This site is operated by a business or businesses owned by Informa PLC and all copyright resides with them. Informa PLC's registered office is 5 Howick Place, London SW1P 1WG. Registered in England and Wales. Number 8860726.
Finovate Blog
Tracking fintech, banking & financial services innovations since 1994
A look at the companies demoing at FinovateEurope on March 15 digitally and on March 22 and 23, 2022, in London. Register today and save your spot.
Harmoney is a modular, next-generation, digital platform of solutions for complex onboarding and client lifecycle management compliance processes.
Features
Getting rid of compliance processes frustrations
Increasing data quality
Substantially saving costs
Why it’s great
Get rid of compliance process frustrations via a digital, customer-friendly onboarding and client lifecycle management platform which is built with a truly end-to-end perspective.
Presenters
Thomas Van Maele, CEO & Co-founder Van Maele holds masters’ degrees in Business Engineering and Technology Management. Previously, he worked as a Senior Corporate Finance Advisor at KPMG and as a partner at the Econopolis wealth manager. LinkedIn
Thierry van Alphen, Head of Business Development Van Alphen holds a Solvay Business School MBA and has 22 years of experience in financial services at ING in several senior roles in Belgium and the Netherlands. LinkedIn
A look at the companies demoing at FinovateEurope on March 22 and 23, 2022 in London. Register today and save your spot.
ForwardAI’sPredict-as-a-Service is a premium cash flow forecasting and planning tool for companies that want to offer predictive cash flow solutions to small business clients.
Features
Offers simple access to historical, real-time, and predictive cash flow data
Creates cash flow projections and comparisons
Provides custom and template business pivot scenario-building
Why it’s great
Predict-as-a-Service provides a premium cash flow experience for a company’s small business clients while also offering opportunities to offer proactive financial support and custom financing.
Presenter
Nick Chandi, CEO and Co-Founder A repeat entrepreneur with multiple successful companies, Chandi is using his prior experience to help bridge the gap between financial institutions and small businesses. LinkedIn
A look at the companies demoing at FinovateEurope on March 22 and 23, 2022 in London. Register today and save your spot.
See how true digitization and virtual collaboration can transform corporate online banking. Discover CoCoNet’s interactive, thrilling showcase of its new digital bank-customer collaboration portfolio.
Features
Improved banking processes between banks and their customers – anytime and anywhere
Convenient digital signature processes
Quick customer data overview
Central touchpoint for documents and messages
Why it’s great
The digital collaboration product portfolio helps banks to bridge the digital gap between them and their customers to generate cost savings, accelerate processes and make them convenient for both sides.
Presenters
Dennis Rochel, Head of Innovation Rochel is Head of Innovation of CoCoNet. LinkedIn
Mark Lohweber, CEO Lohweber is new CEO of CoCoNet and sets focus on continued growth. He is an expert in the digitalization of banks. LinkedIn
A look at the companies demoing at FinovateEurope on March 22 and 23, 2022 in London. Register today and save your spot.
Identity Consortium’sIdentyum is a platform for establishing trust-based relationships based on credible identity.
Features
Identyum Sign enables legally valid e-signatures by using cloud eIDAS certificates within Identyum ID Wallet. It enables frictionless and remote certificate issuing and e-signing via smartphone.
Why it’s great
It offers simple, quick, and legally valid eIDAS e-signing with people who only need their smartphone.
Presenters
Balázs Horváth, CEO, Bancard Consulting Horváth has 15 years of experience in a bank with 3.5 million payment cards and 4,000 merchants. He also holds 15 years in the consulting business with 1.5 million payment cards plus a national fintech strategy delivered. LinkedIn
Robert Ilijaš, CEO & Founder, Identity Consortium Ilijaš has 20 years of experience in IT, 18 years of experience in IT management, six years of experience as a CIO in a bank, and spent five years as CTO of a successful global fintech KYC startup. LinkedIn
A look at the companies demoing at FinovateEurope on March 22 and 23, 2022 in London. Register today and save your spot.
Berbix’s instant ID checks are a pivotal piece in unlocking lost revenue, converting more users, and creating a better user experience.
Features
Berbix is the only instant and automated identity verification solution on the market. This is led by its innovative instant image processing.
Why it’s great
Berbix helps businesses accelerate growth and stay compliant at the same time by instantly and accurately validating photo IDs, driver licenses, and passports.
Presenter
Eric Levine, Co-Founder Prior to founding Berbix, Eric led the Trust & Safety engineering team at Airbnb and was deeply involved with the Airbnb Experiences launch, infrastructure, and security efforts. LinkedIn
FinovateEurope 2022 is less than a month away, and innovative fintechs from all around the world are gearing up to demonstrate their latest technologies live on the Finovate stage. Find out more about our annual European fintech conference, including how to register and save your spot as Finovate returns to live events in Europe for the first time since 2020 next month on March 22 and 23.
One of the goals of every company demoing their solutions at Finovate is to win a coveted Best of Show award. This honor is granted exclusively by our Finovate attendees who evaluate every company on stage and select only those innovators whose technology is most impressive and, potentially, impactful. To give you a sense of the kind of companies to win this award, here’s a look at the FinovateEurope Best of Show winners from the previous two years – as well as an update on what they’ve accomplished since winning their award.
2021
Dbilia earned a Best of Show in its Finovate debut at FinovateEurope 2021 for its platform that enables creatives and influencers to sell digital memorabilia. The New York-based company was featured in the July edition of MarTech in a look at the rising NFT trend.
Property investment platform Proptee, also a Best of Show winner in its Finovate debut last year at FinovateEurope, raised more than $57,000 in seed funding in December from Lebenheim Capital and Steep VC.
Continuous product design innovator Quantum Metric was among the Finovate newcomers to earn a Best of Show award at FinovateEurope 2021 last March. Since then, the Colorado Springs, Colorado-based company has announced the availability of its solution on Salesforce AppExchange, and forged partnerships with Korea Air, iGaming operator BetVictor, luxury fashion brand La Perla, experience management software company Qualtrics, and video-based human insight innovator UserTesting.
2020
If 2021 was the year Finovate audiences showed their appreciation for conference newcomers, 2020 marked the year when veteran Finovate alums earned their place in the spotlight. Four of the companies that won Best of Show at FinovateEurope in that pre-pandemic year – Dorsum, Glia, iProov, and W.UP – picked up their second awards in a row (or more) having taken home Best of Show honors at the previous year’s conference in 2019.
Digital customer service innovator Glia has been one of Finovate’s most popular demoing companies in recent years, with multiple Best of Show wins in Europe and in the U.S. Earlier this month, the company announced a partnership with insurtech leader Sureify, integrating its capabilities into Sureify’s Lifetime platform. In 2021, Glia reeled in $78 million in funding, and earned recognition from Deloitte with a spot on the firm’s Technology Fast 500 for the second consecutive year. Among the company’s new partnerships forged in 2021 were collaborations with Kasisto, Posh, Apiture, Liberty Bank, fellow Finovate alum Clinc, and Zensar.
Horizn, which specializes in helping financial institutions and their employees maximize and accelerate their digital transformation efforts, earned the first of its Best of Show awards at FinovateEurope in Berlin in 2020. The company announced a partnership with Pacific Western Bank at the beginning of this month, powering the Los Angeles, California-based financial institution’s newly launched digital learning platform.
Biometric authentication company and FinovateEurope veteran iProov earned its third Best of Show award at our European fintech conference in 2020. The company secured $70 million in funding from Sumeru Equity Partners to start this year and, earlier this month, was granted a patent to extend its Genuine Presence technology to include driver’s license and government ID verification. Named to the Deloitte Fast 50 of the fastest growing technology firms in the U.K. last year, iProov reported a record 2021 in which the company achieved revenues that were 3x the previous year’s results.
Sonect demonstrated its global platform for cash transactions during its Finovate debut in Berlin in 2020, winning a Best of Show award. The company, headquartered in Zurich, Switzerland, enables users of its technology to withdraw cash via smartphone at any one of its 2,500 partnering retailers. Last summer, the company announced that its service would be available to customers in the U.K., following its participation in the U.K. Finance Community Access to Cash Pilots Initiative. In October, Sonect announced that it had raised more than $5 million (EUR 4.65 million) in funding from Italian Angels for Growth to bring its cash access solution to Italy.
Budapest, Hungary-based digital banking solution provider W.UP is another FinovateEurope favorite, having been awarded Best of Show in each of the last three FinovateEurope events. The company offers a personalization platform which leverages data to help institutions offer better banking services. In October of 2021, the company merged with BSC of Czechia to form a new company Finshape that is dedicated to driving digital transformation in banking in Europe.
A look at the companies demoing at FinovateEurope on March 22 and 23, 2022 in London. Register today and save your spot.
Partner HUB Ltd’sInvoice2RTP is a product that enables banks to painlessly onboard their corporate customers into the request-to-pay service using structured invoice data.
Features
Easy integration of corporate ERPs for onboarding into the request-to-pay service
Customizable user interface and backend and API layer to meet individual corporate needs
Why it’s great
Invoice2RTP eliminates the 80% of integration efforts by using already available invoice data structures. The product integrates invoice management, payment requests, and payments in one place.
Presenter
Katalin Kauzli, Co-founder, Business Development Director Kauzli is a Co-founder and Business Development Director of Partner HUB Ltd. She has been with the company since 2017 and is responsible for all business strategy, business development, and sales. LinkedIn
A look at the companies demoing at FinovateEurope on March 22 and 23, 2022 in London. Register today and save your spot.
From wealth aggregation to portfolio analysis, CIOS.Reporting from Fincite gives customers all their clients’ wealth data– prepared in an intuitive front end, including market data. Save up to 30 minutes for each report.
Features
Save up to 30 minutes for each report
Ensure fast identification of risks and potentials
Receive market data from Morningstar
Why it’s great
Fincite’s CIOS.Reporting offers best-in-class investment reporting for advisors and clients.
Presenters
Ralf Heim, Co-CEO & Founder Heim is a German technology entrepreneur and Founder of Fincite. Starting as a freelancer at the age of 16, Heim spent his career building analytical systems for companies as well as central banks. LinkedIn
Paul Kammerer, CCO Prior to joining Fincite as CCO, Kammerer was responsible for business development, product management and customer care for Rabobanks Retail Banking in Europe. LinkedIn
A look at the companies demoing at FinovateEurope on March 22 and 23, 2022 in London. Register today and save your spot.
Realmonitor reduces customer acquisition cost for mortgages and significantly lowers the bank’s exposure to the agent network by providing super early customer engagement.
Features
Significantly reduce customer acquisition cost
Provide early customer engagement and super sharp customer profiling
Reduce bank’s exposure to agent networks
Presenter
Peter Farago, CEO and Co-founder Farago has spent the last 15+ years in the bank and real estate industry covering several stages of the housing ecosystem. LinkedIn
A week before FinovateEurope’s in-person event begins on March 22nd, our annual Europe-based fintech conference will feature a special Digital Kick Off. This afternoon session on March 15 is accessible from anywhere and 100% virtual. The day will feature a mastermind keynote, a fireside chat, a set of digital demos from fintech innovators, and a power panel on the future of fintech.
Here, we will introduce two of our Digital Kick Off speakers – Zennon Kapron, founder and director, Kapronasia; and Malin Lignell, VP of Digitalization & Innovation, Handelsbanken. For more information on FinovateEurope, including both the Digital Kick Off on March 15 and the in-person event on March 22 and 23, visit our FinovateEurope hub.
Zennon Kapron
Founder and Director of Kapronasia, Zennon Kapron will lead a Mastermind Keynote on our Digital Kick Off day titled The Trends & Opportunities Shaping Fintech in Asia. Kapronasia provides research and consulting services with a focus on financial and blockchain technology.
Previous to Kapronasia, Kapron was Intel’s Global Banking Industry Manager and, before that, CIO for Citigroup Portugal. He has extensive experience with fintech and Asia, currently serving as an instructor in fintech at the Singapore Management University, an ambassador with the Emerging Payments Association of Asia, and founder and director of China Fintech, which works with startups, financial institutions, and investors to build an ecosystem that develops innovative solutions for China’s financial industry.
Kapron is also the author of Chomping at the Bitcoin: The History and Future of Bitcoin in China. He earned a B.S. in Computer Science from Syracuse and an MBA from INSEAD.
Malin Lignell
Vice President of Digitalization & Innovation with Sweden’s Handelsbanken, Lignell will provide a Fireside Chat as part of our Digital Kick Off event on March 15th. A 20+ year veteran of the Swedish bank – the oldest company on the Swedish stock exchange – Lignell has served in leadership roles, including as Deputy Branch Manager, for more than half of her tenure at Handelsbanken. She joined the Digitalization and Innovation team at the bank in the fall of 2019, where she works at both the strategic and operational level to help drive the institution toward greater innovation as it pursues its digitization objectives.
With a special focus on the way that emerging technologies shape and change customer behavior and business models, Lignell has spoken frequently on the challenges that financial institutions face as they undertake digitization. She has noted that while behavioral changes are often the most difficult component of technological transformation, often the forces that help propel change (for example, the global pandemic) nevertheless serve as a powerful and effective incentives to solve new problems in new and creative ways.
Lignell is an alum of the London School of Economics and Political Science (LSE) where she received a diploma in Accounting and Finance. She also earned a Master of Science in International Business Studies and Economics from Ekonomihögskolan i Växjö, and a degree in Business Administration and Economics from The University of Graz.
In addition to many of the familiar faces who will be returning to London next month for FinovateEurope, this year’s conference also will feature a sizable number of newcomers to the Finovate stage. Here’s a brief introduction and welcome to these FinovateEurope speakers to whet your appetite for what we have in store on both our Digital Kick Off Day of March 15th and during the conference proper on March 22nd and 23rd.
With more than 20 years of experience in advisory services within Swedish bank Handelsbanken, Malin Lignell currently works with the company’s Digitalization and Innovation team to enable greater innovation and focus on the bank’s digitalization journey. Having a keen eye on the way emerging technologies influence customer behavior and drive new business models, Lignell will lead a Fireside Chat as part of FinovateEurope’s Digital Kick Off event on March 15.
Author of The Fifth Industrial Revolution, Inma Martinez will provide FinovateEurope’s Keynote Address on Wednesday, March 23rd. Martinez is a digital pioneer and AI scientist, as well as a member of the Expert Group at The Global Partnership on Artificial Intelligence (GPAI), an AI-based initiative sponsored by the OECD and G7. An advisor to business and government leaders on how to turn digital transformation into competitive advantage and contribute to social progress, Martinez will share her insights on creating an exceptional customer experience via UX-led design. Borrowing from the successful experience of technology giants, Martinez will explain how financial institutions can pivot away from a product focus to a customer focus by “unlocking data” and enhancing customer engagement.
Here are some of the other newcomers who will be joining FinovateEurope as part of our Power Panels, roundtables, and Executive Boardroom sessions.
Radboud Vlaar. Founder and Managing Partner at Finch Capital, Vlaar will join our Future of Fintech power panel on our Digital Kick Off, Tuesday, March 15.
Our Executive Boardroom on Financial Inclusion on Tuesday, March 22 will feature five fintech experts, all of whom are newcomers to the Finovate roster.
Anette Broloes. Fintech analyst with Broloes Consult.
Natalie Ledward. Head of Vulnerable Customers, Monzo
Sanghamitra Karra. EMEA Head of Multicultural Client Strategy & Multicultural Innovation Lab at Morgan Stanley
Neha Mehta. Founder of FemTech Partners
Ahmed Karsli. Founder and CEO of Papara
Tuesday will also feature an Executive Boardroom on Financial Crime. Among the new faces on this panel are Jane Barber, Regulatory and Trade Association Lead, NatWest Group; and Nitzan Solomon, Head of Surveillance & Financial Crime Technology EMEA, Nomura.
Wednesday morning will feature a pair of Power Panels with a number of guests who will be appearing on the Finovate stage for the first time. Our panel on achieving digital acceleration includes newcomers Christoffer Malmer, Head of SEBx at SE; Gunter Uytterhoeven, Chief Customer & Innovation Officer at AXA Next; and Carol Hamilton, Senior Vice President of Global Solutions at Provenir. Making their Finovate debuts as part of our panel on fintech collaboration and partnerships are Janine Hirt, CEO of Innovate Finance, and Thea Loch, Head of Strategic Design with Lloyds Banking Group.
FinovateEurope 2022 is right around the corner. If you are an innovative fintech company with new technology to show, then there’s no better time than now and no better forum than FinovateEurope. To learn more about how to demo your latest innovation at FinovateEurope 2022 in London, March 22-23, visit our FinovateEurope hub today!
If you’re already registered for FinovateEurope, taking place the 22nd and 23rd of March, you get it. Attending the industry’s premier demo show, whether in-person or digitally, grants you access to the best minds in fintech. Not only this, but also the depth and variety of content will set you up to make the best partnerships and crush the competition in 2022.
But regardless of whether you’re a die-hard Finovate fan who is coming to the event or if you’re simply curious to see what the event is all about, here are five reasons you need to be there.
Live and in person (plus a digital option)
We held our first in-person event since the pandemic last fall and we are thrilled to continue in-person events this year, as well. Seeing industry colleagues not only energizes us, it also offers room for spontaneous interactions that simply are not possible via video.
That said, if you’re not able to attend physically, we have a digital option for almost all of the content. In fact, we even have a bonus, digital-only day on March 15 that will feature a keynote, a fireside chat, and a power panel.
Sustainable approach
We are committed to running events which are both environmentally sustainable and socially responsible. Under our new FasterForward approach, we have embarked on a series of activities and commitments to ensure our events become more sustainable while also helping our partners and customers achieve the same. Specifically, we are aiming to become carbon neutral across our events by 2025, cut the waste generated through our events in half by 2025, and embed sustainability inside 100% of our events by 2025.
Speaker lineup
You won’t want to miss hearing our lineup of experts take the stage! We’ll have two full days of content plus the opportunity to network with some of the top names in fintech, including Chris Skinner, CEO of The Finanser; Louise Beaumont, Chair of the Open Finance and Payments Working Group at techUK; Olivier Guilaumond, Global Head of ING Labs and FinTechs at ING; and more. Be part of our audience to see the future of finance first.
You, our audience
When it comes down to what truly makes our shows great, it’s you, our audience. Fortunately, our agenda has a lot of built-in opportunities to network with your best fintech friends, meet new ones, and hold meetings crucial to your firm’s operations.
This year, we’ll host two special networking sessions, including a Women in Fintech Executive Boardroom presentation on Tuesday and an Ask Me Anything Q&A session with Inma Martinez, Author of The Fifth Industrial Revolution.
We’re back in London
After hosting FinovateEurope in Berlin in 2020 (just days before the pandemic hit), we’re headed back to London, our flagship location for FinovateEurope. This year’s event will take place at the Intercontinental O2, a new location for us. The expansive venue will offer us plenty of elbow room and is minutes from Canary Wharf, the headquarters location for many fintech startups.
