FinovateEurope 2018 Best of Show Winners Announced

If there is one theme that unites all of our FinovateEurope Best of Show winners this year, that theme may be summed up in one word: data. As Finovate senior research analyst Julie Muhn pointed out during a recent conversation, the ability to leverage data to create more meaningful, more personalized, more secure experiences for consumers of financial services underlies much of the innovation that we see not just on the Finovate stage, but across fintech writ large, as well.

In this way, financial technology is turning the old adage – it’s not what you know, it’s who you know – on its head. The connections between us and the things we do, the places we go, the transactions we make, are in many ways the Holy Grail for companies that are constantly seeking out better ways to serve us. And for those companies that do win our trust and gain access to what we know and do, the rewards could not be greater.

With this in mind, we present to you a small sample of those companies that may be best positioned to take advantage of this Golden Age of Data: the Best of Show winners of FinovateEurope 2018.

Backbase for its Customer OS, the next generation of the Backbase Digital Banking Platform, which is laser-focused on providing customer-first journeys. Video.


Be-IQ for its holistic and gamified approach to risk profiling and financial well-being that accounts for the very contradictions that make us human: our behaviors. Video.


CREALOGIX for its customer banking platform, Gravity, which is breaking new ground with its intuitive and user-friendly, self-service insights application. Video.


iProov for its liveness-protected, facial biometric authentication technology which is fully-automated for fast, easy and ultra-secure mobile and PC on-boarding. Video.



Meniga for its digital banking solution that helps banks around the world use data to personalize digital channels and drive customer engagement. Video.


Microblink for BlinkReceipt, its SDK for real-time extraction of all purchase data from retail receipts and OCR technology which eliminates typing from mobile apps. Video.



W.UP for its digital banking sales and engagement solution that uses pre-built customer insights to build relevant, personalized, and timely interactions with clients. Video.


Please join us in thanking our sponsors and partners who help us make FinovateEurope a huge success year in and year out. And be sure to stay tuned for coverage of our new extended format on Thursday and Friday as we take deep dives into some of the most pressing issues and fascinating trends in fintech today. For more information about the keynote addresses, panel discussions, and fireside chats coming up on Days Three and Four, our full agenda is available on our FinovateEurope 2018 page.

Notes on methodology:
1. Only audience members NOT associated with demoing companies were eligible to vote. Finovate employees did not vote.
2. Attendees were encouraged to note their favorites during each day. At the end of the last demo, they chose their three favorites.
3. The exact written instructions given to attendees: “Please rate (the companies) on the basis of demo quality and potential impact of the innovation demoed.”
4. The seven companies appearing on the highest percentage of submitted ballots were named “Best of Show.”
5. Go here for a list of previous Best of Show winners through 2014. Best of Show winners from our 2015 through 2018 conferences are below:
FinovateEurope 2015
FinovateSpring 2015
FinovateFall 2015
FinovateEurope 2016
FinovateSpring 2016
FinovateFall 2016
FinovateAsia 2016
FinovateEurope 2017
FinovateSpring 2017
FinovateFall 2017
FinovateAsia 2017
FinovateMiddleEast 2018

Welcome to Day Three of FinovateEuorpe

The demo sessions of the first two days of FinovateEurope are complete and Best of Show winners have been named. Now we turn to industry thought leaders to not only help us digest what we’ve just seen but also turn to the future and anticipate what’s coming next.

We’re back at ExCel London for today’s sessions and tickets are still available at the front desk. You can check out the full agenda on the event website, but here’s a quick overview of what to expect today: 

From 14:05 to 17:45 our four-track summit panel discussions will cover four topics:

  • Banking
  • Investing
  • Regtech
  • New Tech

Registration will open tomorrow at 8 AM and the first session starts at 8:30 AM. Coat check is available outside the networking hall in the ExCel Center.

Welcome to Day Two of FinovateEurope

The week started off strong with an exciting first day of FinovateEurope. Continuing our momentum today, we have another 29 companies ready to demo their fintech on stage.

If you missed out on the first day, no problem! Come down to ExCel London and register today, and check out the action on Twitter by searching #Finovate.

Today’s format will look quite similar to yesterday’s. The full agenda can be found on the FinovateEurope website. Here’s what you can expect:

8 to 9 Registration and continental breakfast

9 to 10:10 Demo session

10:20 to 10:50 Intermission and refreshments

10:50 to 12:10 Demo session

12:10 to 13:10 Lunch and networking

13:10 to 14:30 Demo session

14:30 to 17:00 Cocktail reception and networking

Tomorrow, registration opens at 8 AM and the first session begins at 8:45. Please remember your name badge.

Welcome to Day One of FinovateEurope

We are off and running at FinovateEurope 2018! Come in from the cold, grab a cup of hot coffee and a pastry, and join us for what promises to be a fantastic first-day of live fintech demonstrations.

Day One will feature more than 40 companies demonstrating a variety of fintech solutions ranging from mobile payments and authentication to digital banking and wealth management. If you haven’t already, pick up your ticket today and join us at ExCel London on the historic Royal Victoria Dock as FinovateEurope brings you the latest in fintech innovation.

Here’s today’s lineup.

Registration begins at 8am

8:00 to 9:00: Registration and Continental Breakfast

9:00 to 10:15:

10:15 to 10:45: Intermission and Refreshments

10:45 to 12:00:

12:00 to 13:00: Lunch and networking

13:00 to 14:15:

14:15 to 14:45: Intermission and refreshments

14:45 to 16:00:

16:00 to 18:00: Cocktail reception and networking
Best of Show winners will be announced tomorrow.

All demo videos will be available for free in a few weeks in our video archives.

Excuse Me Europe, Your Finovate is Showing

FinovateEurope begins tomorrow and we’re placing the finishing touches on this week’s event. Companies are practicing their demo pitches for March 6 and 7, breakout rooms are ready for panel discussions that will take place on March 8 and 9, and the networking hall is prepared.

Are you ready? Here’s all of the last minute information you need to know:


The event will be held at ExCel London. Registration opens at 8 AM tomorrow and the first demo begins at 9 AM. If you still don’t have your ticket, be sure to arrive early tomorrow to register.


You can find the four-day agenda online. We’ll also post basic agenda details here on the blog every morning.


For specific questions, visit the FinovateEurope website or contact our events team.

Ready, Set, Go…. Finovate Lands in London

If your idea of fun is hanging out with fellow fintech and banking enthusiasts and discussing what the future of the industry holds, then you’re in good company this week as FinovateEurope is taking place this week. Here are the details


First, don’t forget to register ahead of time. Tickets are still available online. The event takes place March 6 through 9 and will be held at ExCel London (Finovate veterans, take note– it is a new venue!). Also, to help you prepare, we’ve compiled a Sneak Peek series to get an advanced look into what some of the companies will debut on stage.


Check out the list of demoing companies, view the agenda, and finalize your accommodations. And if you have additional questions or need help with a special ticket request, please contact our events team.


Registration and a continental breakfast take place at 8 AM on 6 March, and the first demo will begin at 9 AM. Come early to settle in with a coffee or tea and save your seat.

We’ll be live Tweeting throughout the event from @Finovate, using the hashtag #Finovate. Be sure to check the Twitter feed for presenter information, analyst insights, and even bonus video content throughout the four-day event.

Take Note: FinovateEurope Keynotes Announced!

FinovateEurope is coming to London next week, and while our Sneak Peek series may have prepared you for the first two days of non-stop fintech demos, you still need to get ready for the extra content and discussions taking place the second half of the week.

Here are the folks who will– in just a few days from now– step up to the Finovate stage to share their insights on some of the most topical issues in fintech:

Rohit Talwar

The Rise Of The Machines – The AI Revolution And The Road To Superintelligence. What Will AI Mean For The Future Of Financial Services – And The Future Of Work?

Talwar is an award winning global futurist, entrepreneur and specialist advisor on business transformation, disruptive strategies and radical innovation. Nominated as one of the top ten global future thinkers by the U.K.’s Independent newspaper, he comments regularly on the future and innovation for global news networks. Talwar has been published widely. He is the initiator, editor and a lead author for The Future of Business, which was published on June 23rd 2015 – completed in just 19 weeks. This 60-chapter book brings together the work of 62 future thinkers from around the world to explore the forces shaping our world and highlight the implications for business.

Jamie Woodruff

Cyber Security – Why We Should All Be Very, Very Afraid…

In his early 20s, Woodruff is one of the world’s leading authorities on hacking and cyber security.

Woodruff entered the public eye when he successfully hacked Facebook as part of a student competition at Bangor University where he was studying computer information systems. He has since uncovered security holes in numerous high-profile operations, including Kim Kardashian’s website, which he hacked to reveal that it was putting her fans’ data at serious risk.

Woodruff is a director of Metrics Cloud specialising in training, penetration testing, and recruitment. He is also the cyber safety advisor for the Cyber Smile Foundation which specialises in online cyber bullying.

Woodruff talks about the importance of system and network security and is known for disclosing world-wide exploits and vulnerabilities within leading security applications such as Facebook, YouTube, Twitter, Apple, and Google. He finds existing exploits by infiltrating the companies in question. He demonstrated this by impersonating a Domino’s pizza delivery boy at a large financial institution and gaining access to their server room via pick-locking. All carried out under fully authorised, ethical penetration testing.

Simon Taylor

Why Blockchain Is The Next Generation Of The Internet

Taylor is Co-Founder and Blockchain Practice Lead at 11:FS. He led Blockchain Research and Development at Barclays, where Barclays became the first bank in the world to perform a live trade finance transaction over a Blockchain / DLT with a real customer attached. Today at 11:FS, Taylor advises governments, regulators and some of the worlds largest banks, financial institutions, and corporations on how blockchain and DLT will impact their business in the short, medium, and long term. In addition Taylor also co-hosts the industry-leading podcasts Fintech Insider and Blockchain Insider.

We’ll see you on 6 through 9 of March at the ExCel Center in London. If you haven’t saved your spot, register today. And don’t hesitate to contact us with any enquiries or customer service needs.

FinovateEurope Sneak Peek: Avaloq

A look at the companies demoing live at FinovateEurope on the 6 through 9 of March 2018 in London. Pick up your tickets today and save your spot.

Avaloq is a leader in core banking software and digital technology, and a provider of Software-as-a-Service (SaaS) and Business Process-as-a-Service (BPaaS) solutions for banks and wealth managers.


  • Automated setting of risk-optimsed investment objectives
  • Dynamic investment policies
  • Delivered as a cloud-enabled microservice

Why it’s great
Avaloq puts the client at the centre of the investment advisory process by automating the creation of dynamic investment strategies.


Santiago Schuppisser, Senior Product Manager
Schuppisser leads product management for wealth advisory. He is a former investment advisor within private banking where he was also responsible for bringing hybrid advisory solutions to market.

Esther Kaufmann, Senior Product Manager
Kaufmann is the product manager for investment and credit solutions at Avaloq. She has a background in leading major banking projects within wealth management with a focus on cash operations and financing.

FinovateEurope Sneak Peek: Onfido

A look at the companies demoing live at FinovateEurope on the 6 through 9 of March 2018 in London. Pick up your tickets today and save your spot.

Onfido uses machine learning to help over 1,500 global businesses verify the identities of their customers using just a picture of an ID card and a selfie video.


  • The most sophisticated anti-spoofing technology on the market
  • Users perform randomised actions to gain access to online services
  • Businesses can onboard at scale while minimizing risk

Why it’s great
Onfido’s Facial Check with Video is the market’s most robust liveness detection, helping prevent identity fraud and enabling online businesses to scale.


Husayn Kassai, CEO & Co-Founder
Kassai is the CEO and co-founder of Onfido. He was named one of Forbes’ 30 Under 30 in 2016, and currently sits on the All Party Parliamentary Group on AI.

FinovateEurope Sneak Peek: CASHOFF

A look at the companies demoing live at FinovateEurope on the 6 through 9 of March 2018 in London. Pick up your tickets today and save your spot.

CASHOFF brings strongly differentiated loyalty programmes based on goods purchased via cashback offers. The programmes offer visibility into items purchased directly from suppliers while providing smart advice and co-marketing within a web and mobile banking app.


  • Offers a white-label service inside both web and mobile banking apps
  • Enhances the consumer experience through a gamification strategy and a targeted approach
  • Gathers and analyzes consumers’ financial data

Why it’s great
The programme defines patterns of consumer buying behavior and preferences through deep data analysis leveraging AI and machine learning to create targeted, beneficial offers that increase consumer activity and engagement.


Yulia Clarke, Marketing Director
With demonstrated leadership, Clarke has a creative approach in managing strategy, corporate image, positioning of product and services, and supporting innovations inside the banking sector worldwide.

Lina Perez, Sales Director