FinovateFall 2023 – Zero Bank Design Factory

FinovateFall 2023 – Zero Bank Design Factory

How they describe themselves: ZDF is the system development company who builds Minna Bank’s core system, and the first developer in Japan to build the core banking system on a public cloud. ZDF is a wholly-owned subsidiary of Fukuoka Financial Group. Minna Bank is Japan’s first digital bank, which commenced commercial operations on May 28, 2021. Minna Bank means “a bank for everyone” in Japanese. Its mission is to “Deliver valuable connections to everyone.”

How they describe their product/innovation: The system will enable businesses to quickly build banking systems from scratch on the cloud, allowing them to rapidly expand financial services optimized for each customer. All services can be completed on a smartphone through an intuitive user interface that makes opening accounts, making deposits, transferring money, and applying for loans effortless.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev. & Press: Koji Ogi (Chief Strategy Office Manager), [email protected]

FinovateFall 2023 – Wealth Access

FinovateFall 2023 – Wealth Access

How they describe themselves: Wealth Access is an enterprise customer data insights platform that works with financial services’ existing books and records to enrich and unify data, generating deep insights that power hyper-personalized banking experiences. By intelligently unifying records across multiple systems, Wealth Access creates living balance sheets that enable service teams to see each client’s complete financial history and work across business lines to bolster customer loyalty and drive higher revenue.

How they describe their product/innovation: Wealth Access’ technology serves banks and firms that need to streamline their data and merge disparate systems to create a more unified, enriched database. The software rationalizes, enriches, and presents up-to-date data in configurable formats to create a complete financial picture for customers, bankers, advisors, and the firm. This enables customers to better understand their financial holdings and empowers bankers and advisors to better guide customers throughout their financial journey.

Product distribution strategy: Direct to Business (B2B), Through financial institutions

Contacts:

Bus. Dev.: David Benskin (Founder & CEO), [email protected]
Press: Gabriela Lumpkin (PR Coordinator), [email protected]

FinovateFall 2023 – Uprise

FinovateFall 2023 – Uprise

How they describe themselves: Uprise is an AI-powered platform that empowers financial companies to embed fully personalized, actionable financial advisory into their offerings. We work with companies ranging from fintechs, banks, credit unions, insurance providers, and 401(k) and benefits providers – helping them build deep relationships with customers at unprecedented scale. Combining human experts with technology, we’ve made holistic financial advice 30x more affordable, and we’re on track to triple that in months.

How they describe their product/innovation: Companies embedding Uprise can supplement their existing offerings with full-service financial advising, with benefits to both individuals and partners.

For individuals:

  • Comprehensive financial plans and advice, integrated with a product they already use.
  • At *least* 10x more affordable than a traditional financial advisor (in some cases 30x).

For partners:

  • More revenue (in some cases 4x more per customer).
  • Cross-selling opportunities: users adopt 1-2 new financial products per plan.
  • Happier customers with deep advisor relationships.

Product distribution strategy: Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms

Contacts:

Bus. Dev. & Press: Chris Goodmacher (Co-Founder), [email protected]

FinovateFall 2023 – Viffy

FinovateFall 2023 – Viffy

How they describe themselves: Viffy is a Premium Creator Content Platform, without the prohibitive paywall that dominates the space today. Shop with Viffy participating merchants to unlock Creator content on Viffy and support your favorite Creators in the process. Viffy is the first platform that bridges Creator influence and real-world physical spending, where 84% of spending occurs in society today. We enable these competitive retailers to leverage Creator influence for meaningful loyalty and sales, while driving a significant new income stream back to Creators.

How they describe their product/innovation: The Viffy mobile application is being demoed. We walk through the registration and sign up workflow within our application and then bring the audience through the main screens for our application (Creator pages, news feed, view of participating Viffy merchants, etc). As we walk through our platform, we sprinkle meaningful contextual details so that the audience can begin to understand the magnitude of what we’re unlocking with Viffy.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms

Contacts:

Bus. Dev. & Press: Sam Winslow, [email protected]

FinovateSpring 2023 – upSWOT

How they describe themselves: upSWOT delivers actionable insights derived from 200+ SaaS applications commonly used to run small businesses.

How they describe their product/innovation: upSWOT provides business coaching and actionable insights for FIs and their SMB clients.

Product distribution strategy: Through financial institutions, Through other fintech companies and platforms

Contacts:

Bus. Dev.: Adam Dolby (SVP Partnerships & Alliances)

FinovateSpring 2023 – Wink

FinovateSpring 2023 – Wink

How they describe themselves: Introducing Wink: the revolutionary biometric authentication platform powered by proprietary face and voice recognition technology. Say goodbye to passwords, OTPs, and PINs – simply validate your identity with your voice and face for seamless login, checkout, and payments. This low-cost solution ensures financial access for everyone through a unique ID tokenized from their biometric data. Join us in revolutionizing authentication with Wink.

How they describe their product/innovation: Experience the future of authentication technology with Wink’s secure, low-code multifactor face and voice biometric authentication platform. Say goodbye to passwords, OTPs, and PINs and hello to hassle-free payments and identity verification for e-commerce, in-store, and in-app transactions. Join us for a demo and simplify your life.

Product distribution strategy: Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms, Licensed

Contacts:

Bus. Dev.: Amitaabh Malhotra (Head of Partnerships), [email protected]
Press: Stephanie Barrueto (Head of Marketing), [email protected]

FinovateEurope 2023 – Your Juno

FinovateEurope 2023 – Your Juno

How they describe themselves: Juno is the Duolingo of Money, engaging young people around financial education. Through the app, members have access to over 300 bite-sized lessons created by experts. In the community, Juno members ask their questions and share their learnings about money, finding accountability, and support.

Juno has helped over 50,000 users reach their financial goals, whether it’s getting out of debt or making their first investment.

How they describe their product/innovation: Financial education your customers will love: After the success of the D2C app, Juno is now partnering with banks to support their customers’ financial well-being.

  • Provide personalized financial education to your customers to enhance their understanding of your products.
  • Increase your customers’ loyalty with Juno’s embedded rewards system.
  • Improve your community’s financial literacy and receive detailed reports about their needs.

Product distribution strategy: Direct to Consumer (B2C), through financial institutions, through other fintech companies and platforms

Contacts:

Bus. Dev.: Margot de Broglie, [email protected]

FinovateFall 2022 – upSWOT

FinovateFall 2022 – upSWOT

How they describe themselves: upSWOT is a company focused on building technology to help financial institutions develop deeper relationships with their small business clients. We accomplish this by allowing the SMB to connect their SaaS applications and presenting that data in one easy-to-use dashboard for the business owner to see actionable insights and business KPIs. This data is also used to establish or build the SMB’s credit profile with the bureaus to allow for more informed lending decisions.

How they describe their product/innovation: Our demo shows the white-labeled and digital-banking-embedded upSWOT solution, the brief set-up process, and what insights can be delivered to the SMB user. The functionality includes: connecting some of the 170+ integrated SaaS applications, delivering actionable insights, cash flow forecasts, and a variety of KPIs.

We also showcase the data that becomes available to the FI relationship manager to assist in business reviews, loan approvals, and product recommendations.

Product distribution strategy: Through financial institutions, Through other fintech companies and platforms

Contacts:

Bus. Dev. & Press: Adam Dolby, SVP Partnerships and Alliances

FinovateFall 2022 – Pidgin

FinovateFall 2022 – Pidgin

How they describe themselves: Pidgin, powered by VSoft Corporation, is a new, innovative and secure faster payments ecosystem, enabling financial institutions, business owners and individuals to process transactions faster and with lower fees. Engineered to deliver innovation both today and in the future, no matter how payments evolve, Pidgin allows financial institutions to send and receive faster payments almost instantly, but in a more secure way than virtual wallet alternatives.

How they describe their product/innovation: Pidgin makes faster payments possible across different use cases – whether it’s paying a friend back for dinner, accepting payments from customers, paying employees or paying vendor invoices – Pidgin supports it all.

Product distribution strategy: Through financial institutions

Contacts:

Bus. Dev.: Abhishek Veeraghanta (Head of Pidgin), [email protected]
Press: Mallory Griffin (Account Director), [email protected]

FinovateFall 2022 – Uplinq Financial Technologies

FinovateFall 2022 – Uplinq Financial Technologies

How they describe themselves: Uplinq is the first, global credit assessment platform for small business lenders.

With a first of its kind solution, Uplinq utilizes billions of statistically validated data points to support a small business lender’s assessment of the credit worthiness of their business customers, within their existing credit processes. It’s Credit Assessment as a Service.

As a purpose driven company our mission is to help small business owners gain access to fair and ethical credit.

How they describe their product/innovation: Core highlights of the Uplinq platform include:

  • Billions of alternative data sets that have served as a foundational component for over $1.4T USD in underwritten loans
  • Benchmarks against industry & internal credit scores
  • Output of regulatory compliant data sets that meet IFRS-9 & Basel III standards and can be stress tested
  • Statistical validation of all data sets through comprehensive validation studies – not a black box
  • Serve as a significant extension of existing credit bureau services

Product distribution strategy: Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms

Contacts:

Bus. Dev.: Ron Benegbi (CEO)
Press: Christina Levin (Director, Caliber Corporate Communications), [email protected], 718-300-1597

FinovateSpring 2022 – unitQ

FinovateSpring 2022 – unitQ

How they describe themselves: unitQ turns customer feedback into data-driven insights that help companies like Chime, Current, Klarna and Greenlight improve product quality. unitQ consolidates user feedback across support tickets, social media, and app reviews into a central repository. Our AI-driven platform automatically buckets feedback into hundreds of granular categories, visualizes trends over time, and alerts you to emerging issues. unitQ helps companies detect and fix urgent issues faster and incorporate crucial user feedback into product decisions.

How they describe their product/innovation: The unitQ monitor is a centralized, searchable repository for customer feedback. It instantly translates feedback into English from 70+ languages worldwide. In this demo, we show you how your customer support and member services teams can use the unitQ monitor to truly understand your customer experience: their pain points, what they care about, and what they want. So that you can keep them happy and drive retention and growth.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev.: Anthony Heckman, Head of Business Development, [email protected]
Press: Jason Wu, Director of Marketing, [email protected]

FinovateSpring 2022 – Very Good Security

FinovateSpring 2022 – Very Good Security

How they describe themselves: With the Very Good Security (VGS) data security and compliance platform, startups can offload their data security burden and instead focus on delivering innovative, differentiated products to their customers. VGS users enjoy a Zero Data™ approach to security, retaining the business value of sensitive data without the cost and liability of securing it themselves – which enables startups to dedicate more resources toward growing their business.

How they describe their product/innovation: Imagine being able to collect sensitive data from end-users or customers, operate on that data, and exchange it with third parties without the original data ever touching your network. This demo walks you through how the VGS Zero Data Platform makes it possible to extract the business value from sensitive data without touching it, while descoping your organizations from compliances like PCI DSS and fully controlling the customer experience yourself.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev.: Alanna Frost Nardella, Channel Manager, [email protected]
Press: Paula Belikove, Senior Director of Corporate Communications,
[email protected]