I saw a new option today when I logged in to my U.S. Bank account:
Make a Deposit
Clicking on the link brings up a screen (see below) promising that DepositPoint, a desktop-scanner-based service, is “Coming Soon!”
From the little info provided, I can see that it’s targeted to home users using existing equipment (all-in-one printer/scanners) and allows checks to be deposited through 6 PM central time for (I assume) same-day credit.
The webpage shown below is the only info available. There’s nothing posted on pricing, when it will launch, or other terms and conditions. And a search for “depositpoint” on the main website comes up empty. Interested customers are asked to “please stay tuned to this page for more exciting information!” While not exactly state-of-the-art lead capture, at least the bank is getting the word out (note 1).
In other news, PayPal moved one step closer to becoming a bank/credit union replacement with the revelation that it will add remote deposit capture to its iPhone app later this year.
U.S. Bank online banking primary navigation (16 August 2010)
1. I’m putting this in the footnote since it’s not the focus of this post. But seriously, U.S. Bank, this is the best you could come up with from a design and copywriting standpoint? It looks like a webpage from 1996. All that’s missing is the “under construction” sign. How about some color? Graphics? Links to an FAQ? This is a great development, but the customers drawn to this page from the “NEW” button are unlikely to be impressed.