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Everyone in our industry sits in a unique place. Because of this, there is immense value in taking the time to listen to others’ perspectives. At our FinovateSpring conference earlier this year, we spoke with Akita Somani, SVP of BNPL and Lending at U.S. Bank, and Bhavana Prathipati, Managing Director, Payments Product Manager at Silicon Valley Bank.
Both experts offered their insights on two key themes in the payments world. Somani discussed how U.S. Bank’s own buy now, pay later point of sale lending solution can help consumers pay for essentials such as home repairs. “It’s all about providing options, and therefore opportunities,” she said. Somani also highlighted regulatory issues in the BNPL arena.
On the opposite side of the traditional bank space, where U.S. Bank sits, Prathipati has a wide view of the fintech payments scene. In her interview, Prathipati discusses how real time payments has changed the lives of consumers by, for example, making real-time insurance claim payouts possible. She also touches on some of the challenges and risks involved in real-time payments.