Swiss-based wealthtech Avaloq has entered the US market this week with a bang. The firm announced the launch of Avaloq Mosaic, a modular platform that enables wealth managers to modernize their investment technology without having to completely replace their existing technology infrastructure.
“The US is the world’s largest and one of the most sophisticated wealth markets, with distinct demands on the technology supporting advisors and clients,” Avaloq Group CEO Martin Greweldinger said. “For more than four decades, Avaloq has built and operated technology for wealth managers across major global markets. With Avaloq Mosaic, we are bringing that experience to the US, giving firms the flexibility to modernize their technology, make better use of their investment data, and introduce new capabilities without replacing the systems they already rely on.”
Many wealth managers in the US rely on complex technology environments built up over years of growth and acquisitions. This can limit their ability to support personalized investment strategies at scale, respond quickly to market developments, or leverage AI-enabled operating models. Avaloq Mosaic addresses this challenge by connecting investment data and portfolio processes across existing systems, which allows wealth managers to add new capabilities over time. Avaloq Mosaic combines a composable, cloud-native, and API-first architecture with the governance and operating discipline larger financial institutions need.
“US wealth managers are balancing greater scale with increasingly sophisticated portfolios and rising client demand for faster, more personalized insight, often on technology infrastructures built over many years,” Avaloq US President Suzzanna Gill explained. “The opportunity for firms is to connect investment data with processes they already have, so they can modernize where it creates the greatest business impact.”
Avaloq Mosaic debuts in the US with two core capabilities that provide a connected foundation for investment data and portfolio management. Portfolio IQ offers managers a real-time investment view, consolidating holdings, transactions, and portfolio data across multiple accounts, custodians, and other sources. Allocator turns investment strategies into portfolios across large and complex client books. Together, these capabilities support portfolio construction, personalization, and ongoing management at scale.
The broader Mosaic offering also includes Agent Connect, which gives firms’ AI tools governed access to verified investment data. Avaloq noted that it will expand Mosaic with additional capabilities, including Tax for tax-aware investment management, Asset Servicing for position-keeping and securities-event administration, and Lending for margin and securities-backed lending decisions.
Avaloq won Best of Show at FinovateAsia 2018. Today, the company supports more than 170 financial institutions around the world and reinvests 20% of its software revenue in research and development.
Avaloq’s Mosaic launch and entry into the US market come weeks after the company announced that Bank SinoPac had successfully implemented Avaloq’s platform in order to scale its wealth management business in Hong Kong. Bank SinoPac is a subsidiary of Taiwan’s SinoPac Financial Holdings Company Ltd. and began operations in 1992. The institution had NT$2.97 trillion in total assets as of year-end 2025.
In September, Gulf Capital Investment Company KSCC (“InvestGB”) went live with Avaloq’s platform, enabling the firm to consolidate its wealth management, portfolio management, fund administration, credit and lending activities, collateral management, and securities lending on a single data foundation with high levels of automation. InvestGB serves private individuals, institutions, and family offices across Kuwait and the wider Gulf Cooperation Council (GCC) and has more than KD 1 billion ($3.2 billion) in assets under management.