Darwinium

Darwinium Brings Intent Intelligence to GBG

Darwinium Brings Intent Intelligence to GBG
By David Penn Posted on
Categories: Alumni News, Darwinium
  • Identity and location intelligence firm GBG has teamed up with behavioral and intent intelligence specialist Darwinium.
  • The partnership will enable businesses to know if the actions of a verified individual or AI agent are consistent with the legitimate intent of the customer.
  • Founded in 2021 and headquartered in San Francisco, California, Darwinium most recently demoed its technology at FinovateFall 2026.

A newly announced partnership between identity and location intelligence firm GBG and behavioral and intent intelligence specialist Darwinium will help businesses determine whether the actions of a verified person or AI agent remain consistent with legitimate intent during the customer journey.

Effective fraud prevention requires more than verifying identity or assessing risk at a specific moment. Even when identities are determined to be legitimate, the activity itself may still present a fraud risk. This includes instances in which scammers manipulate verified customers into acting on the fraudster’s behalf—a phenomenon that is likely to become worse as AI agents become more involved in conducting tasks and making transactions on behalf of customers. Darwinium’s technology continuously monitors and evaluates behavioral, device, and journey-level signals to identify when behavior is not consistent with either the customer’s intent or an authorized agent’s mandate. Combined with Darwinium’s intent intelligence, GBG will enable its more than 20,000 customers worldwide to spot changes in fraud risk across both human and agent activity throughout the customer journey.

“GBG has built an incredibly strong foundation of global identity and local intelligence. Darwinium complements that by adding the behavioral context around an identity,” Darwinium Chief Operating Officer Michael Rodriguez explained. “That combination becomes particularly powerful in the agentic era. Businesses need to distinguish a trusted customer using a trusted agent from fraudsters and malicious automation without simply blocking AI-driven traffic. Together, GBG and Darwinium create a much richer picture of trust and give businesses the confidence to embrace new forms of digital interaction without compromising security or customer experience.”

Publicly traded on the London Stock Exchange, GBG combines global identity data and location technology to help companies and their customers defend themselves against fraud and digital crime. GBG’s technology provides identity data verification, document authentication, biometric verification, and more, helping bolster business resilience and supporting responsible growth at scale for more than 20,000 customers around the world. Founded in 1989 and headquartered in Chester, GBG also announced this month a referral partnership with geolocation compliance platform GeoLocs, which will introduce its operator clients to GBG’s identity verification and fraud prevention capabilities.

“Identity remains fundamental to digital trust. As AI agents become an increasingly important part of the customer experience, businesses also need the context to understand what is happening after identity has been established,” GBG Chief Product & Technology Officer Gus Tomlinson said. “By bringing Darwinium’s behavioral and intent intelligence together with GBG’s identity and location capabilities, we can give customers a more complete view of trust across the journey. It allows us to combine what we know about an identity with how a human or agent is actually behaving, helping our customers make more informed fraud decisions while continuing to deliver fast, low-friction digital experiences.”

Founded in 2021 in San Francisco, California, Darwinium most recently demoed its technology at FinovateFall 2026. At the conference, the company showed how its platform reveals undeclared AI agents operating through the browser, which are often missed by point-in-time device, behavioral biometrics, and bot solutions. Darwinium’s technology probabilistically distinguishes humans from AI agents via agent-to-browser interaction signals that are hard for agents to suppress. This helps banks, credit unions, and other financial institutions determine when agents are fraudulently posing as customers while enabling genuine users to act unhindered.

Photo by Cody Beale

Share this:

Send Post Twitter LinkedIn Facebook

FinovateEurope 2026 Sneak Peek Series: Part 2

By Madeline Clines Posted on
Categories: Candour Oy, Darwinium, FinovateEurope 2026, FinovateEurope 2026 Sneak Peek, Hagbad, Tweezr

A look at the companies demoing at FinovateEurope in London on February 10. Register today using this link and save 20%.

Candour Identity

Candour Identity offers identity verification that continuously prevents rapidly evolving fraud attempts and provides a frictionless user experience for everyday use.

Features

  • Counters rapidly evolving fraud attempts
  • Delivers continuous fraud prevention
  • Provides a great user experience for everyday use

Who’s it for?

Banks, financial services, and telecom operators.

Darwinium

Darwinium is an AI fraud prevention platform born in the age of AI, using advanced AI tools to defeat the latest attacks, including scams, mules, and app cloning.

Features

  • Deploys in minutes at the perimeter edge
  • Protects touchpoints in the customer journey without an engineering resource
  • Uses adversarial AI red-teaming and an AI copilot to close the loop between detection and remediation

Who’s it for?

Banks, fintechs, enterprises, and SMBs.

Hagbad

Hagbad is a fintech platform that digitalizes social group savings into secure, transparent financial infrastructure, enabling communities to build financial visibility and long-term economic growth.

Features

  • Offers digital, invite-only group savings with automated contributions and payouts
  • Provides transparent, auditable records that strengthen trust and accountability
  • Delivers intelligent insights that support financial growth

Who’s it for?

Individuals and communities using group savings, particularly cash-based, diaspora, and ethically motivated users seeking secure, transparent, and interest-free financial tools.

Tweezr

Tweezr turns legacy code into system knowledge and business process maps, helping banks deliver safer core changes faster while avoiding risky big-bang programs.

Features

  • Presents explainable impact analysis and dependencies
  • Delivers business process maps and feature evolution
  • Offers incident investigation with end-to-end traceability

Who’s it for?

Banks, credit unions, and payment providers.

Share this:

Send Post Twitter LinkedIn Facebook

Darwinium Launches AI Tools to Identify Adversarial Fraud

Darwinium Launches AI Tools to Identify Adversarial Fraud
By David Penn Posted on
Categories: Alumni News, Darwinium, ThreatMetrix
  • Cyberfraud prevention company Darwinium launched a pair of new agentic AI solutions this week.
  • The new agents—Beagle and Copilot—enable red-teaming simulations and AI-assisted remediation to help financial companies enhance their fraud defenses.
  • Headquartered in San Francisco, California, Darwinium made its Finovate debut at FinovateEurope 2023 in London.

San Francisco, California-based security and fraud prevention firm Darwinium unveiled new tools to help organizations deal with the challenge of adversarial attacks, detect hidden vulnerabilities, and enhance overall fraud defense. This week, Darwinium launched a pair of AI agents—Beagle and Copilot—to give companies their own autonomous AI capabilities to combat those AI agents deployed by fraudsters.

“Consumers are using AI agents to shop faster. Fraudsters are using them to bypass defenses at scale,” Darwinium CEO and Co-Founder Alisdair Faulkner said. “The challenge isn’t detecting bots anymore, it’s distinguishing AI agents acting on behalf of good users versus malicious automation. Solving that problem requires a platform that speaks the same language: agentic AI.”

Beagle enables firms to conduct AI agent red-teaming to detect blind spots in their fraud defenses. Beagle simulates complex adversarial behavior, which enables fraud prevention teams to test their detection and mitigation strategies. Beagle generates realistic user profiles, spoofed devices, geolocation variance, and other tactics to emulate synthetic identities. The technology simulates a variety of attacks, including credential stuffing, behavioral mimicry, captcha solving, and more, and integrates directly into Darwinium’s architecture to provide real-time detection and responses.

Darwinium’s Copilot acts as an intelligent assistant that supports an organization’s remediation strategy, decision optimization, and platform interaction. The technology streamlines fraud team queries for different types of fraud detection circumstances such as “users who exhibit bot-like activity or are creating synthetic accounts.” Once these users are identified, Copilot can then conduct fraud investigation recommendations and offer remediation strategies. The solution automates the feedback process from detection to decisioning to business impact, making Copilot especially helpful in high-scale environments.

The new offering from Darwinium comes as fraudsters are becoming increasingly effective at exploiting AI bots for nefarious purposes. Because of this, as Faulkner noted in a recent thought leadership piece for Dark Reading, it is all the more important for security and fraud teams to focus on and discern the intent of AI agents rather than the mere presence of these entities. Legitimate agents, Faulkner explained, tend to act in ways that resemble trusted user behaviors and patterns. AI agents that are malicious, on the other hand, conduct themselves in identifiable ways—such as skipping normal browsing steps to access high-value endpoints (like login and checkout) or generating a sudden high volume of API calls. In Faulkner’s estimation, technologies such as Beagle and Copilot help institutions and their fraud teams move from “What is this AI agent doing?” to “Why is this AI agent doing this?”

Launched in 2021 by the co-founding team that built and scaled ThreatMetrix, Darwinium made its Finovate debut at FinovateEurope 2023. The company raised $18 million in funding in the fall of 2023 in a Series A round led by U.S. Venture Partners.

Photo by elnaz asadi on Unsplash

Share this:

Send Post Twitter LinkedIn Facebook

Fraud Prevention Platform Darwinium Secures $18 Million in Series A Funding

Fraud Prevention Platform Darwinium Secures $18 Million in Series A Funding
By David Penn Posted on
Categories: Alumni News, Daily news, Darwinium, Funding
  • Fraud prevention platform Darwinium raised $18 million in Series A funding this week.
  • The company positions its fraud detection processes on the network perimeter to provide better visibility, coverage, and agility.
  • Recently relocated to San Francisco, California, Darwinium made its Finovate debut at FinovateEurope earlier this year.

Digital security and fraud prevention platform Darwinium raised $18 million in Series A funding this week. The investment was led by U.S. Venture Partners, and featured participation from seed investors Blackbird, Airtree Ventures, and Accomplice. The Series A takes the San Francisco-based company’s total funding to $26 million. Darwinium will use the additional capital to scale its solution globally.

“AI capabilities have given fraudsters the upper hand of speed, scale, and greater efficiency,” Darwinium CEO and co-founder Alisdair Faulkner explained. “This is why we designed Darwinium to deliver the visibility and coverage of a security tool, the context and insight of fraud solutions, with the agility of AI. It’s the platform that will future-proof organizations against the most complex attacks.”

Darwinium offers two innovations to help companies fight fraud. First, Darwinium moves fraud detection processes to the network perimeter, to “the edge,” as the company refers to the strategy. This gives businesses a comprehensive view of the customer journey at every digital touchpoint, making it easier to distinguish trusted from risky behavior. This approach also gives the technology an advantage over API-based fraud protection solutions. These solutions, according to Darwinium, are not sufficiently agile and lack the context to adequately respond to evolving fraud threats.

Second, Darwinium leverages a SaaS approach to data protection, encrypting and anonymizing data on “the edge.” Any customer data that is subjected to analysis is stored within the business’ own infrastructure with their own digital keys. Darwinium’s technology then uses the anonymized version of this customer data. This enables the information to be processed without being exposed to fraudsters. Darwinium’s approach to securing customer data makes it easy for businesses to comply with consumer privacy regulations such as the California Consumer Privacy Act (CCPA) and the EU General Data Protection Regulation (GDPR).

Founded in 2021, Darwinium made its Finovate debut at FinovateEurope earlier this year. At the conference, the company previewed its fraud prevention platform that leverages individual digital signatures to make sure that website visitors and customers are who they say they are. The company introduced its Continuous Customer Protection platform this spring, simultaneously announcing the firm’s expansion to the U.S. and relocation of its corporate headquarters to San Francisco.

Photo by Pixabay

Share this:

Send Post Twitter LinkedIn Facebook

Less Fraud, Less Friction: Darwinium Launches Continuous Customer Protection

Less Fraud, Less Friction: Darwinium Launches Continuous Customer Protection
By David Penn Posted on
Categories: Alumni News, Daily news, Darwinium
  • San Francisco, California-based fraud prevention startup Darwinium has launched its Continuous Customer Protection platform.
  • The new offering helps close the gap between digital security and fraud prevention silos.
  • Darwinium made its Finovate debut earlier this year at FinovateEurope in London.

Security and fraud prevention specialist Darwinium has launched its Continuous Customer Protection platform. The technology helps deal with the problem of disconnected point-in-time API integrations and risk scores. These issues can lead to both data breaches and a poor customer experience. Darwinium’s Continuous Customer Protection platform provides continuous visibility and control throughout the entire customer journey. This enables the technology to proactively cover the distance between the silos of digital security and fraud prevention.

In a statement, Darwinium co-founder and CEO Alisdair Faulkner noted research that highlighted the impact of fraud controls on the customer experience. More than 80% of businesses, according to the report, said that fraud controls contribute to unwanted friction for customers. “To create a low-friction customer experience while also enabling optimal fraud and security controls, Darwinium has architected a new path forward for improved fraud detection in real time that performs dramatically better and faster and takes only minutes to deploy – all while providing a positive and privacy-protected customer online experience and frustrating fraudsters,” Darwinium CEO and co-founder Alisdair Faulkner said.

Darwinium is deployed at the network edge, via content delivery network (CDN) infrastructure, using edge workers. This gives the technology full, omni-channel visibility and the ability to provide real-time insights into device, network, identity, behavior, content, and location. The solution also can call out to third-party APIs to conditionally refine risk decisions.

Darwinium’s primary customers are payment service providers, fintechs, gaming companies, and online marketplaces. Faulkner indicated that further penetration of these markets was high on Darwinium’s agenda. “The challenges online U.S. businesses face with surging fraud and operational silos, combined with our unique solution make this an ideal time to expand and enter the market in force,” Faulkner said.

Headquartered in San Francisco, California, Darwinium made its Finovate debut earlier this year at FinovateEurope in London. The company was launched in 2021 by the team that founded, built, and scaled digital identity innovator ThreatMetrix. Relx Group acquired ThreatMetrix in 2018.

Photo by Johannes Plenio

Share this:

Send Post Twitter LinkedIn Facebook