FinovateAsia 2018 / Payjo

Presenter Profile:

How they describe themselves: Payjo, based out of Silicon Valley and Bangalore, builds smart conversational banking products based on state-of-the-art Artificial Intelligence (AI) and Natural Language Processing (NLP) technology to make banking operations strikingly efficient and economical.

Our banking bots use world-class Machine Learning (ML) technology, delivering smart conversations with customers to provide an extremely personalized banking experience.

Our AI innovations have a deep positive impact on our clients’ banking operations. With our 20 years of experience in the internet and financial services domain, we consistently deliver AI-based omni-channel customer interaction products for leading banks worldwide.

How they describe their product/innovation: Payjo develops the world’s leading intelligent banking assistant. Our AI assistant provides intelligent automated assistance to prospects, customers and employees of the bank, throughout their life-cycle, both reactively and proactively in about 119 languages over voice and text.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed


Press: Reuben Bernard, Head of Marketing,

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