Trusted Knight Debuts its Malware-Blocking Anti-Crime Software, Protector

This is a part of our live coverage of FinovateSpring 2013.

TrustedKnightLogo.jpg

Then, Trusted Knight demonstrated how its Protector anti-crime software blocks malware:

“Protector is designed to be quickly deployed to the large and diverse customer bases of businesses and financial institutions to immediately reduce fraud losses. Protector is extremely lightweight and can be easily integrated into existing security products. There is no minimally-required hardware configuration, no customer configuration or interaction necessary, and installation causes no stability issues or conflicts with other resident software. 

Rather than attempting to detect malware (a nearly impossible task), Protector simply blocks malware functioning to prevent criminals from getting the data they need to commit crimes. Protector achieves a remarkable 70+% install rate on a customer “opt-in” basis.”

Product Launch: April 2013
HQ: Annapolis, MD
Founded: February 2010
Presenting Joseph Patanella (CEO) and Trevor Reschke (CTO)

IMG_1946.JPG
IMG_1949.JPG

MoneyDesktop Reveals New Data Analytics Marketing Platform

This is a part of our live coverage of FinovateSpring 2013.

MoneyDesktopSmLogo2.jpg

Next, MoneyDesktop took the stage to unveil two products in its new marketing platform:
“Along with their industry leading PFM, MoneyDesktop has developed, and will be revealing, its powerful back-end data analytics and marketing platform. Comprised of two products, Insight and Target, the new platform equips financial service organizations with easy-to-consume user insights that can effortlessly be transformed into targeted marketing campaigns — leading to higher conversion rates, greater wallet share and increased loan volume. 
Insight leverages aggregated PFM user data to create customizable marketing segments based on users’ growth, demographics, accounts, spending, interest rates on competing financial products and more. 

Target turns insight into action by enabling financial institutions to continually create and send targeted marketing content and product offerings that are hyper relevant to their user base. Together – Insight and Target provide financial institutions a groundbreaking new way to market and drive adoption of their most valuable account types.”
Product Launch: June 2013
HQ: Provo, UT
Founded: March 2010
Metrics: Triple digit growth over the past 3 years, 27 Online Banking/Core/Payment Network Partners, 400+ FI Clients, 90+ Employees
Twitter: @MoneyDesktop
Presenting Ryan Caldwell (CEO & Founder) and Matt West (VP Sales)

IMG_1940.JPG
IMG_1941.JPG

Escardgot Launches the Helix SCard and SCard-Go Mobile App

Escardgotlogo.jpgThis post is part of our live coverage of FinovateSpring 2013.

Representatives of Escardgot are coming to the stage now. The company’s technology makes it easier for cardholders to use the right card for the right transaction.
“The patented Helix SCard, combined with the SCard-GO mobile app, allows a consumer to reduce their wallet-full-of-cards down to a single, secure card. The innovative technology inside the Helix SCard allows it to become any magnetic stripe card – for example, a credit or debit card. 
In addition to selecting different cards, SCard-GO mobile app allows a consumer to make transactions, review transactions, and receive electronic offers from merchants. The Helix SCard works with existing POS technology and does not require a hardware upgrade like NFC does. And because it does not require a transaction fee, it is transparent to the credit industry, unlike Square. It is also transparent for the end consumer, as the Helix SCard has the same form factor, appearance, and behavior as a standard credit card.” 
Product Launched: May 2013
HQ Location: Sacramento, California
Company Founded: October 2011
Metrics: 3 founders and 5 part-time employees
Website: escardgot.com
Twitter: @Escardgot
Presenting Tom Humphrey (COO) and Garrett Unglaub (Director, Marketing)

IMG_1932.JPG
IMG_1934.JPG

Expensify Launches Solution to Turn Expense Reports into Invoices

This is a part of our live coverage of FinovateSpring 2013.

Expensify.jpg

First up in today’s final session, Expensify showcased its new solution that turns expense reports into invoices:

“Announcing Expensify Invoices! Now it’s possible to transform expense reports into invoices and send directly to clients. Upload your company logo to create branded invoices. Combine multiple expense reports into a coherent branded invoice to email to your client with custom payment terms. Your clients can even pay their invoice directly through Expensify with ACH Direct Deposit or PayPal. 

Your favorite expense management software just got better! Take the paper, time, and headaches out of invoicing with Expensify Invoices.”

Product Launch: May 2013
HQ: San Francisco, CA
Founded: May 2008
Metrics: $6.7M raised to date, 200,000 companies, 1.4M users, 30 employees
Website: expensify.com
Twitter: @expensify

David Barrett (CEO & Founder) and Ryan Schaffer (Marketing Manager)

IMG_1927.JPG
IMG_1929.JPG

GreenDot Introduces GoBank, the Mobile-Optimized Bank

GoBank_Logo_small.jpgThis post is part of our live coverage of FinovateSpring 2013.

One of the biggest names in prepaid cards, GreenDot is here to present their latest innovation: GoBank.
“GoBank is a brand of Green Dot Bank, Member FDIC. GoBank is the first bank account designed from scratch to be opened and used on a mobile device. With GoBank, members have full access and control of their money from their iPhone, iPod Touch, or Android device, have no overdraft fees or minimum balance requirements, and can withdraw cash from more than 42,000 fee-free ATMs in the U.S.”
Product Launched: 2013: beta in January; general availability in June
HQ Location: Pasadena, California
Company Founded: Green Dot, 1999; GoBank 2013
Metrics: More than 590 team members; more than 4 million active prepaid cardholders
Website: gobank.com
Twitter: @gobank
Presenting Steve Streit (CEO & Chairman) and Alok Deshpande (VP Product Development)

IMG_1917.JPG
IMG_1919.JPG

Realty Mogul Launches Crowd-Funding Platform for Real Estate Investing

Thumbnail image for RealtyMogulLogo.jpgThis post is part of our live coverage of FinovateSpring 2013.

Just in time for the recovering real estate market, here’s Realty Mogul. The company helps bring investment capital to a variety of commercial and multi-dwelling residential real estate projects.
“Realty Mogul is a marketplace for investors to pool money online and buy shares of pre-vetted investment properties like apartment buildings, office buildings, and retail centers; it’s crowd-funding for real estate.
Realty Mogul is demoing the full transaction life cycle of an investment, from account creation through electronic documentation to funding via ACH. We are also demoing what it looks like to be an active investor and how to monitor investments via a dashboard.”
Product Launched: March 2013
HQ Location: Los Angeles, California
Company Founded: May 2012
Metrics: $500,000 capital raised in seed round; 4 FTEs; pre-revenue
Twitter: @Realty_mogul
Presenting Jillene Helman (CEO)

IMG_1913.JPG
IMG_1912.JPG

Better ATM Services Bridges the Gap Between ATMs and Prepaid Cards

Thumbnail image for BetterATMLogo.jpgThis post is part of our live coverage of FinovateSpring 2013.

From Mesa, Arizona, the Better ATM Services team is here to present their ATM-dispensed, prepaid VISA gift card technology.
“Better ATM Services has bridged the gap between ATMs and prepaid cards. Better ATM Services worked with major credit card payment networks to develop thinner, yet durable 3-panel cards that can roll through ATM cash mechanisms, yet function like normal payment cards at point-of-sale terminals. We also worked with major ATM manufacturers to develop very minor modifications that allow existing ATMs to select, load, activate, and dispense these new cards. This new card design is now approved for use by financial institutions throughout the U.S., and international approvals are underway. Financial institutions can now automate their prepaid programs through their existing ATM fleets.”
Product Launched: January 2012
HQ Location: Mesa, Arizona
Company Founded: 2006
Metrics: Privately held; 8 employees
Presenting Todd Nuttall (CEO) 

IMG_1906.JPG
IMG_1908.JPG

TSYS, People-Centered Payments and Spend Controls for Consumers

Thumbnail image for TSYSLogo.jpgThis is part of our live coverage of FinovateSpring 2013.

Next to the stage is TSYS, presenting their consumer spending controls solution.
“TSYS Spend Controls for Consumers provides convenience, control, and peace of mind with the power to turn the consumer’s browser or connected device into a 21st century financial control center. They can remotely control how, when, and where their money gets used, and most importantly by whom. The payee will be sent easy to understand, plain category exclusions and restrictions that will reduce risks for both the card issuer and the consumer by monitoring transactions in real-time and enforcing responsible spending at the point of sale. This allows everyone to avoid costs and aggravation associated with misuse and fraud, results in higher payments automation, helps businesses grow volumes by increased efficiencies and furthers card adoption.”
Product Launched: 2012
HQ Location: Columbus, Georgia
Company Founded: August 1983
Metrics: $1.8 billion in annual revenue; 8,000+ employees worldwide
Website: tsys.com
Twitter: @TSYS_TSS
Presenting Paul Bridgewater (SVP Global Product and Innovation) and Frank Braski (Enterprise Architect)

IMG_1899.JPG
IMG_1900.JPG

Moven Debuts Money Pulse to Help Users Manage Day-to-Day Finances

This is a part of our live coverage of FinovateSpring 2013.

MovenLogoNew.jpg

Afterwards, Moven showcased its financial tools, Spend, Save, Live:

“Moven is demonstrating their mobile banking experience along with how our Spend, Save, Live tools will help consumers manage and improve their financial health. The demo will include features of the day-to-day mobile banking experience and the online platform.”

Product Launch: February (Beta) 2013 
HQ: New York, NY
Founded: March 2011
Metrics: Moven has raised more than $2.5M in seed funding, has 20 employees and 10,000+ registered users.
Website: moven.com
Twitter: @getMoven
Presenting Alexander Sion (President & Managing Director) and Julianna Young (Director, Marketing & Customer Behavior)

IMG_1895.JPG
IMG_1897.JPG

Internet Biometric Security Systems Provides Web Portals with Advanced Biometric Security Protection

Thumbnail image for IBSSLogo2.jpgThis post is part of our live coverage of FinovateSpring 2013.

Next to the stage is Internet Biometric Security Systems. The company is presenting its Genesis Enterprise Edition, which provides four-factor authentication in real-time.
“Genesis Enterprise Edition is a full-scale, comprehensive, biometric identification management system. Our system uses an industry superior, 4-factor identification design:
1. Real time, legal verification of end user personal information
2. Coupled with RealTime biometric facial authentication
3. Coupled with RealTime voice authentication
4. Coupled with RealTime event session biometric monitoring of each online financial transaction equipped with a biometric authenticated timeline audit log record.
IbssMail provides a full, 360, biometrically-secured, email platform that provides superior privacy and protection of financially sensitive online email communications.”
Product Launched: April 2013
HQ Location: San Diego, California
Company Founded: May 2005
Metrics: 20 employees; $12 million in contracted sales; 850,000 users
Website: ibssllc.com
Twitter: @IBSSINC
Presenting David Ackerman (President) and David Merritt (VP Sales)

IMG_1920.JPG
IMG_1925.JPG

Virtual Piggy’s New Mobile App Helps Kids Make Online Transactions

VirtualPiggyHiLogo.jpgThis is a part of our live coverage of FinovateSpring 2013.

Third up to the stage this afternoon, Virtual Piggy showcased its mobile app:

“Virtual Piggy’s new mobile app will bring an innovative new technology to the market that will have a disruptive impact on global m-commerce. With over a billion U18’s worldwide shopping online at an earlier age and becoming more proficient than any previous generation with internet enabled devices, Virtual Piggy noticed that there was no easy mechanism for this group to transact online. All existing methods involved friction and often resulted in undesirable outcomes, such as fraud. 
Virtual Piggy’s technology allows merchants to sell to U18s in a COPPA compliant, parent approved manner, unlocking an estimated $211B in annual spending power for online retailers.”
Product Launch: May 2013
HQ: Hermosa Beach, CA
Founded: February 2008
Metrics: Public Company (OTC: VPIG)
Twitter: @followpiggy
Presenting Jo Webber (CEO & Founder) and Pradeep Ittycheria (CTO & Co-Founder)

IMG_1893.JPG
IMG_1894.JPG

Banno Launches Kernel for Financial Institutions to Better Understand their Customers

BannoLogo3.jpg

This is a part of our live coverage of FinovateSpring 2013.
Second up this afternoon, Banno launched Kernel:
“Banno Kernel enables financial institutions to leverage the way consumers interact with their business by delivering on the promise of true one-to-one marketing. Kernel positions the next best product to each individual consumer based on interest, across any channel. It exposes a modern web API for integration across all channels – online, mobile, ATM, e-statements and more. Through a real-time dashboard, financial institutions receive an exact picture of the next best product for each individual user. Kernel continues working the lead opportunity throughout any channel on which the user chooses to engage.”
Founded: March 2008
HQ: Cedar Falls, IA
Product Launch: May 2013
Metrics: 51 employees
Websitebanno.com  
Twitter: @BannoHQ
Presenting Wade Arnold (CEO & Founder) and Ben Metz (CTO)

IMG_1891.JPG
IMG_1892.JPG