How they describe themselves: Dynamics was founded and seeded in 2007 by Jeff Mullen, CEO and President. Dynamics produces and manufactures intelligent powered cards, such as advanced payment cards, and is focused on introducing fast-cycle and market-leading innovation to top card issuers. The company’s commercial applications are the world’s first fully card-programmable payment interfaces (stripe, EMV, NFC) for use in next-generation payment cards. We have raised $110M & have over 200 employees. We have a strategic partnership with MasterCard and are globally expanding to all regions of the world. We are one of the most awarded companies in the Fin-tech industry, including 5 Best In Shows at Finovate.

How they describe their product/innovation: We have developed the Dynamics’ interactive powered card platform to solve the largest problems in payments for Issuing Banks & Merchants using the existing payments infrastructure and our innovative computerized card technology.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev.: [email protected]
Sales: [email protected]

How they describe themselves: eSTORM has 17+ years of business history and the major business areas are mobile M2M business and financial industry solutions.

From 2013, we have been developing the innovated authentication solution funded by government.

We have got honored awards from the Korean Internet Award in 2014 and UK Fintech Innovation Award in 2016 with DualAuth Solution.

How they describe their product/innovation: All of previous authentications were focusing on “User Authentication” but we have designed and implemented brand new concept of “Service Authentication”. If a user meets fraud site likely MITM Attack, people will be stolen their credentials only with User Authentication. 2-step verification by SMS/Voice is an unsafe method because of mobile vulnerability and call forwarding. Therefore, we introduced the Mutual Authentication that Verifying the Service by the user prior to the User Authentication. Self-innovated context based User Authentication is using and certified solutions like as FIDO can be used for the User Authentication. This solution is a great alternative of 2-Step Verification and no password will make your life easy.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through other fintech companies and platforms, licensed

Contacts:

Bus. Dev.: BongHo Kang (SVP)
Press: HeeJun Shin (Manager)

DefenseStorm is a Security Data Platform that watches everything on your network and matches it to your policies, providing cybersecurity management that is safe, compliant and cost-effective. Built from the ground up in the cloud, DefenseStorm unifies detection, investigation, reporting and compliance into a single place to manage cybersecurity data. Formed by bankers and technology experts, DefenseStorm aggregates event data across all cybersecurity tools and links policies to real-time alerts, so that financial institutions can prove to regulators that they are both secure and compliant with evolving FFIEC cybersecurity requirements. For more information, please visit defensestorm.com.

Presentation

Cloud Security Fundamentals

While Cloud adoption of business productivity applications like Office 365 and AWS has accelerated, so too has the risk factor tied to these types of applications – as they pose an attack vector for bad actors. Securely configuring your cloud environment is the first thing you should do when deploying to the cloud, but it’s not the last. Continuous monitoring of your cloud infrastructure for security events is just as critical, but it does come with its own challenges. Sean Cassidy, CTO of DefenseStorm, will discuss what to monitor and best practices for securing the cloud in the fintech space.

What You’ll Learn

• How the Cloud changes cybersecurity and how it doesn’t
• How productivity applications like AWS or Office 365 pose an attack vector for bad actors
• Understand what you should be monitoring and best practices to overcome the challenges many organizations face in monitoring their cloud infrastructures

Presenter

Sean Cassidy, CTO

linkedin.com/in/seanacassidy | @sean_a_cassidy | [email protected] | 631.745.1315

Sean Cassidy is an engineer and leader who builds the right products the right way. He has worked at Limelight Networks, building their video transcoding system; at Cisco Systems, working on their ASA firewall; and holds a Master of Computer Engineering from RIT.

Haruhiko Fujii, founder of BankGuard, is an entrepreneur with a PhD in engineering and inventor of two factor authentication when he was at NTT DATA. We proudly present two services:

1) SuperMoney – which enables realtime authentication by palm biometric authentication, using mobile apps and cameras, and leads realtime debit from bank accounts. It’s simple but probably the first fintech app that enables realtime authentication and settlement without a credit card or ID token. We will start POC with six local banks in Japan in October.

2) Super Matrix – which enables the prevention of all sorts of cyber-attacks by simple random images printed matrix printed on all sorts of cash card or credit card surfaces. Super Matrix is so simple. It does not need any hardware tokens, which can suffer from low batteries or break within a few years. Thus, Super Matrix can be used for a long time, even in developing countries. It’s cost effective and very secure.

Presentation

SuperMoney

SuperMoney enables realtime authentication by palm biometric authentication, using mobile apps and cameras, and leads realtime debit from bank accounts. It’s simple but probably the first fintech app that enables realtime authentication and settlement without a credit card or ID token. We will start POC with six local banks in Japan in October. What differentiates us from other palm biometric technology is 1) SuperMoney enables 100% accuracy of validation and authentication of individuals by our patent pending technology, and 2) SuperMoney is so simple and easy to use. Once a user registers bio data in app, the user just shows palm to mobile devices in shops and go! Payment is processed in seconds! SuperMoney does not require any user input, ID check, nor password input. This is an image of Bank 3.0.

What You’ll Learn

• There are many measures of biometrics, but there is only one tool that enables 100% accuracy authentication. It is Super Matrix.
• SuperMoney can be used not only for financial uses but many aspects as well. Banks, brokerage, and credit card companies can use or get licenses for the 100% accuracy biometric authentication technology.
• SuperMoney apps can be downloaded to any iPhone and Android, and shops can use SuperMoney by following very simple steps.

Presenter

Tetsuo Kumon, General Manager

BBVA is a multinational group providing financial services in over 35 countries and to 66 million customers throughout the world. The BBVA banking model is based on four pillars: a diversified and balanced portfolio model, in terms of geographies, businesses and customers, and being the leader in the franchises where we operate.

The Group has a solid leading position in the Spanish market, where it began operating over 150 years ago. It is the main financial institution in Mexico and one of the 15 biggest banks in the United States, where it has a leading franchise in the Sun Belt region.

BBVA defines its vision as a company with an idea: To bring the age of opportunity to everyone. We are working to build lasting relationships with our customers and provide maximum value to both our stakeholders and society at large with projects such as education, social entrepreneurship, research and culture.

Presentation

APIfied Bank

In the last couple of years, BBVA has transformed its capabilities to be able to support a full customer facing bank based purely on financial APIs that are leveraging the established and firm capabilities of a solid bank.

Let us show you how this transformation has happened and how other companies can do the same, from a Developer Portal to security and standard-based APIs.

What You’ll Learn

• Understand BBVA API capabilities
• Navigate through a Dev Portal
• Get credentials and consume APIs

Presenters

Shamir Karkal, Head of Open Platform

linkedin.com/in/shamirkarkal | @shamir_k

Shamir is a software engineer turned finance and banking expert. Prior to joining BBVA as Head of Open APIs, Shamir was the co-founder and CFO of Simple, an online banking services startup based in Portland.

Diego Blanco, Head of PaaS & Open APIs Platform CTO at BBVA Compass

linkedin.com/in/diegoblancomoreno

Diego is a proud father, computer engineer and investigator that has been developing his IT career from a garage startup with some colleagues to BBVA as Open APIs CTO and PaaS manager in the U.S. He has been bringing together cloud solutions and financial capabilities to create a fully operational financial API platform.

Blend stands for better lending. Today, Blend is empowering lenders across the country to originate efficient, data-driven mortgages. Blend is already working with top lenders to dramatically speed up and simplify the loan origination process – saving lenders time and money while relieving homebuyer anxiety. The platform removes the need for employees to manually assemble and input customers’ financial data into loan applications by digitally streamlining the data collection process. The platform not only alleviates application time but also accelerates what has historically been a very long and painful path towards getting a mortgage. This Silicon Valley technology company is located in the heart of San Francisco’s Financial District. Blend’s 80-plus-person team consists mainly of engineers, designers, and product managers from companies like Intuit, Palantir, and Google.

Presentation

“The Data-Driven Mortgage” by Blend

Eugene and Nivi will demonstrate Blend’s thoughtfully designed platform used by lenders and borrowers, highlighting exactly how the technology streamlines the data collection process. In addition to showing how Blend shortens application time, they will demonstrate how the platform accelerates what has historically been a very long and painful path towards getting a mortgage.

What You’ll Learn

• Automated workflows: how Blend is using automation to perform repetitive tasks, giving loan officers more time to focus on customers, and using data science to remove human error
• Innovation by design: how design can make a complex process – like applying for a mortgage – simple, yet comprehensive
• Data connectivity: how to use high-fidelity data to enable the borrower to fill out their application in minutes while letting lenders verify borrower-provisioned information

Presenters

Eugene Marinelli, CTO & Co-Founder

linkedin.com/in/eugene-marinelli-4047bb1 | @eugeneiiim | [email protected]

Eugene Marinelli has worked at some of the top tech companies in Silicon Valley, including Google, Apple, and Palantir. In 2012, Eugene – a graduate of Carnegie Mellon in both computer science and engineering – took his technological insight and applied it to the mortgage space and co-founded Blend.

Nivi Jayasekar, Software Engineering Lead

linkedin.com/in/nivi-jayasekar-4a232519 | @nivlife | [email protected]

At 17, Nivi Jayasekar built a mobile marketplace for DIY products and won $10k in prizes. Hackathons introduced her to computer science and like-minded young tech entrepreneurs. Since then, she graduated Carnegie Mellon and continued to work on game-changing technology products at LinkedIn, Facebook, and now Blend.

Castle is the easiest way to protect your customers. Developer-friendly APIs let you track user activity in your web and mobile apps and Castle then analyzes device location and usage patterns to make sure they are consistent for each user.

Presentation

Behavioral Account Takeover Protection

Account takeovers have traditionally been extremely hard to detect, and the excessive amount of false positives forces your support and risk teams to spend hours every day on investigating potential compromises. We will demonstrate how our developer-friendly APIs let you deploy a fully automated account takeover solution that virtually eliminates false positives, while still catching the most subtle attack patterns using behavioral anomaly detection.

What You’ll Learn

• Reduce the burden on your risk team by letting your customers mitigate their own suspicious activity.
• Escalation policies ensure your risk team only sees the most malicious activity, minimizing false positives.
• Behavioral anomaly detection eliminates the need for rules and manual tuning of risk models.

Presenter

Lucas Adamski, CTO

linkedin.com/in/lucasadamski | @securitae

Lucas is CTO at Castle and has over 15 years of experience in software development, security and technical operations. Prior to Castle, he was VPE at OneLogin, and before that, he spent six years at Mozilla running the security teams that were responsible for the security and privacy of hundreds of millions of web users.

Cognitect builds next generation information systems to solve sophisticated problems. We take a data-first approach to building software and have created critical tools, such as Clojure and Datomic, to be able to achieve breakthrough results. Our innovations power the core of the world’s leading brands and industries – 14 of the top 50 global leading companies use Cognitect technology. Our deeply experienced team of architects and engineers have worked directly with many of the largest financial institutions and the hottest fintech startups.

Presentation

Auditability: Don’t Bolt it On. Build Systems that Never Forget, using Datomic

Cognitect believes that data is the most valuable asset for modern businesses, especially for financial services firms. Unfortunately, most companies have locked away a lot of those assets in multiple datastores and are missing the most valuable part: the history of that data and the stories that history could tell you about how your business arrived at today. Cognitect couples our proprietary database (Datomic), with its accumulate-only approach to data and built in auditability, with a proven approach to developing robust, distributed systems to allow firms to innovate quickly and create valuable streams of information and knowledge from their data assets.

What You’ll Learn

• How to solve your auditability problem and know the full history of your essential data without sacrificing your existing storage investments
• How to process high volume transactional throughput with the ability to run analytics against live data while not impacting read or write performance
• How Cognitect has used proven development processes to help major financial services and fintech organizations build systems that allow them to agilely respond to the needs of their business

Presenters

Timothy Baldridge, Software Engineer

linkedin.com/in/timothy-baldridge-69066215 | @timbaldridge | [email protected] | 919.283.2748

Some people get excited about fast cars. Tim gets excited about fast code. Nothing makes his day more than when someone asks him to improve the performance of an inner loop. He believes strongly that only by understanding all layers of modern computing can a programmer completely be aware of the consequences of their code.

Jenn Hillner, Sales Lead

linkedin.com/in/jennhillner | @JennHillner1 | [email protected] | 919.283.2748

Devexperts is a provider of professional software systems for on-line brokerage, exchange, and trading business on stock, options, futures and Forex markets. Devexperts market data platform, called dxFeed, offers unparalleled performance and cost-efficiency for real-time streaming of the most demanding data feeds, like the full set of option quotes from 14 participating exchanges in US equity option markets. With the total number of events peaking above ten million per second, they are simultaneously distributed on individual subscription to hundreds of thousands of on-line customers.

Presentation

Domain-Specific Compression for Historical Market Data

dxFeed on-demand historical market data platform enables long-term tick-by-tick storage of all market data, its efficient retrieval, and processing. With the ever-growing market data rates, the storage and hardware requirements, and thus cost, are made manageable using sophisticated data-compression algorithms that were specifically designed with market data in mind. Fully custom NoSQL data storage that runs on top private or public cloud infrastructure is optimized for the specific kinds of requests that market data processing entails, enabling such unique features like full-market data replay and tick-by-tick query of historical trades and quotes.

What You’ll Learn

• Domain-specific compression reduces storage requirements by several orders of magnitude versus general-purpose data compression employed by out-of-the box storage and database implementations.
• Full-market data replay is enabled by domain-specific data storage layout that optimizes data storage for the typical data access patterns.
• Savings in storage translate to reduced retrieval times, reduced compute resources for data processing, and ultimately to reduced costs across the board.

Presenter

Roman Elizarov, CTO

linkedin.com/in/relizarov | @relizarov | [email protected] | 312.478.0219

DriveWealth is the first fintech company with the regulatory licenses and cloud/API-based technology to offer access to the US equities markets for mass retail investors worldwide. Our core technology is a mobile focused, full stack platform that enables our B2B partners to natively embed US equity trading directly into their platforms. Our partners are foreign regulated banks and brokerages, consumer facing digital finance companies, e-commerce companies, P2P lenders, retail data platforms and social investing platforms. We have launched with partners aggregating over 500 million customers, principally in the emerging markets. Our platform is the first to bring real time fractional share trading to this global customer base. Our customers can now trade in dollars rather than shares, simplifying the investing process. This, in conjunction with our new managed account APIs, offers unparalleled integration capabilities for investment advisors.

Presentation

Your Platform, US Equities. The Easiest Integration in Fintech

Your users want access to investing in US equities. Our full stack solution allows your platform to seamlessly integrate with DriveWealth to provide the most robust native solution in the industry. By opening up our entire brokerage stack via REST-based APIs, we enable new apps, websites and tools to entirely white label or embed our brokerage solution. Complete from account opening to order management and reporting, DriveWealth empowers a new generation of retail investing platforms worldwide. And with our dollar based investing capability alongside our newest set of account management APIs, investment advisors can offer both individual and managed account solutions. Come see how fast you can integrate with DriveWealth.

What You’ll Learn

• Learn how easy integration of US equities into any platform can be
• Dollar based investing combined with our new managed account APIs provides an unparalleled level of integration for the next generation of robo-advisors
• Learn how DriveWealth opens its entire brokerage through white labeling and APIs

Presenters

Harry Temkin, CIO

linkedin.com/in/harry-temkin-224b3a | @HTemkin | [email protected] | 201.936.0772

Mr. Temkin is the CIO of DriveWealth. He has more than 25 years of experience in the financial services sector, having held various senior management positions at KnowVera, Thomson Reuters and Bridge Information System. He also has served as a board member of the BATS Stock Exchange.

John Shammas, UX Lead

linkedin.com/in/jjshammas | @jjshammas

Mr. Shammas has nearly a decade of experience working in user experience development, providing creative vision and strategy to early-stage startups across North America and Europe. He currently works on architecting and developing consumer-facing solutions for DriveWealth and its partners.

1787fp’s financial software makes it easier for investors to work towards financial independence and take control of their finances. 1787fp combines three powerful financial management tools on one unified platform: financial tracking tools, investments tools, and mobile payments.

Presentation

Jean Jacques Borno, CFP^®

1787fp will be introducing a cutting-edge mobile app that helps consumers track finances and manage investments.

What You’ll Learn

• 1787fp will showcase the 1787fp mobile app. 1787fp’s mobile app allows millennials and young professionals to take control of their finances and work towards a financially independent future.
• Managing finances is time consuming, but everyone has to do it. Today, investors visit multiple websites to track their financial accounts. 1787fp’s tools help people make smart money decisions.
• By using 1787fp’s software, consumers can properly manage their finances and maximize their potential savings and future wealth accumulation.

Presenter

Jean Borno, CEO & Founder
linkedin.com/in/jeanbornopwcfo | @JeanBorno

Jean Jacques Borno, CFP^®, CEO and Founder. Over 15 years of experience in financial services. CFP professional, 2015 and 2016 Five Star Washington D.C. Five Star Wealth Advisor, worked at Merrill Lynch and Morgan Stanley, husband and father, Darden MBA for Executives Class of 2017.