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Finovate Blog
Tracking fintech, banking & financial services innovations since 1994
Eko, an investing solution for FIs, powers digital investing directly inside online banking, enabling banks and credit unions to offer modern investment tools to all clients—starting from $10.
Who’s it for?
Banks and credit unions.
Gentreo
Gentreo offers businesses an award-winning life and estate planning solution, empowering customers with tools for life’s inflection points through secure, affordable, and easy-to-use digital services.
Features
Life Pathways: Delivers personalized guidance through key milestones
Smart Vault: Offers secure storage, plus connections to trusted providers
Action-Oriented: Empowers users to plan, act, and stay protected
Who’s it for?
Credit unions, banks, employers, and financial institutions.
Spiral
Spiral helps financial institutions grow deposits and retention with award-winning digital experiences, making them the primary choice for savings, loans, cards, giving, and more.
Features
Increases deposits and retention through personalized savings tools
Expands wallet share and card transactions
Boosts accounts and loans while deepening relationships
Who’s it for?
Banks and credit unions.
Swaystack
Swaystack helps banks and credit unions drive early engagement with gamified experiences that activate primacy, reduce dormancy, and turn new accounts into lasting relationships.
Features
Gamifies onboarding that drives funding and early account usage
Delivers omnichannel engagement across email, SMS, widgets, and ads
Automates segmentation for smarter targeting and retargeting
Who’s it for?
Banks and credit unions.
Vesuvio Pay
Vesuvio Pay is a patented payment and marketing SaaS platform for text-based commerce. Buy via text.
Features
Provides text message payments across platforms
Sends convertible carts with every text message marketing campaign
Provides RCS, mobile wallet, and merge cart features
Who’s it for?
Small, medium, and large e-commerce businesses and individuals.
Winnow
Winnow is an award-winning regulatory change management platform that allows customers to build customized state and federal compliance surveys.
There’s strength in numbers; at least that’s our theory when it comes to engaging with some of fintech’s thorniest challenges—from harnessing enabling technologies like AI to winning the battle for deposits at a time of economic and interest rate uncertainty.
As such, we’ve enlisted a cadre of fintech and financial services veterans who will team up to tackle these and other critical topics in our industry. FinovateFall’s Power Panels provide not only deep insights into the trends driving fintech today, but also offer a diverse range of experiences to help us understand how those same trends impact real businesses, real communities, and real people.
Here’s a sneak peek at what our FinovateFall Power Panels have in store next month.
Getting beyond the hype—how can financial services providers harness AI, GenAI, and Agentic AI to make money or save money?
Moderated by Jason Henrichs, CEO of Alloy Labs, this Power Panel will explore the true use cases for AI in financial services and investigate where the biggest opportunities are for banks, credit unions, and other financial services providers to leverage this technology to enhance personalization, make processes more efficient, and more.
Featuring Sam Kilmer, Managing Director, Cornerstone Advisors; Fred Campbell, General Partner, TRAC.vc; Sathish Muthukrishnan, Chief Information, Data, and Digital Officer, Ally Financial; Inwha Huh, Head of Innovation, Corporate & Investment Bank, Wells Fargo; and Assaf Baciu, President & Co-Founder, Persado.
Monday, September 8 at 4:35pm
As fraud threats continue to evolve & become a number one issue for the financial services industry, how can all the players collaborate to safeguard their customers’ assets & their company’s reputation? What role can RegTech, GenAI & digital identity play?
Moderated by Robin Weiss, Senior Technology Advisor, RLW Advisory LLC, this Power Panel will look at the ways that technology has empowered fraudsters and will discuss what new tools and technologies are available to help financial institutions protect themselves and their customers and members from financial crime. The panel will also consider the role of digital identity technology and innovations in biometric authentication in the fight against fraud.
Featuring Myrto Koimtzoglou, Chief Operations Officer, Farmers Insurance Federal Credit Union; Sadeque Ahmed, Executive Director, Product Management, JP Morgan; and Jas Randhawa, CEO & Managing Partner, StrategyBRIX.
Tuesday, September 9 at 4:40pm – General Session
As embedded finance expands beyond banking, making financial services available everywhere, how can financial institutions capture the opportunity which could generate over $100 billion in revenue?
Moderated by Phil Goldfeder, CEO, American Fintech Council (AFC), this Power Panel will discuss the booming embedded finance market and explore how it is expanding financial services beyond traditional banks. The panelists will talk about the challenge this represents for financial institutions and how they can leverage embedded finance themselves to better compete with rivals in and outside of the traditional financial services industry.
Featuring Rodrigo Suarez, Chief Banking Officer, Piermont Bank; Norah Coelho, Managing Director, Embedded Finance, JP Morgan; and Lauren McCollom, SVP, Head of Embedded Finance, Grasshopper Bank.
Wednesday, September 10 at 9:20am – General Session
The customer experience revolution—how can financial services providers compete in a hyper personalized world & meet customers at their point of need? What are the key lessons to learn from other industry verticals & from big tech companies about building customer trust?
Moderated by Rutger Van Faassen, CEO, Informationbanker, our customer experience Power Panel will examine what the contemporary banking customer wants out of their financial service experience and how AI is providing institutions with tools to bolster engagement, deepen personalization, and build loyalty and trust with their customers and members.
Featuring Shruti Patel, Chief Product Officer, Business Banking, US Bank; Sherry Graziano, Head of Digital and Care Center Banking, Truist Financial Corporation; and Terry O’Neil, Head of Connected Commerce, Retail Services, Citi.
Wednesday, September 10 at 10:15am – General Session
Balancing the balance sheet—with clients keeping their money in various pots, falling interest rates & a booming stock market, how can banks & credit unions win the battle for deposits especially as challenger banks now have deposits firmly in their sights?
Moderated by Penny Crosman, Executive Editor, Technology, American Banker, this panel gets down to the brass tacks of the banking and credit union business with a discussion on the importance of deposits. This conversation will feature insights on how banks and credit unions can do more to attract deposits, and how partnering with fintechs can be part of an effective strategy to grow deposits in the current environment.
Featuring Patricia Montesi, Founder & CEO, Qolo; Josh Williams, CBO & Head of Partnerships, Seattle Bank; Christopher Hollins, Head of Treasury Management, Sales, & Delivery, SVB, a Division of First Citizens Bank; and Mary Miklethum, Senior Vice President, US Bank.
Wednesday, September 10 at 2:00pm – General Session
From competition to collaboration—why now more than ever banks need to build strategic partnerships. How can banks measure the ROI & what do they need to know about the lifecycle of partnerships? What new partnership plays tell us about the unbundling & reassembling of financial services?
Moderated by Jason Mikula, Publisher, Fintech Business Weekly, our Power Panel on partnerships offers a new twist on the competition vs collaboration debate in fintech and financial services. The panelists will talk about the build, buy, or partner conundrum; the inherent risks in partnering; and their thoughts on what makes a partnership successful for both the fintech and the financial institution involved.
Featuring Ami Iceman, Chief Research and Digital Experience Officer, MSU Federal Credit Union; and Zakie Twainy, Digital Partnerships & Enterprise Innovation, BNY Mellon.
Wednesday, September 10 at 2:45pm – General Session
Coming to New York for FinovateFall next month, but haven’t decided where to stay? Have we got a deal for you!
Book your room at the New York Marriott Marquis today and take advantage of exclusive rates and rooms available only to FinovateFall attendees. Want an epic Times Square view? How about a corner room with king-sized accommodations? Maybe just a nice standard guest room to retreat to at the end of a long conference day? Rooms are going fast, so visit our FinovateFall hub and guarantee your stay now!
As summer winds down, it’s a good time to start looking ahead to FinovateFall. This year’s conference returns to the Marriott Marquis in Times Square, New York, from September 8 through 10 (register early to save!). With the event just over a month away, now is the time to lock in your travel plans and start mapping out your agenda.
Financial services continues to evolve rapidly, and this year’s keynote lineup reflects that urgency. From AI and customer experience to stablecoins and lending, these speakers will offer insights into where the industry is headed and how to stay ahead. Here’s a look at some of the voices you’ll hear on stage.
General session
Beth Haddock, Board Member and Global Policy Lead, Stablecoin Standard
Beth Haddock will take the stage at 4:20 PM on Monday, September 8 to explore how stablecoins are moving from the regulatory fringe to the strategic foundation of modern banking. With the GENIUS Act poised to redefine digital dollar issuance, Haddock will break down the operational, compliance, and competitive pressures facing banks and trust companies. From payments and custody to customer expectations, this session will spotlight what leaders need to know now as stablecoins become embedded in the financial ecosystem.
Jon Lakefish, Founder of the Lakefish Group
On Wednesday, September 10 at 9:45 AM, Jon Lakefish will examine how financial institutions can use AI to build customer trust and loyalty. In a world where technology drives personalization, Lakefish will share how banks can design AI-powered customer experiences that feel authentic and deliver long-term value.
Ben Feller, Partner at the Maslansky Partners
Also on Wednesday at 3:10 PM, Ben Feller, Partner at Maslansky + Partners and former Chief White House Correspondent for the Associated Press, will share his front-row view of presidential leadership and media. Drawing on six years covering Presidents George W. Bush and Barack Obama, Feller will offer a candid, behind-the-scenes look at high-stakes decision-making, communication strategy, and the power of narrative in moments that shaped history.
Industry Stage sessions
Yury Pukha, CEO of Intelligent Edge Consulting
At 10:50 AM on Wednesday, September 10, Yury Pukha will lead the AI industry stage with a deep dive into the current landscape of artificial intelligence in financial services. Drawing on insights from large-scale implementations, Pukha will explore what’s working, what’s not, and the critical lessons financial institutions must understand to scale AI successfully.
Stephanie Miracle, FedNow Client Specialist, Federal Reserve Financial Services
Also at 10:50 AM on Wednesday, September 10, on the Payments stage, Stephanie Miracle will tackle the evolution of real-time payments. As RTP and FedNow gain momentum, Miracle will discuss whether faster is always better and will also consider the challenges institutions face when building products on top of these instant payment rails.
Jason Mikula, Publisher, Fintech Business Weekly
On the Lending industry stage at 10:50 AM on Wednesday, September 10, Jason Mikula will share his perspective on the growing opportunity in small business lending. With demand for capital on the rise, Mikula will outline how financial institutions can effectively tap this market and deliver products that resonate with small business owners.
Nick Fok, Managing Partner, Erez Capital
At 12:05 PM on Wednesday, September 10, on the AI stage, Nick Fok will explore the rise of agentic AI and its potential to reshape financial services. As models become more autonomous and capable of making decisions, Fok will discuss what this shift means for innovation, risk, and the future of financial institutions.
Sarah Welch, Managing Director at Curinos
Also at 12:05 PM on Wednesday, September 10, Sarah Welch will join the Customer Experience industry stage to examine the power of brand distinctiveness. In a crowded marketplace, Welch will highlight how bold, differentiated branding is becoming a key driver of customer growth, and what it takes to stand out.
Ryan Miller, Vice President and Senior Counsel at the American Bankers Association
Rounding off the list, Ryan Miller will speak on the Open Banking stage at 12:05 PM on Wednesday, September 10. Miller will explore how open data could reshape the US banking landscape, what regulatory and strategic shifts are on the horizon, and why early movers stand to benefit the most.
These keynote and industry stage sessions offer timely insights from leaders at the forefront of innovation. Whether you’re focused on AI, payments, customer experience, or regulation, FinovateFall’s agenda is packed with ideas to inform your strategy and spark new thinking. Registration is now open! We look forward to seeing you in New York this September.
FinovateFall returns returns to New York this September with a best-in-class demo lineup.
Over 60 companies will have just 7 minutes to show why they’re industry leaders and disruptors. And then you’ll decide who takes home the coveted Best of Show award. Make sure you’re there to see it!
Curated to reflect fintech’s state of play, this year’s demo lineup hits all the high notes for emerging tech. Here’s why to tune in:
First impressions matter: Delight new customers with a personalized onboarding switch kit
Plant seeds early: Supercharge teens’ digital banking experience and deposit growth
Break the scam spell: Disrupt high-risk situations with AI trained on human vulnerabilities and exploit techniques
Strike (more) gold: Automate 90% of client interactions to manage (and build) even more wealth
Mine your data: Transform scattered data into an intelligent ecosystem with more opportunities for growth and automation
Raise your shields: Combat the rising tide of deepfakes and synthetic identities without customer inconvenience
Help them nest: Nurture first-time homebuyers from curiosity to closing with a personalized journey
And here’s who you’ll meet:
Are you a fintech or tech company? Demo applications are still open—if you’re working on something new and groundbreaking in fintech, apply now.
Are you a financial institution, venture capitalist, or another leader in the finserv space? Early-bird delegate passes expire THIS FRIDAY, JUNE 13. Register today!
