How they describe themselves: Financial wellness reimagined: A simplified, integrated way to empower people to plan, simulate, and make smarter decisions via a Super App.

The B2B platform delivers machine-learning-powered, gamified tools to support all major life events and data to drive engagement, loyalty, and commerce.

Mission-led, female-founded: EqualFuture is a San Francisco-based fintech with a mission to help everyone have a shot at an “equal future” by making better financial decisions.

How they describe their product/innovation: Super App’s behavioral design and machine-learning-powered simulations help users get organized, create goals, and stay on track financially.

Using one integrated interface, financial tools/services deliver account aggregation, budgeting, notebook, file vault, custom “playlist,”  gamified simulation/planning tools, and cashflow forecast.

Construct user profiles with “Someone Like Me” canonical profile segmentations to experiment, tweak plans and customize as their own.

Dynamic cashflow forecast data enhances risk assessment to customize product offerings.

Product distribution strategy: Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms, Licensed

Contacts:

Bus. Dev.: Joyce Phillips (CEO & Founder), [email protected], Paul DiBenedetto (Financial Planning Lead), [email protected]
Press: Joyce Phillips (CEO & Founder), [email protected]

How they describe themselves: ebankIT is an award-winning company with a proprietary leading Omnichannel Digital Banking Platform that enables banks and credit unions to achieve their full potential. Its flexible and robust out-of-the-box features allow for a fast and seamless digital banking transformation. By strengthening customer relationships and taking advantage of third-party innovations through open banking possibilities, the ebankIT platform’s success has already translated into increased digital revenues and minimized costs for dozens of financial institutions.

How they describe their product/innovation: Focused on humanizing digital banking, ebankIT has developed a series of groundbreaking features that enable banks and credit unions to offer the most intuitive and personalized customer journey. In this demo, ebankIT is showcasing a revolutionary approach to sustainability through gamification, by adapting offers to customer’s values while customizing the user’s experience with the latest NFTs and crypto smart contract.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev.: Pete Atkinson, VP Sales, 718-717-8302
Press: Francisca Dias, Digital Media, +351222032010

How they describe themselves: Engage People is the only loyalty network that enables program members to pay with points directly at checkout. The global technology provider connects loyalty programs with global payment systems and online retailers and covers 100% of the top purchase categories in North America.

Leading banks and retailers around the world rely on Engage People for its first-of-its-kind loyalty network and pay-with-points capabilities. Engage People is headquartered in Toronto, Ontario, Canada and has offices in the U.S., Canada and Italy.

How they describe their product/innovation: Access+, Engage People’s patented e-commerce redemption solution. It’s the technology solution that gives members the ability to redeem their program points anywhere in the world and in any currency right in the check-out flow.
It seamlessly converts loyalty points to currency on any partner website, offering point ubiquity and increasing engagement and interaction for loyalty program sponsors. It’s a tech solution at the center of a loyalty network including retailers, payment processors, banks & FIs, and credit card companies.

Product distribution strategy: Direct to Business (B2B), Through other fintech companies and platforms

Contacts:

Bus. Dev.: Rusty Ware, VP Partnerships, [email protected], 615-424-6882
Press: Ryan Hall, Caliber Corporate Advisers, [email protected], 949-280-4704

How they describe themselves: Ever Green 3C is committed to helping credit unions establish better engagement with their employees, their members, and their communities. We provide transformational tools, resources, and trainings proven to increase engagement and make a lasting, positive impact. Our engagement solutions include, financial education and literacy resources, diversity, equity, and inclusion training, and digital innovation consulting. Ever Green 3C is powered by Reseda Group, a wholly owned CUSO of MSU Federal Credit.

How they describe their product/innovation: The Ever Green 3C Financial Wellness Center helps credit unions build financial literacy with their members and communities through interactive digital content delivered through a customized website and mobile app experience. Our Financial Wellness Center provides curated content, including educational blog posts, podcasts, videos, quizzes, financial calculators, interactive budgeting tools, ask an expert feature, and more.

Product distribution strategy: Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms, Licensed

Contacts:

Bus. Dev. & Press: Betsy Young, VP Marketing, [email protected]

How they describe themselves: FinGoal is an insights platform that sits atop digital banking and personal financial data.
Features of our Insights Platform:

• Clean & Complete Data: A comprehensive dataset of your users’ accounts, enriched and deeply categorized.
• Analytics: Users vote with their wallets and FinGoal analyzes transaction data to derive your users values, behaviors and intents.
• Actionable Insights: We use those rich profiles to develop actionable insights on behalf of our customers.

How they describe their product/innovation: Our Aggregator SwitchKit allows fintech developers to switch from their current data aggregator in less than a sprint.
Coverage: Get the best, most enriched and reliable data available in the industry
Access: Share the data across your ecosystem for the ultimate digital banking experience
Cost: Best cost structures in-market for aggregation, enrichment and account verification, especially when sharing access within digital banking ecosystems

Product distribution strategy: Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms, Licensed

Contacts:

Bus. Dev.: Mark Lucier, VP Growth, [email protected]
Press: David Nohe, CEO, [email protected]

How they describe themselves: Mastercard takes the uncertainty out of digital payments with Smart Payment Decisioning Tools. Advanced data analytics and ML make payments faster, more convenient, and safe.

How they describe their product/innovation: Mastercard’s Smart Payment Decisioning Tools reduce risk in ACH payments and optimize cost and speed through open banking.

Product distribution strategy: Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms

Contacts:

Bus. Dev.: [email protected]

How they describe themselves: Finzly provides the financial infrastructure for Banks, Fintechs and Businesses to offer and access financial services in today’s connected, open and real-time ecosystem. Through core-independent innovation, banks can quickly launch programmable modern banking products using our microservices-architecture. We offer readymade connections to provide RTP, FedNow, ACH and Wires on an award-winning, open API-based payment hub, and a great FedEX experience for payments. Finzly also offers modern treasury products on FX and Trade Finance.

How they describe their product/innovation: A coffee break gives us time to enjoy a cuppa, reset our thinking, or launch a modern bank or fintech with Finzly! We’re demoing how it just takes a coffee break to launch a modern, new digital bank from scratch on our bank operating system, FinzlyOS. The bank is set up with direct connections to all payment networks – ACH, Wires, RTP, FedNow and SWIFT, multi-currency general ledger, low-code customer-onboarding forms, FX and online experiences.

Product distribution strategy: Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms, Licensed

Contacts:

Bus. Dev. & Press: Suja Ramakrishnan, Marketing

How they describe themselves: FlowPoint will become a “Bloomberg” for the private sector, offering more granular business reporting, accurate business reporting with direct contact to providers, earlier stage reporting essential to risk management, deeper and diverse analytic opportunities (alternative models) and service the market needs beyond just investment managers.

How they describe their product/innovation: FlowPoint makes it easier to share, process and analyze the operational performance of private companies. We unlock ways to rapidly spot risks for mitigation or opportunities for growth. A company, its investors, and its service providers will more easily be able to collaborate to manage performance and drive more successful outcomes that benefit all stakeholders.

Product distribution strategy: Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms, Licensed

Contacts:

Bus. Dev.: Dennis Hettinger, Director Sales, [email protected]
Press: Stephen Pollack, CEO, [email protected]

How they describe themselves: Fundica is an award-winning, AI-powered funding search engine now licensed by some of the largest financial institutions in North America. With our solution, these institutions can effortlessly acquire and retain business clients by helping them identify and apply for the most relevant government funding available. In the process, these institutions capture firmographics, funding intentions, and ultimately clients while also becoming a champion of diversity, equity, and inclusion. It’s a win-win-win!

How they describe their product/innovation: We’re demoing both the front end of our funding search engine (small business experience) and the backend white label solution (financial institution or support organization experience). We have not previously demoed our backend in a live environment. We’re also further demonstrating how our solution can be effectively used to promote diversity, equity, and inclusion in a funding environment.

Product distribution strategy: Through financial institutions, Through other fintech companies and platforms, Licensed

Contacts:

Bus. Dev.: Mike Lee, CEO & Co-Founder, [email protected]

How they describe themselves: Global PayEX offers an innovative, AI driven Working Capital optimization product suite via Accounts Receivable and Accounts Payable automation. The PayEX platform offers the latest in technology, payments, secure transaction protocols, and straight-through processing. The PayEX solutions increase productivity, accelerate revenue, lower cost, enhance transparency, and predictability across AR and AP cycles to benefit all stakeholders – corporates, customers, suppliers, banks, and FIs.

How they describe their product/innovation: FreePay- Electronic Invoicing Presentment, Payment, Reconciliation and ERP posting for end-to-end AR automation.
AlgoriQ- Automated Reconciliation for institutional customers (AR) and vendors (AP) based on machine learning algorithms

Product distribution strategy: Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms

Contacts:

Bus. Dev. & Press: Anu Agrawal (Executive Vice President & Head, North America), 240-308-2036, [email protected]

How they describe themselves: Goalry provides one source of truth for everything finance through its immersive space “Money Mall.” The virtual mall houses all types of embeddable FinTech components that keep members engaged within the ecosystem as they manage goals. Goalry is also designed and branded for a “FinTech Everywhere” endgame that builds trust to earn the point of sale by improving the entire personal finance journey.

How they describe their product/innovation: When it comes to personal finances, managing them all at once can be a challenge. Juggling different logins, trying to know what does what, and the noise of so many offers gets in the way of the bigger picture. That’s why we created Goalry, a one-stop super platform that helps navigate goals.
Similar to a regular mall, you have the ability to shop through different stores in one place, except here they cater to finances.

Product distribution strategy: Direct to Consumer (B2C)

Contacts:

Bus. Dev.: Ethan Taub, CEO, [email protected]
Press: Ana Rankovic, Director of Content Marketing, [email protected]

How they describe themselves: Hawk AI develops and operates a cloud-based software solution for the automated detection of suspected cases of financial crime and money laundering. With Hawk AI, financial institutions can make their transaction surveillance more efficient and ensure regulatory compliance. Hawk AI’s software uses a combination of traditional rules and artificial intelligence to detect suspicious behavior in real-time and presents such alerts to Financial Crime specialists for investigation. The solution drastically reduces false alarm rates compared to legacy platforms.

How they describe their product/innovation: Hawk AI is a software platform that combines AI with traditional rule-based approaches to monitor financial transactions in real-time, delivering next generation anti-money laundering compliance for financial institutions. The solution offers classic rule-based models, which are enhanced by auto-closing features based on machine learning models that learn from the investigator’s own decisions through our case manager.

Product distribution strategy: Direct to Business (B2B), Through other fintech companies and platforms

Contacts:

Bus. Dev.: Steve Liu, GM, US, [email protected]
Press: Derrick Cramer, Global Head of Marketing, [email protected]