David Penn, Author at Finovate

FinDEVr Live: Temenos Introduces its B2B Financial Apps Marketplace

By David Penn Posted on October 7, 2015
Categories: FinDEVr 2015, FinDEVr 2015 San Francisco, Temenos

Temenos Group AG is the market-leading provider of mission-critical software applications to more than 1,650 financial institutions in 150 countries worldwide.

B2B financial apps marketplace
Join us to discover Temenos’ B2B financial services marketplace and become a world-leading fintech solution provider. We will walk you through the benefits of this route to market and show you how to spin up your own cloud-core-banking system for use in development and discovery of products online. There are millions of product opportunities on the Temenos core banking platform (T24) and user experience platform (edgeConnect), and we’ll help you get started by giving you code and putting your product in front of 700 banks and financial institutions.

Key takeaways:

How to develop the most successful and disruptive FinTech ideas
How development on a core banking system really works
How to market your product to more than 700 banks and financial institutions

Presenter:
Aaron Phethean, MarketPlace Director
LinkedIn |@aphethean | aphethean@temenos.com

Phethean has met with hundreds of banks over the last decade and been through dozens of product launches, core banking renovation projects, and digital channel initiatives. Originally from New Zealand, now based in London, he is a keen innovator and regularly contributes to open-source projects.

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FinDEVr Live: Entrust Datacard Secures the Omnichannel Experience with a Trusted Identity

By David Penn Posted on October 7, 2015
Categories: Entrust Datacard, FinDEVr 2015, FinDEVr 2015 San Francisco

entrustdatacard.com | entrust.com/blog | @EntrustDatacard

Consumers, citizens, and employees increasingly expect anytime-anywhere experiences, whether they are making purchases, crossing borders, accessing e-gov services or logging onto corporate networks. Entrust Datacard offers the trusted identity and secure transaction technologies that make those experiences reliable and secure. Solutions range from the physical world of financial cards, passports, and ID cards to the digital realm of authentication, certificates, and secure communications.

Securing the omnichannel experience with a trusted identity
Mobile and cloud are transforming the digital marketplace, providing unprecedented opportunity for financial institutions to differentiate with “friction free,” customer-led interactions. At the core of the omnichannel experience, trusted identities can be leveraged not only to secure access, but also to assist in the fight against fraud and transform processes that will lead to higher opt-in rates and increased customer stickiness.

Key takeaways:

Take away a use-case for trusted identities in next-generation digital banking
Explore innovative services that will ultimately help redefine the consumer banking experience
Discover how to leverage trusted identities to secure access and prevent fraud at the core of the omnichannel experience.

Presenters:

Chris Taylor, Senior Product Manager
LinkedIn | @CTaylor_Entrust

Taylor owns and manages Entrust IdentityGuard, the company’s flagship, identity-based software-authentication platform. He specializes in identity-based security, cybersecurity, mobile security, smartcard technology, and digital certificates.

Brad Cochran, Sales Engineer

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FinDEVr Live: Apex Clearing Helps Consumers Fund, Trade, and Invest in an Instant

By David Penn Posted on October 7, 2015
Categories: Apex Clearing Corporation, FinDEVr 2015, FinDEVr 2015 San Francisco

apexclearing.com

Apex Clearing is an innovator in securities clearing, custody, execution, and technology. We specialize in supporting a variety of financial institutions, including broker dealers, proprietary trading firms, online registered investment advisers, and financial technology startups. Our technology powers the most cutting-edge financial firms in the world, and our innovative approach to back-office solutions enables businesses to grow and succeed. Apex prides itself on thinking differently by tirelessly pushing the boundaries of financial services. Apex Clearing Corporation is registered with the SEC, a member of FINRA and participant in SIPC.

Fund, trade, invest … instantaneously
Traditionally, the time required to open a brokerage account is measured in hours or days. Apex will demonstrate how a customer can instantaneously open and fund a brokerage account and place trades the same day. We illustrate how a company can leverage Apex’s RESTful APIs to create the fastest and simplest user experience for their customers. In an age when attention spans barely the length of a 20-minute presentation, we will show you how our technology captures the customer and gets them invested before they can consider abandoning the process. Apex’s effective automation and transparency sets a new standard for costs in a conventionally hi-touch industry.

Key takeaways:

How Apex enables fintech companies.
How you can use Apex’s APIs to change the way your customers interact with financial service companies.
How Apex simplifies the brokerage account-opening and -funding process to get your customer to market as fast as possible

Presenters:

Sam McIngvale, VP Engineering
smcingvale@apexclearing.com

Emily Auer, Business Development
eauer@apexclearing.com

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FinDEVr Live: CenturyLink Enables Developers to Build Applications with Docker and Containerization

By David Penn Posted on October 7, 2015
Categories: CenturyLink, FinDEVr 2015, FinDEVr 2015 San Francisco

centurylink.com/business/enterprise | labs.ctl.io & ctl.io | ctl.io/blog & thinkgig.com | @CenturyLinkENT & @CenturyLinkCLD

CenturyLink (NYSE: CTL) is a global communications, hosting, cloud, and IT services company enabling millions of customers to transform their businesses and their lives through innovative technology solutions. CenturyLink offers network and data systems management, Big Data analytics, and IT consulting, and operates more than 55 data centers in North America, Europe, and Asia. The company provides broadband, voice, video, data, and managed services over a robust 250,000-route-mile U.S. fiber network and a 300,000-route-mile international transport network.

CenturyLink presents: architecting your applications with Docker and Containerization
The CenturyLink Labs team is focused on creating open-source software and helping developers leverage the benefits of Docker and containers. We provide technical content and tools to help developers start using Docker. Learn how Docker and containerized applications are disrupting the software life cycle, accelerating business agility and facilitating microservice-oriented architectures.

Key takeaways:

Docker
Containerized applications
CenturyLink’s open-source projects

Presenter: David Gardner, Senior Program Manager, CenturyLink Cloud
LinkedIn

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FinDEVr Live: Markit’s Technology Shows Modernization and Modularity as Keys to Rich UX

By David Penn Posted on October 7, 2015
Categories: FinDEVr 2015, FinDEVr 2015 San Francisco, Markit

Markit is a leading global provider of financial information services. We provide products that enhance transparency, reduce risk, and improve operational efficiency. Our customers include banks, hedge funds, asset managers, central banks, regulators, auditors, fund administrators, and insurance companies. Founded in 2003, Markit employs 4,000 people in 11 countries. Markit shares are listed on Nasdaq under the symbol MRKT.

Markit perspective on our products

Using browser-based technologies and a capabilities-oriented modular approach, we can create anticipatory, personalized experiences that make desktop and terminal replacements a thing of the present. We will cover F2 (openf2.org), an open source foundation and web integration framework, as well as several key Markit capabilities (charting, smart text, personalization) as key building blocks for multi-party, integrated experiences.

Key takeaways:

What F2 is, and how it can solve brokerage, wealth management, and banking-related problems
The ease with which Amazon-like, personalized experiences for financial services can be created
Markit’s capabilities and deep experience with key technologies for financial services, such as charting and super text

Presenter: Tim Burcham, Head of Labs
LinkedIn | tim.burcham@markit.com

For the past 16 years, Burcham has worked with Markit (formerly Wall Street On Demand) architecting, coding, managing, mentoring, and leading teams to deliver high-quality websites and rich user experiences under incredibly high-traffic volumes and tight timeframes.

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FinDEVr Live: Modo Payments Shows Developers How Digital is the New Mobile

By David Penn Posted on October 7, 2015
Categories: FinDEVr 2015, FinDEVr 2015 San Francisco, Modo Payments, modoPAYMENTS

modopayments | @getmodo

Modo is connecting commerce to the new digital economy. Modo’s platform operates like a shipping container for intermodal payments. Value can be loaded into the container from a variety of systems, delivered across one or more channels, and arrive at a wide variety of destinations. Modo connects different types of value as well, including cards and accounts, and currencies such as digital, loyalty, offers, gifts, and cryptocurrencies. Modo also connects directly to mobile phones, with an innovative Connected Beacon that makes beacons two-way, instead of one-way, interactions.

Mobile payments are dead … long live digital payments
Mobile payments are the solution for a problem that doesn’t exist. Modo’s CEO will describe his voyage of discovery from mobile to digital and demonstrate why connecting containers is the next big wave in payments.

Key takeaways:

Why digital is the new mobile
How connecting commerce breaks the logjam
Get a tour of Modo, an awesome solution for connecting commerce to the digital economy

Presenters:

Bruce Parker, CEO, Founder
LinkedIn | bruce@modopayments.com

Parker is a self-declared payments geek, a visionary and strategist for some of the largest and most innovative payments-technology companies in the world. Parker has created new products, built partnerships, and shaped strategies that have moved the payments industry.

Aaron Wilkinson, Chief Architect, Founder
LinkedIn | aaron@modopayments.com

Wilkinson has a decade-and-a-half of experience in software engineering that began with a foundation of real-time, embedded software for high-end military vehicles. He has branched out to many other fields, from user interfaces to software architecture and web services.

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FinDEVr Live: Clarify API Turns Audio and Video into Actionable Intelligence

By David Penn Posted on October 7, 2015
Categories: Clarify, FinDEVr 2015, FinDEVr 2015 San Francisco

clarify.io | clarify.io/blog | @clarifyio

The Clarify.io API gives you the ability to search and understand your audio and video to make them actionable.

Don’t be a Smaug, reinvest!
You’ve collected terabytes of recordings. You protect them like Smaug protected his gold. If someone wants to hear what a trader said to a customer, they face a multi-day, 15-step process just to listen to it. That’s insane. Recordings are full of data that could be used to make gold. You could help clients get better information faster. You could see patterns before they appear in trade data. You could extract relationship information that belongs to the company, but instead compliance officers hoard it like gold and discard it as soon as the retention policy allows. “Honey, where did you put that bag of money?” “Oh, I threw it out. I didn’t think we needed it anymore.”

Key takeaways:

There’s a lot of actionable data buried in your compliance recordings.
That actionable data is worth a lot of money.
It’s easier to get at than you think.

Presenter:
Paul Murphy, CEO
LinkedIn | @prmurphy | paul@clarify.io

Murphy has spent 20 years in tech, including 10 years building systems for clients like J.P. Morgan and Saloman Brothers. He later joined Adeptra as CTO, a pioneer in automated outbound calling for credit-card fraud detection. He has now dedicated his time to leveraging emerging voice processing.

Ivo Rothschild, VP, Research and Development

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FinDEVr Live: Coinalytics Helps Businesses Leverage the Blockchain for Actionable Intelligence

By David Penn Posted on October 7, 2015
Categories: Coinalytics, FinDEVr 2015, FinDEVr 2015 San Francisco

coinalytics | blog.coinalytics.co | @coinalytics

Driven by the vision of decoding the world’s most powerful dataset, Coinalytics has developed an end-to-end intelligence platform, combining a variety of datasets and analytics to provide actionable insights and operational intelligence to the bitcoin industry. The path-breaking platform brings real-time machine learning and graph analytics capabilities to the blockchain.

Decoding the blockchain
The blockchain is the underlying ledger of bitcoin, where every transaction is recorded. Due to its decentralized and pseudonymous nature, understanding the data and deriving actionable insights in real time is no small challenge. We will cover a high-level overview of the Coinalytics platform and its architecture, taking a deep dive into the API. We explore some use-cases and applications for real-time blockchain intelligence.

Key takeaways:

Leveraging the blockchain for compliance and operational intelligence
Understanding the challenges of real-time blockchain analytics
Interacting with the Coinalytics platform

Presenters:

Bill Gleim, Tech Lead
LinkedIn | @billgleim | bill@coinalytics.co

James Edwards, Principal Infrastructure Engineer

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FinDEVr Live: Token Introduces its End-to-End Secure Payments Ecosystem

By David Penn Posted on October 7, 2015
Categories: FinDEVr 2015, FinDEVr 2015 San Francisco, Token

token.io | @token_io

Token provides a new rail for instant, secure, and flexible payments. The Token Payment Platform is an end-to-end secure payment system accessible to developers, wherein all transactions are authorized using digital signatures. With Token, third-party developers easily add payments and identity to their websites and apps. There is no worrying about PCI compliance or protecting user information as Token is based on public-key cryptography rather than shared secrets such as usernames and passwords. Token is focused on delivering the best developer experience to be had, allowing developers to focus on their core mission.

The future of payments now
Learn how website and app developers improve conversion rates and customer experience with Token’s new payment rail. Gone are the troubles with payment cards and other antiquated payment methods. You’ll see how Token supports current payment models and how it creates opportunities for new and exciting business models. You’ll see how incredibly smooth user provisioning is, how easy it is to integrate with websites and apps, and what rock-solid security means. Basically, you’ll get to know the future of payments now.

Key takeaways:

How to increase conversion rates for websites and mobile apps
What a good customer experience really looks like
How security concerns will be a thing of the past

Presenter:

Bill York, VP Development
LinkedIn

York is Token’s VP of product where he is responsible for the execution of Token’s product strategy. He has 20+ years of experience in building great teams and products for both consumer and enterprise applications.

Prior to joining Token, York was VP of product and technology for Tile, and also held executive leadership positions at Reachable. He was a founder, CTO, and SVP for product development at Comergent, an enterprise e-commerce software company used by clients including Cisco, Intel, and DIRECTV.

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FinDEVr Live: Capital One Enables Continuous Integration and Delivery for Developers in Regulated Environments

By David Penn Posted on October 7, 2015
Categories: Capital One, FinDEVr 2015, FinDEVr 2015 San Francisco

capitalone.com | @CapitalOne

Capital One Financial Corporation is a financial holding company—subsidiaries include Capital One, N.A. and Capital One Bank (USA), N.A.—with $208.8 billion in deposits and $310.5 billion in total assets as of June 30, 2015. Headquartered in McLean, Virginia, Capital One offers a broad spectrum of financial products and services to consumers, small businesses and commercial clients through a variety of channels. Capital One, N.A. has branches located primarily in New York, New Jersey, Texas, Louisiana, Maryland, Virginia, and the District of Columbia. A Fortune 500 company, Capital One trades on the New York Stock Exchange under the symbol “COF” and is included in the S&P 100 index.

Continuous integration and delivery in a regulated environment
Financial institutions are required to comply with numerous regulations. Considering they are responsible for other people’s money, they should. While regulations are often seen as limiting the ability for a company to move quickly, this does not have to be the case. In this talk you will hear that it is possible to continuously integrate and deliver in a regulated environment, ways it can be done, and the lessons learned from an organization that is already making huge strikes in this area.

Key takeaways:

Continuous integration and delivery are possible in regulated environments
Things to consider if you are regulated and want to make the move to CI/CD
Challenges to be faced internally and with regulators on your journey

Presenter: Gill Haus, Capital One’s Managing VP, Digital Innovation, Retail and Direct Bank
LinkedIn | @oronhaus

Haus is responsible for building and sustaining an innovative technology organization while fostering a culture of excellence in software engineering and digital product development.

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FinDEVr Live: A New API from Intuit Developer Group Gives Builders Access to End-user Authenticated Financial Data

By David Penn Posted on October 7, 2015
Categories: FinDEVr 2015, FinDEVr 2015 San Francisco, Intuit, Intuit Developer Group

developer.intuit.com | developer.intuit.com/blog | @Intuitdev

Intuit Developer offers you a vast, ready-to-tap opportunity to generate app revenues and grow your business. Our goal is to help you get your app built, published, and adopted as quickly as possible using best-in-class tools, high-quality APIs, industry-leading security practices and dedicated support.

Intuit’s financial data APIs
Intuit’s Financial Data APIs provide developers with access to end-user authenticated financial data:

Transactions API provides access to financial account information from 20,000 financial institutions.

Identification API provides bank account and routing numbers and personal information on the bank owner to verify identity and reduce friction in setting up an ACH.

Key takeaways:

Forget your checkbook or micro-deposits, get the information you need to set up an ACH in seconds with your bank account username and password
Access end-user authenticated data from more than 20,000 financial institutions
Leverage the same technology that fuels Mint, QuickBooks, and Quicken, and join the thousands of developers who are part of the Intuit developer community.

Presenters:

Emily Silberstein, Head of Financial Data APIs (CAD)
LinkedIn |@ersilberstein

Silberstein manages Intuit’s Financial Data Services business for third-party developers. Prior to Intuit, Silberstein was a fintech entrepreneur, launching and running the Asia business for an alternative data credit scoring startup. Silberstein holds an M.B.A. from Harvard and is originally from Iowa.

Jarred Keneally (not pictured), Head of Developer Relations Engineering
LinkedIn | @JarredKeneally

Keneally is a developer relations leader and has been with Intuit for 15 years. He has a background in software engineering and a degree in computer engineering from Northeastern University. He lives in the San Francisco Bay area with his wife and children.

Chase Ellsworth, Software Engineer, Earnest

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FinDEVr Live: Build, Test, and Deploy in the Cloud with The Beast Apps

By David Penn Posted on October 7, 2015
Categories: FinDEVr 2015, FinDEVr 2015 San Francisco, The Beast Apps

thebeastapps.com

The Beast Apps offers an application distribution as a service (ADaaS) as a utility in a pay-as-you-go business model where vendors can build-test-deploy their commercial apps in the cloud within hours and days, as opposed to weeks and months. The Beast Apps ADaaS has attracted some really big financial institutions, such as exchanges; inter-dealer brokers (IDBs); electronic communication networks (ECNs); analytics vendors; market data vendors, etc., to leverage the platform and build their Eco System/App Store, significantly reducing time to market and costs, gaining unprecedented business intelligence, significantly enhancing revenue potential, and helping vendors and customers as well, bringing value to the entire ecosystem.

Build-test-deploy in the cloud, now
Today anyone can build a website and publish it within minutes or hours that can be instantly accessed by anyone in the world, anywhere. Apple/Android developers can download an SDK and build and distribute applications with much ease as well. The Beast SDK brings the same ease of building and distributing complex, cloud-based applications in AWS within hours and days. The Beast Apps will demonstrate how you can use its build-test-deploy system to distribute your applications through the cloud, now. The Beast Apps’ ADaaS removes app-distribution challenges, letting you focus on your ‘secret sauce,’ thereby improving the velocity of innovation.

Key takeaways:

Build-test-deploy apps in AWS cloud within minutes, hours, days
Build your ecosystem, improve velocity of innovation
Innovation-collaborative technology

Presenter: Ashok Mittal, President
LinkedIn | amittal@thebeastapps.com

Mittal has more than 30 years of IT experience, the last 20+ years creating a secure, robust, 24×7 application-distribution architecture, including the Beast ADaaS, with a primary focus on helping distribute pre-trade, trade, and post-trade applications in the financial industry.

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Finovate Blog

Author: David Penn

FinDEVr Live: Temenos Introduces its B2B Financial Apps Marketplace

FinDEVr Live: Entrust Datacard Secures the Omnichannel Experience with a Trusted Identity

FinDEVr Live: Apex Clearing Helps Consumers Fund, Trade, and Invest in an Instant

FinDEVr Live: CenturyLink Enables Developers to Build Applications with Docker and Containerization

FinDEVr Live: Markit’s Technology Shows Modernization and Modularity as Keys to Rich UX

FinDEVr Live: Modo Payments Shows Developers How Digital is the New Mobile

FinDEVr Live: Clarify API Turns Audio and Video into Actionable Intelligence

FinDEVr Live: Coinalytics Helps Businesses Leverage the Blockchain for Actionable Intelligence

FinDEVr Live: Token Introduces its End-to-End Secure Payments Ecosystem

FinDEVr Live: Capital One Enables Continuous Integration and Delivery for Developers in Regulated Environments

FinDEVr Live: A New API from Intuit Developer Group Gives Builders Access to End-user Authenticated Financial Data

FinDEVr Live: Build, Test, and Deploy in the Cloud with The Beast Apps