I was surprised to see the news release that U.S. Bank had upgraded its Firethorn-powered mobile banking app to include mobile remote deposit. I’ve been following the development of the bank’s PC-scanner-based remote deposit option which also launched yesterday, and I’d never seen the mobile option mentioned (previous post).
True to form, when I logged in to my account online and clicked on the “Make a Deposit (New)” link, there was still no mention of the mobile option. However, I was greeted with the news that I was now eligible to use the bank’s new PC scanner-based program at a cost of $0.50 per deposit.
I went through the simple online enrollment process (see below), but didn’t test an actual deposit because I don’t have a scanner attached to my laptop.
Bottom line: Congratulations to US Bank for being the second major bank to support both mobile and PC-based consumer remote deposit, trailing just USAA which launched PC-remote deposit in Dec. 2006 and the mobile version in Aug. 2009. Chase also offers mobile consumer remote deposit (launched in July 2010) but does not offer a consumer PC-based service.
How it works
1. Select “Make a Deposit” link on left
Users must enter their email address, agree to the terms, and answer the following three usage questions:
3. Select “Get Started” on main deposit page
4. Choose account to deposit to
5. Enter check details
6. Error message requesting Java be downloaded