A look at the companies demoing at FinovateEurope in London on February 10. Register today using this link and save 20%.

Elephant

Elephant by Pipl delivers identity intelligence and fraud signals to help businesses verify users, detect risk, and make confident decisions across onboarding, payments, and compliance.

Features

• Identity resolution (fully GDPR compliant)
• Actionable fraud and trust signals
• Faster, more accurate onboarding decisions

Who’s it for?

Banks, fintech lenders, payment providers, marketplaces, and digital platforms.

Opentech

Opentech’s OpenPay for Merchants (O4M) brings Buy Now, Pay Later into merchant-owned journeys, turning checkout into a new distribution channel for bank consumer credit.

Features

• Offers merchant touchpoints as a consumer credit distribution channel
• Delivers a pre-qualified customer base for consumer credit offers
• Provides access to detailed spending data

Who’s it for?

Banks and institutions offering consumer credit. Card issuers willing to offer payments products embedded into digital assets of merchants.

Sea.dev

Sea.dev automates business underwriting workflows, eliminating copy-paste and document collection so that credit analysts can focus on higher-value analysis, faster decisions, and growth.

Features

• Embeds underwriting-grade AI capabilities straight into existing workflows
• Enables expert teams with human-in-the-loop control
• Offers full auditability

Who’s it for?

Business lenders and loan origination systems.