“With add.direct we solve two major issues in banking today:1. CostsAdd.direct allows for a major step in the industrialisation of banks by automating the mid- and front-office processes. It enables a true end-to-end business process along the complete customer journey.2. Differentiation in the marketplaceAdd.direct allows for a highly improved customer experience along all touchpoints and is the basis for serious 2.0 banking.”
eWise’s MyFin Mobile Banking Solution Combines PFM, Account Aggregation, and eAuthentication into a Single Solution
“The eWise MyFin mobile banking application combines the most powerful elements of PFM, account aggregation, and eAuthentication into a single, integrated solution.
The groundbreaking functionality of the eWise MyFin application transforms the consumer’s online banking into a simple, fast, and powerful experience that delivers unprecedented value to financial institutions through an integrated ROI engine.”
Kalixa Launches New “Whereever, Whenever” Mobile POS Device
Midway through the second session of the day, here is Kalixa with a demo of their new m-wallet, Kalixa mpos:
“Kalixa mpos is a new mobile POS device enabling ‘prosumers’ and small businesses to accept payments anywhere, anytime, and anyhow. Kalixa mpos accepts all major debit and credit cards and can be used wherever, whenever. Kalixa mpos is totally seure and can offer businesses next day settlement without contract.Kalixa is a wallet linked to multiple devices – offering consumers one account, one wallet, one way to pay. As an m-wallet, Kalixa can make P2P and MFC transactions, in-store, online or payment over the phone, as well as offering the ability to withdraw cash from ATMs. With no exchange fees, no commission, no charges, Kalixa is prepaid and easy to load via internet banking, credit/debit card, voucher and direct company payments.”
Product Launched: February 2013
Birdback Unveils Card-linking API Technology
This post is a part of our live coverage of FinovateEurope 2013.

“Our technology platform enables features such as loyalty programs, offers and automatic receipts to run on consumer’s existing payment cards. This is made possible through a simple, plug & play API that retailers and advertisers can easily use to link their applications to payment cards.Birdback’s API handles security, compliance and privacy aspects of card-linking. Card-linking applications range from traditional cash-back schemes to virtual gaming currency redemption. Birdback is demoing a use-case of its REST API.”
Product Launched: February 2013
Moven (Formerly Movenbank) Gives a First Look at Its Mobile Platform
“At FinovateEurope 2013 we will be demonstrating the Movenbank mobile banking experience along with how CredScore® and our Spend, Save, Live tools will help consumers manage and improve their financial health.
The demo will include features of the day-to-day mobile banking experience and the online platform.”
TSYS Spend Controls Manages Commercial Card Programs
This post is a part of our live coverage of FinovateEurope 2013.

“Every business needs to have a system of checks and balances as an essential part of any successful commercial card program. Effective programs include upfront transaction controls, ensuring cardholder compliance to company policy.
TSYS Spend Controls puts control over card usage into the hands of the business owner or program administrator. It provides businesses a means to implement upfront transaction controls to ensure cardholder compliance with purchasing guidelines.
Administrators manage parameters using a simple, web-based user interface, establishing guidelines according to business, department or individual needs. Each transaction is reviewed at the point of sale based on the pre-established parameters.”
TransferWise’s Peer-to-Peer Strategy for Exchange Rate Savings
This post is a part of our live coverage of FinovateEurope 2013.
“TransferWise allows regular people to access the real, mid-market exchange rate. We do this using peer-to-peer technology that cuts out traditional fees. Customers pay a tiny, fully transparent service charge to access this.”
Product Launched: February 2011
The Backbase Digital Marketing Module Helps Bank 2.0 Portal Users Enhance Marketing Efforts
“Backbase is demoing Backbase Digital Marketing, a new module within Backbase Bank 2.0 Portal. With Backbase Digital Marketing, banks get the option to easily create and manage:
• Cross- & up-sell campaigns• Lead generation campaigns• Closed loop marketing• Loyalty features
The Backbase Digital Marketing module does not only work on regular desktop browsers but is optimized to work in a multi-channel setting (from desktop to tablets and smartphones). Backbase Digital Marketing can be used in any existing website or Internet Banking platform, offering banks a simple point solution to start working with Backbase Bank 2.0 Portal.”
BBVA’s New Tool Uses Twitter Sentiment to Analyze Stock Market Behavior
“To find out if the “market sentiment” expressed in Twitter is correlated with actual market behavior, we at BBVA have launched Stockbuzz (www.stockbuzz.es). This is a site where the user can view the sentiment that Twitter users feel on the Ibex 35 and the securities that make up the index, and compare it with their actual share price on the stock exchange.
The website is user friendly, easily understandable and attractive. It shows graphs and data based on the information that is posted on Twitter, but also promotes interaction with this social network, as it contains a section where site visitors can leave their own messages on the analyzed stocks.”
SumUp Demos Payment Acceptance Platform
“SumUp’s payment card acceptance platform helps the millions of small businesses that are missing out on customers because they cannot accept card payments. Traditional card terminals are expensive, with high monthly fees and long contract durations. SumUp’s payment dongle offers an easy way for small businesses and sole traders to accept card payments securely, even on-the-go.Using only a portable card reader and an iOS and Android app, merchants can accept card payments on their mobile device, with a transparent fee of only 2.75% per transaction.”
PrivatBank Empowers Cashless Transactions with Smartphones
This post is a part of our live coverage of FinovateEurope 2013.
“Liqpay is the project of the Center of E-Business of Privatbank. The Liqpay team specializes in innovative web and mobile services deployment such as Liqpay (liqpay.com), iPay (pos.liqpay.com), and SiteHeart (site heart.com) and a number of other projects.We have developed smartphone applications that allow users to manage ATMs (cardless and contactless cash withdrawal) and payment apps for gas stations.”
Product Launched: October 2012
Kantox Facilitates B2B Currency Exchange Without Excessive Fees
“How does it work? Kantox makes it possible for currencies to be exchanged transparently, directly between companies without going through the banking system and thus avoiding paying excessive bank commissions.What do we offer? We offer spot and forward transactions in more than 20 foreign currencies.”