thinkingcapital.ca | thinkingcapital.ca/blog | @ThinkingCapCA

ThinkingCapitalLogoThinking Capital is the leader in the Canadian alternative lending space, leveraging technology to be at the forefront of the fintech industry. Since 2006, the company has helped more than 10,000 small- to medium-sized Canadian businesses reach their full potential. By combining their people and technology, Thinking Capital is transforming the way business owners get the capital they need to grow.

To build or not to build
This Q&A session with Thinking Capital’s Pat Forgione, CTO, and Anthony Lipschitz, CSO, will delve into how a leading fintech organization uses SAS software to create a proprietary platform that facilitates underwriting, decision making, compliance and more.

Key takeaways:

  • How fintech developers can use technology to create unique competencies in finance
  • How to decide whether to build, outsource or customize fintech solutions
  • How a leading fintech organization can use SAS software to create a proprietary platform

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Presenters:

Pat Forgione, CTO
Forgione joined Thinking Capital in 2013 after spending almost 20 years in the brokerage industry. As Thinking Capital’s CTO, Forgione is responsible for the positioning of the technology footprint, building a secure infrastructure aimed at providing state-of-the-art SaaS solutions to the financing market.

Anthony Lipschitz, Chief Strategy Officer
LinkedIn | @ant_lipschitz | [email protected]
Lipschitz is a senior executive with a track record of successfully raising venture capital and creating value for shareholders. Prior to joining Thinking Capital, Lipschitz led StubHub as their Canada Country Manager. Anthony is a start-up mentor and has built businesses in South Africa, New York and Toronto.

FinDEVr Live: Braintree Shows How to Increase Checkout Conversion

FinDEVr Live: Braintree Shows How to Increase Checkout Conversion

BraintreeHomepage

braintreepayments.com | @braintree_dev

braintree_logo_newAs the Braintree_PayPal developer and startup relations team, Braintree_dev works directly in the field to educate and support the community about the Braintree and PayPal APIs and SDKs. With unique programs including BattleHack, Startup Blueprint and Start Tank, Braintree_dev engages with the community to mentor, support and enable seamless commerce experiences through easy integrations around the globe.

Make me pay you! Increasing checkout conversion
Don’t you just wish you could talk to your users and ask them to “show the money!!” Sometimes your users just want to give you the money, but we make it so difficult for them. Increasing checkout conversion is part art, part science, part design, part engineering. I’ll talk through simple design patterns, like making sure you have a way for users to give feedback to engineering libraries—cool libraries that help you take a photo of a credit card instead of entering its info. By the end of this talk, I hope you will have found some interesting ways for your users to give you more money.

Key takeaways:

  • Design patterns, tools, tips, tricks and other developer resources you can use to build a
    great checkout experience.
  • Case studies on companies that made changes to their checkout flow that resulted in increase customer revenue.
  • Examples of great checkout experiences and some not-so-great checkout experiences that we can learn from.

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Presenter: Justin Woo, Developer Advocate
LinkedIn | @jzwoo | [email protected] | 408-376-7400
Justin Woo is a developer advocate at Braintree / PayPal and has been programming ever since he got his first IBM XT running DOS. He loves writing mobile applications—especially hybrid-HTML5 applications—and wishes everything could be done in LISP.

FinDEVr Live: Kofax’s Mortgage Borrower Onboarding

FinDEVr Live: Kofax’s Mortgage Borrower Onboarding

KofaxHomepage

kofax.com | @Kofax

KofaxLogoKofax® from Lexmark is a leading provider of software to simplify and transform the First Mile™ of customer engagement. Kofax Insight, our business analytics and process intelligence solution, monitors, analyzes and helps optimize operational business processes to ensure compliance, eliminate risk and gain unprecedented insights to achieve operational excellence. Common processes like new accounts, claims, mortgage applications, and more can be streamlined and accelerated for better customer engagement. More than 20,000 customers globally rely on Kofax software to improve the customer experience, reduce operating costs, differentiate and grow.

Onboarding process intelligence
Kofax Insight is an end-to-end, agnostic, elastic, responsive process-intelligent and process-aware platform that empowers data consumers to understand process fidelity, process regression, process deviation and other action-metrics in the context of their specific business challenge. Gain rich insight into business processes that span numerous disparate systems of record, off-premise technologies and multiple lines of business in a single and contiguous analytics engine. Our demo of Mortgage Borrower Onboarding will showcase:

  • Data/artifact life-cycle process that start here and finish there
  • Data/artifact process exceptions
  • End to end SLA monitoring of data/artifacts

Key takeaways:

  • How to leverage omnidata source-integration for driving efficient workflows and processes
  • How to leverage agnostic process-monitoring for insight into the data-artifact life-cycle
    process and data reconciliation
  • Process awareness/discovery: improve the effectiveness of operational processes, identifying potential fail-points before they cause business loss

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Presenters:

Dimitri Seneca Snowden, Named Account Specialist, BI & Analytics Solutions
LinkedIn | @dimitrisnowden | [email protected] | 215-554-0450
Dimitri Seneca Snowden, global enterprise business intelligence and analytics executive at Kofax, is responsible for creating value for businesses by choreographing specialized analytic solutions that solve unique and complex business challenges. His extraordinary ability to translate business requirements into a single-solution offering is a magical win-win for businesses and their customers.

Alex Dibeler, Sales Engineer, BI & Analytics Solutions
LinkedIn| [email protected] | 484-423-6123
Alex Dibeler, Sales Engineer, BI & Analytics Solutions

Dibeler has worked in information technology and more specifically enterprise software for 10+ years. He has held various roles in project management/software implementation and more recently as a systems engineer with Lexmark.

FinDEVr Live: Corezoid Offers a Digital Core to Update Outdated Backends

FinDEVr Live: Corezoid Offers a Digital Core to Update Outdated Backends

CorezoidHomepage

corezoid.com | corezoid.com/en/news | @Corezoid

COREZOID logo copyCorezoid is a company founded in 2014 and registered in the U.S., with a developer’s office in Dnipropetrovsk (Ukraine). Its biggest private investor is PrivatBank (Ukraine), the largest bank in Ukraine.

Build your company’s digital core with Corezoid
Corezoid.com is a cloud operating system. It is based on finite automata theory. Corezoid allows companies to do less hardcoding and concentrate on business growth. Digital core increases the speed of launching new products, reduces the cost of software support and development, and helps to fix an outdated company’s backend. It is a stem cell for software engineering, a completely new approach to the IT-solutions development, and a modern engine for any company that wants to rule the world.

Key takeaways:

  • Speed of IT project implementation
  • Establishing friendly relationships between various software complexes
  • Real-time dashboards

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Presenters:

Sergii Danylenko, Chief Marketing Officer
LinkedIn | [email protected] | +38 06 74 44 3781

Maxim Bondar, CTO
LinkedIn | [email protected]

FinDEVr Live: BlockCypher Presents How Bitcoin and the Blockchain Enable Programmable Money

FinDEVr Live: BlockCypher Presents How Bitcoin and the Blockchain Enable Programmable Money

Blockcypherhomepage

blockcypher.com | @BlockCypher

BlockcypherLogoBlockCypher showed how it helps companies easily build reliable blockchain applications. The BlockCypher team built a generic blockchain platform, exposing simple web APIs for developers to build on. BlockCypher runs multiple blockchains on the same infrastructure, including their own blockchain. BlockCypher provides a cloud-optimized enterprise-grade blockchain platform with no single point of failure, linear scaling, and uptimes >99.99%.

Bitcoin, blockchain, and programmable money
See how Bitcoin and blockchains enable programmable money. From simple scripts to complex contracts, code can automate the transfer of value and make it traceable, distributed and cryptographically secure. Dedicated blockchains and smart contracts can automate trading with fast settlement as well as encode complex derivatives. Want to learn how blockchains can fundamentally impact finance and Wall Street? How about rebuilding a bank in two days without keeping funds in custody? Want a sneak peek at what blockchains and peer-to-peer distributed consensus can do? This session will put you on the right track and create a spark for you to build the next big finance thing.

Key takeaways:

  • Everything in bitcoin is code
  • What is the blockchain, what can you do with it, and how to code on it
  • Any good developer can now functionally replace a bank

blockcypher_findevr

Presenters:

Matthieu Riou, CTO, Co-founder
LinkedIn | @mriou | [email protected]
Riou has architected many software systems at MommaZoo, C3, Intalio, BEA, Reef, BNP, and Societe Generale. He’s a member and former VP at the Apache Software Foundation and has founded and mentored many different open-source projects, from distributed databases to build tools. Matthieu holds both bachelor’s and master’s degrees in computer science and artificial intelligence.

Catheryne Nicholson, CEO, Co-founder
LinkedIn | @Catheryne_N | [email protected]
Engineer, entrepreneur, mother, and former U.S. Navy officer, Nicholson has built large-scale software platforms in education, energy and emissions management, CRM, and defense systems for MommaZoo, C3, Siebel Systems, and Northrop-Grumman. She’s a graduate of the U.S. Naval Academy and Stanford University. Her credentials include: BSAE, MSCE, and PE MechE.

FinDEVr Live: MX Describes How it Delivers Better Code to Developers

FinDEVr Live: MX Describes How it Delivers Better Code to Developers

MXhomepage

mx.com | moneysummit.mx.com | @MXenabled

MXMX launched its core Digital Money Management (DMM) solution, MoneyDesktop, in October 2010. In just five years, MX has become one of the fastest-growing fintech companies and the DMM provider-of-choice to more than 550 banks and credit unions. MX is committed to building online and mobile financial software that entices consumers to increase their financial intelligence through a user experience that makes money management feel natural, simple and gratifying. As the industry is disrupted at a rapid pace, MX is committed to keeping financial institutions relevant and on the forefront of innovation.

How you build something is more important than what you’re building
Is your code simple, clean and maintainable? That’s the first question you should be asking rather than focusing on function. Studies have shown that up to 70% of the cost of software is incurred during maintenance. Readability, or the ease of reading source code, can promote software maintainability and is at the core of MX’s philosophy. In this 20-minute session, Brandon Dewitt, MX’s CTO, is discussing the fundamentals of building technology and how MX is delivering innovation and better code directly into the hands of engineers responsible for technology in their financial institutions.

Key takeaways:

  • Building a maintainable platform
  • Why style of code matters
  • Facilitating a smooth transition as you onboard new engineers

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Presenter: Brandon Dewitt, CTO
LinkedIn | @abrandoned | [email protected]
Brandon Dewitt, CTO of MX, actively contributes to open-source projects and has worked in software engineering at Nike, BakerHill, and Experian. He leads the MX engineering team to produce cutting-edge solutions for the fintech industry.