Quisk’s Digital Payment Platform Now Offers Loyalty and Rewards Programs

QuiskLogo.jpgThis post is part of our live coverage of FinovateEurope 2015.

Quisk showed off multiple types of digital cash transactions.

Quisk is the next step in the evolution of money.

We are the creator of a new cash-based digital payment type. We enable banks to create a new type of all-digital account, which is accessed by a consumer’s mobile phone number and secure PIN. The Quisk cloud-based digital services platform is technology agnostic, multi-issuer/acquirer, and works with existing core banking and retail POS infrastructure.

Quisk is demonstrating a variety of digital cash transactions: in-store purchases using POS systems, Person-to-Merchant (P2M), Bill Pay, online purchase (eCommerce), and Person-to-Person (P2P) send money. In addition, the Quisk platform enables merchants to offer digital loyalty programs and marketing offers while reducing interchange fees.

Presenters: Steve Novak, CEO & chairman, and Dan Glessner, CMO 
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Product launch: January 2015

Metrics: $20+ million series A round raised, 30 employees, projects currently in four countries
Product distribution strategy: Direct to Business (B2B) through financial institutions

HQ: Sunnyvale, California, U.S.A.
Founded: 2009

Website: quisk.co

Misys’ FusionBanking Takes a New Approach to Digital Banking

MisysLogo3.jpgThis post is part of our live coverage of FinovateEurope 2015.

Misys demonstrated how it brings banking into consumers’ everyday lives.

Misys FusionBanking Essence Digital brings a new approach to digital banking, making banking and personal financial management truly frustration-free for consumers.

Misys pioneers the latest innovations in technology and mobile devices. At FinovateEurope, Misys is demonstrating the latest concepts in mobile and online banking: biometric authentication, customizable design, new widgets for ‘net wealth’ and ‘wishes and goals,’ with automatic object recognition and push notifications that bring banking into consumers’ everyday lives.

 

Presenters: Alex Kwiatkowski, senior marketing strategist, banking and digital channels; József Nyíri, director of innovation, digital channels
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Metrics: Misys has more than 2,000 customers in 130 countries, supported by 4,500 employees.
Product distribution strategy: Direct to Business (B2B), through financial institutions
HQ: London, United Kingdom
Founded: 1979Website: misys.com
Twitter: @MisysFS

Nostrum Group Enables Users to Service Accounts When and Where They Want

Nostrum_logo.jpgThis post is part of our live coverage of FinovateEurope 2015.

Nostrum Group demonstrated how its digital lending platform enables customers to service their accounts when and where they want.

The provision of lending is an inefficient process for both lender and customer. Our research shows that consumers want the ability to service their own accounts where and when they want.

Nostrum is launching the next iteration of its core lending system to satisfy this requirement and lead the market, fitting with our core strategy of making lending cheaper, faster, and safer, reducing operational costs for lenders whilst also providing the required level of support 24/7 when traditional call centres would not be available, allowing consumers to get information immediately whenever they want and, critically, through a secure channel.

Presenters: Richard Carter, chief executive, and Tom Martin, head of project management office
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Product launch: February 2015
Metrics: Self funded; 95 employees; £9+ million in revenues; 30+ customers
Product distribution strategy: Direct to Business (B2B)

HQ: Harrogate, Yorkshire, United Kingdom
Founded: August 2001

Website: nostrumgroup.com

Twitter: @nostrumgroup

C24’s Platform Helps Users Manage Their Finances

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This post is part of our live coverage of FinovateEurope 2015.
 
C24 showed how it simplifies personal finances by hiding the complexity of multiple accounts.

C24 is a multichannel platform that allows end users to connect their accounts with different banks, so that their household financial standing is visible and manageable.

Users can pay bills, set bill payment rules, and use linked “proxy” Visa cards to pay for goods online and offline. API of C24 lets partnering banks securely provide their users with info of accounts within these banks; otherwise, customers can use Visa/MC rails or other standard means of linking their sources of funds.

C24 is a user-experience-driven app, where the complexity of numerous accounts is nowhere to be seen. The impetus for C24 to exist is to automate day-to-day finance routines and advise on the best courses of action.

Presenter : Daniel Gusev, co-founder, head of user experience and implementation
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Product launch: June 2014
Metrics: A team of 40—with USD $10+ million investment in the company—amassed 450,000+ registered users six months after launching C24 in summer of 2014. In 2015, C24 seeks adoption in the millions of users in international geographies.
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions
HQ: Moscow, Russia
Founded: December 2013Website: c24app.com
Twitter: @c24app

NICE Systems Leverages Voice Biometrics to Create a Secure Environment for Call Centers

NICELogo2.jpgThis post is part of our live coverage of FinovateEurope 2015.

NICE Systems demonstrated its Real-Time Authentication system.
Real-Time Authentication strengthens and streamlines the authentication process by utilizing voice biometrics to authenticate customers in real time during their conversation with an agent. Contact centers can:
• Securely authenticate customers in real time with no customer effort
• Expedite time to service and free up more time for revenue-generating activities
• Passively enroll the vast majority of customers seamlessly
• Improve fraud protection on all enrolled accounts
 
Presenters: Elad Hoffman, sales director, EMEA; Audelia Boker, director, demand generation, EMEA; and Jade Kahn, marketing strategy manager
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Product launch: September 2013
Metrics: $945 million NICE revenues in 2013; 3,700 employees
Product distribution strategy: Direct to Business (B2B)
HQ: Raanana, Israel
Founded: January 1986
Twitter: @NICE_Enterprise

EVRY Launches Spendific, A Personal Trainer for Your Finances

EVRY_logo_high-res.jpgThis post is part of our live coverage of FinovateEurope 2015.

Making its way to the stage now is the team from EVRY with its personal financial management tool, Spendific.

EVRY is a leading IT company in the Nordics, offering a broad portfolio of solutions to a wide range of industries. EVRY has some 10,000 employees and reports annual turnover approaching 1.5 billion euros. The company operates from headquarters in Oslo, Norway.

Through the business area of financial services, EVRY covers all the core processes involved in banking. With a combination of extensive industry experience and customer-centric approach, we are contributing to transforming and simplifying banking and payment services, as well as many services that are important and beneficial for society.

 

Presenters: Anne Moa, product developer, and Magne Meldal, business developer

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Product launch: February 2015
Product distribution strategy: Through financial institutions
HQ: Oslo, Norway
Metrics: 10,000 employees
Website: evry.com

mydesq Presents a Powerful Workbench for Wealth Managers

mydesq_logo_high-res.jpgThis post is part of our live coverage of FinovateEurope 2015.

mydesq is up next, with its solution to help wealth managers improve the client experience.
Imagine having your desktop in your hand; mydesq is a powerful workbench that allows wealth managers to work from anywhere, anytime.
Simple and intuitive, it is tailored to your every need.
We are demonstrating two use-cases: how wealth managers can gain 70% efficiency by using our investment suitability, and how the creation of an investment recommendation campaign can be done effortlessly.
Presenter Milan Vora, CEO & Founder, and Amit Gupta, VP Sales, Metadesign Solutions

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Product Launch: February 2015
Product distribution strategy: Through financial institutions, licensed
HQ: Zurich, Switzerland
Metrics: $1 million raised; 7 employees
Website: mydesq.com
Twitter: @mydesq

BankClip from CREALOGIX Uses Video to Enhance Traditional Financial Advisory

CREALOGIX_logo high-res.jpgThis post is part of our live coverage of FinovateEurope 2015.

The team from CREALOGIX is making its way to the stage. The Swiss software house and market leader for digital banking is introducing BankClip.
CREALOGIX is demoing how each financial advisory session can be wrapped up as a video clip, rather than traditionally done by email and documents. The possibility for the relationship manager to set together snippets of information into a video clip makes the experience of personalized information through visual transcribing more engaging.
Presenters: Antony Bream, U.K. managing director; Roger Gatti, senior product manager
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Product launch: February 2015
Product distribution strategy: Direct to Business (B2B), through financial institutions, licensed
HQ: Zurich, Switzerland
Metrics: +90% new license sale since July 2011; +16% license royalties; revenue $60 million USD; 27% share of sales outside of Switzerland; 300 employees
Website: crealogix.com
Twitter: @CREALOGIX

Vipera Demonstrates its Card Control Mobile Banking App

Vipera_logo_high-res.jpgThis post is part of our live coverage of FinovateEurope 2015.

Our next compay is mobile financial services and digital customer engagement solutions provider, Vipera, with its new mobile banking app.
Vipera Card Control is a cutting-edge mobile-banking app allowing a bank’s customers to control cash and card expenses with real time alerts on transactions, card locking for fraud management, auto-learning expense-categorization logic, budget settings and alerts, as well as loyalty-engagement functionality.
Presenters: Simon Pearce, commercial director; Andrea Gambirasio, pre-sales head
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Product launch: December
Product distribution strategy: B2B2C through financial institutions and through other fintech companies and platforms; licensed
HQ: London, United Kingdom; Milan, Italy
Metrics: N.A.
Website: vipera.com

Ixaris Systems’ UI Editor Allows for Easy Customization

IxarisSystemsLogo2.jpgThis post is part of our live coverage of FinovateEurope 2015.

Ixaris Systems debuted its user-interface editor.

Ixaris is demonstrating a UI editor that banks can provide to a corporate customer so that the entity can safely, and in a compliant manner, customize the instance of the application that the bank has deployed for them.

Critically, this patent-pending technology enables customization to be carried out by non-technical staff, either operational staff or web agency, without compromising security.

In addition to static web-page and cardholder-portal content, the customer can change the way in which transactions and payment instruments are handled. Tools are also provided for the bank to review, approve, and control the entry of changes into production.

 

Presenters: Patrick Abela, product director; and Reno Scerri,
pre-sales and solutioning manager 
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Product launch: April 2015
Metrics: $10M in equity finance raised to date; 130 employees; 2013 revenues $15M

Product distribution strategy: Direct to Business (B2B) through financial institutions and through other fintech companies and platforms

HQ: London, United Kingdom
Founded: September 2000

Website: ixaris.com
Twitter: @ixaris

CashSentinel Debuts Escrow Service Combined with a Mobile Wallet

CashSentinelLogo.jpgThis post is part of our live coverage of FinovateEurope 2015.

CashSentinel debuted its escrow service and mobile wallet combination.

Online secondhand-car fraud was the #2 most common online scam in 2013, according to the European Consumer Centers network. This market represents over 25 million transactions yearly in United Kingdom, France, Germany, Italy, and Switzerland alone.

CashSentinel developed a solution that combines an escrow service and a mobile wallet, dedicated to facilitating and bringing trust to large transactions between parties that do not have a long-lasting, trusting relationship.

CashSentinel concluded a partnership with Swissquote Bank, the leading online bank of Switzerland, and AutoScout24, the leading secondhand-car marketplace. After a successful trial period, the service is set for fully fledged launch and European expansion in 2015.

 

Presenters: CEO Sylvain Bertolus; Board Director Michael Chaille
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Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B) through financial institutions

HQ: Yverdon-les-Bains, Switzerland
Founded: December 2012

Website: cashsentinel.com
Twitter: @CashSentinel

Trunomi Launches TruMobile to Helps FIs Share Customer Data While Remaining Compliant

This post is part of our live coverage of FinovateEurope 2015.

 

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Trunomi debuted TruMobile.

TruMobile connects customers with banks, helping to monetise and personalise customer’s data experience. Built as a customer-centric “Consent Engine,” TruMobile is backed by multiple patent filings. 

It seamlessly creates auditable privacy policies, which for the first time permit the sharing of customer Pii data across platforms, jurisdictions, and business lines in full compliance with global regulatory and privacy standards.

 

Presenters: Stuart Lacey, CEO and founder; Chia Brewin, customer development executive; and Emma Hart, media representative
 
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Product launch: February 2015
Metrics: $2 million raised to date; started earning revenue in 2014; 7 employees
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B) through financial institutions and through other fintech companies and platforms

HQ: Bermuda, Dublin and Silicon Valley
Founded: March 2013

Website: trunomi.com
Twitter: @trunomi