How they describe themselves: Veep is an AI-powered company helping community banks and credit unions compete with digital challengers like Chime. Our patent-pending Risk and Wellness Scores enable real-time funds access and promote financial wellness. We partner with financial institutions to grow deposits, deepen customer relationships, and deliver innovative, community-focused services that stand out in the market.
How they describe their product/innovation: Veep’s latest innovation is an AI-driven Risk & Wellness Scoring platform that uses patent pending AI models to assess customer financial health and risk. Embedded directly into digital banking, it enables secure, real-time access to funds while empowering community banks and credit unions to offer Chime-level capabilities, drive deposit growth, and promote financial wellness with a differentiated, community-first approach.
Product distribution strategy: Direct to Business (B2B)
Credit Union/Community Bank Fit: Credit unions and community banks
Contacts:
Bus. Dev.: John Weinkowitz (COO), [email protected], 302-690-2915
Press: Sharon Kirby (GM/Global Head of Partnerships), [email protected], +44 7970 022668
How they describe themselves: Vertice AI is a customer growth solution that leverages analytical models to transform existing data into actionable, personalized product and service recommendations for marketing and customer engagement programs. The platform empowers lean teams across marketing, retail, and strategy to better understand customers, refine outreach, and drive measurable growth, without needing to hire data scientists or overextend internal resources. The solution includes different modules designed to enhance engagement: CORE, ACQUIRE, and COMPOSE.
How they describe their product/innovation: Vertice CORE and ACQUIRE equip community financial institutions with AI-driven insights to score customer engagement, predict next products, and identify high-potential prospects using enriched Experian data. Vertice’s AI Agents leverage this context to autonomously build personalized, product-driven campaigns, streamlining marketing and eliminating generic outreach. Vertice COMPOSE further enhances efficiency by generating compliant, on-brand content for email, text, and social channels.
Product distribution strategy: Direct to Business (B2B)
Credit Union/Community Bank Fit: Credit unions and community banks
Contacts:
Bus. Dev.: Mitch Rutledge (CEO), [email protected], 678-462-1461
Press: Gabriela Fowler (PR Account Representative), [email protected], 678-781-7229
How they describe themselves: Vesuvio Pay is a New York-based fintech reshaping the future of Text Commerce, Payments and AI-powered marketing features. Backed by a growing IP portfolio and over 28 years of combined e-commerce expertise, we solve key inefficiencies across the digital sales funnel, rising CAC, underperforming mobile marketing ROI, poor app retention, and limited access to actionable customer data. Our platform transforms messaging into a high-performance, data-driven sales channel, enabling smarter, faster, and scalable revenue growth through text commerce.
How they describe their product/innovation: Vesuvio Pay is a patented fintech SaaS solution that empowers e-commerce brands and content creators to drive revenue through mobile and text-based shopping. As customer acquisition becomes more costly and shopping journeys become more fragmented, Vesuvio bridges content, marketing, and payments into a single, streamlined sales channel. With advanced text cart and wallet features built into a secure, mobile-first checkout flow, the platform turns real-time engagement into seamless purchases, unlocking new opportunities for conversion.
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), Through other fintech companies and platforms, Licensed
Contacts:
Bus. Dev.: Ticku Koshy (COO), [email protected], 631-315-2323
How they describe themselves: Visa, founded in 1958 and headquartered in San Francisco, is a global digital payments leader empowering commerce in over 200 countries. It connects consumers, merchants, financial institutions, and governments via its secure, scalable technology—VisaNet—for seamless credit, debit, and prepaid transactions. Through innovation and strategic value-added services, Visa drives trillions in payment volume, while its trusted brand, vast reach, and digital-first infrastructure uplift economies and unlock possibilities everywhere.
How they describe their product/innovation: Visa’s Digital Issuer Solution suite provides innovative SDKs, APIs, and dev tools that deliver seamless digital card experiences—from instant provisioning to mobile wallets, real-time spending controls, and global support. Streamline implementation with network-agnostic infrastructure and deploy cutting-edge features like Digital Card Sharing, In-App Provisioning, and Subscription Management. Drive digital channel engagement, card spend and innovation.
Product distribution strategy: Through financial institutions, Through other fintech companies and platforms
Credit Union/Community Bank Fit: Credit unions and community banks
Contacts:
Bus. Dev. & Press: Zac Cady (Global Product Marketing Director, Issuing Solutions (VAS)), [email protected], 415-302-9567
How they describe themselves: Warrant is a collaborative marketing compliance platform for marketing, legal, and compliance teams. Generative AI makes it faster than ever to create marketing, but also easier to make mistakes, from misleading claims to missing disclosures. Founded by Austin Carroll, former head of banking marketing at Brex and Mercury, Warrant adds real-time compliance checks into approval workflows, instantly flagging issues and helping teams move faster, reduce risk, and stay confident as regulations change.
How they describe their product/innovation: Warrant AI is the only compliance tool that boosts savings and unlocks revenue by automating the marketing review process. Our AI scans emails, social posts, landing pages, and sales collateral against U.S. and global regulations, flagging risks with explanations and suggested edits. Built-in approvals, custom policies, and automated web/social monitoring keep marketing over 95% compliant while cutting review time by 360+ hours a year. Customers see 3x more content approved and $200K+ saved in labor costs.
Product distribution strategy: Direct to Business (B2B)
Credit Union/Community Bank Fit: Credit unions and community banks
Contacts:
Bus. Dev. & Press: Austin Carroll (CEO & Founder), [email protected], 984-319-6397
How they describe themselves: WaveCX is the digital engagement layer for financial institutions. Our platform helps banks and credit unions increase adoption, reduce support costs, and deliver personalized in-app experiences. Trusted by both leading financial institutions and community organizations, WaveCX powers engagement across more than $400B in managed assets. With a fully integrated suite of interactive demos, AI-powered search, and intelligent content, WaveCX enables financial institutions to connect with customers more effectively and achieve measurable business outcomes.
How they describe their product/innovation: Curator Command is a new type-to-action interface for digital banking. It allows users to complete tasks instantly, guided by AI-driven automation and contextual recommendations. By streamlining navigation, reducing support dependency, and surfacing personalized insights, Curator Command transforms digital banking into a fast and intuitive experience. Financial institutions benefit from higher adoption, lower operational costs, and stronger customer engagement, all within an integrated platform built specifically for the needs of modern banking.
Product distribution strategy: Through financial institutions, Through other fintech companies and platforms
Credit Union/Community Bank Fit: Credit unions and community banks
Contacts:
Bus. Dev. & Press: Jon Tvrdik (Founder & CEO), [email protected], 402-990-2868
How they describe themselves: Winnow ® is a database-driven RegTech platform that provides subscribers with accurate topic-driven surveys and automated compliance change management. Winnow catalogs over 80,000 individual state and federal law requirements maintained by an experienced team of attorneys and professionals. Winnow delivers compliance solutions for mortgage, auto financing, credit cards, banking, privacy, cybersecurity, and more. Its recent Winnow AI addition provides lightning-fast answers to basic legal questions leveraging attorney-reviewed content.
How they describe their product/innovation: Since our previous FinovateFall appearance, Winnow has released several valuable features that provide incredible value to our customers. Some of the features demoed will include our recent launch of pay-as-you-go compliance surveys, expanded coverage for banking, the addition of bills, historical surveys, improved defined terms, and our upcoming subscriptions for law firms.
Product distribution strategy: Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms, Licensed
Credit Union/Community Bank Fit: Credit unions and community banks
Contacts:
Bus. Dev.: Wendy Lovett (VP, Sales & Business Development), [email protected], 949-674-4909
Press: Bart Welt (VP, Design & Marketing), [email protected], 949-674-4920
How they describe themselves: Xaver democratizes access to personalized financial advice and attractive financial products. Our Sales platform enhances advisory quality and efficiency of financial institutions by delivering a personalized omnichannel customer journey. Specifically trained and compliant AI Agents either help customers as financial advisors or support advisors as Co-pilots – via chat and voice. Xaver’s Asset Manager enables partners to extend their financial product portfolios by offering cost-efficient products built to tackle the European market.
How they describe their product/innovation: Xaver’s Sales Journey is powered by an Agentic AI platform, where dedicated AI agents autonomously handle tasks such as financial analysis, data extraction and personalized customer journey creation. The platform orchestrates multiple LLMs to deliver 24/7 guidance as an AI financial advisor in chat and voice to seamlessly refer customers to human advisors when needed. Fully compliant with ISO27001, GDPR and the EU AI Act, it enhances sales efficiency while elevating customer experience.
Product distribution strategy: Direct to Business (B2B), Through financial institutions
Credit Union/Community Bank Fit: Community banks
Contacts:
Bus. Dev.: Mohammad Mehrani-Ardabily (Business Development Associate), [email protected]
How they describe themselves: ZayZoon, trusted by 180+ HR and payroll companies, is a financial empowerment platform offering Earned Wage Access to small and mid-sized businesses. Seamlessly integrating with payroll providers, ZayZoon reduces employee financial stress by allowing on-demand access to earned wages. Free for employers, it takes just 30 minutes to implement. The platform also provides educational resources to help workers break the paycheck-to-paycheck cycle.
How they describe their product/innovation: ZayZoon’s Embedded EWA – your end-to-end solution for offering Earned Wage Access (EWA) directly from your platform. Expand your offerings, attract and retain clients, and realize new revenue. Gain complete visibility into your workforce’s EWA usage, ensuring your clients rely on you, not third parties, for on-demand financial solutions.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms
Credit Union/Community Bank Fit: Credit unions and community banks
Contacts:
Bus. Dev.: Shane Edrington (VP Sales & Success), [email protected], 480-980-7785
Press: Elizabeth Sande (Communications Manager), [email protected], 403-561-1588
How they describe themselves: Zingly.ai empowers businesses to deliver value across the entire customer journey by seamlessly blending data, GenAI, and humans to maximize the value and effectiveness of each interaction and centralizing all engagements and information in persistent digital spaces for personalized, lasting relationships. Zingly helps companies in this industry eliminate friction and accelerate use cases like customer acquisition, onboarding, and support.
How they describe their product/innovation: Introducing Zingly, a solution to establish, grow, and maintain real relationships with your customers, at scale. Zingly thoughtfully orchestrates service representatives, relationship managers (loan officers, advisors, etc.), and enterprise-grade safe GenAI to provide the right resource at the right time, to every customer. Our demo consists of three scenarios:
- Scenario 1: New Member Acquisition – assigning an RM from Day 1
- Scenario 2: Member Servicing & Experience, for Day-to-Day Financial Needs
- Scenario 3: Outbound HELOC Campaign
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms
Credit Union/Community Bank Fit: Credit unions and community banks
Contacts:
Bus. Dev.: Gary Chan (CRO), [email protected], 732-535-1165
Press: Pat Oldenburg (CMO), [email protected], 925-413-3958
How they describe themselves: Veeam® believes every business should be able to bounce forward after a disruption with the confidence and control of all their data whenever and wherever they need it. Veeam solutions are purpose-built for powering data resilience by providing data backup, data recovery, data security, and data intelligence. With Veeam, IT and security leaders rest easy knowing that their apps and data are protected and always available across their cloud, virtual, physical, SaaS, and Kubernetes environments.
How they describe their product/innovation: Knowing how to recover quickly from a ransomware attack is essential to keeping your business running. The Veeam Data Platform is designed with advanced cyber resiliency features that enable quick identification and restoration of clean data, minimizing downtime and data loss during a cyberattack. Veeam offers a single solution that gives you total control over your recovery with multi-layered immutability, comprehensive monitoring, and automation.
Product distribution strategy: Through other fintech companies and platforms
Credit Union/Community Bank Fit: Credit unions and community banks
Contacts:
Bus. Dev.: Brad Linch (Director, Strategic Growth), [email protected]
Press: Heidi Kroft (Senior Director, Corporate Communications), [email protected]
How they describe themselves: Winnow® is a database-driven regtech platform that provides subscribers with accurate topic-driven surveys and automated compliance change management. Winnow catalogs over 60,000 individual state and federal law requirements maintained by an experienced team of attorneys and professionals.
Winnow delivers compliance solutions for mortgage, auto financing, credit cards, banking, privacy, cybersecurity, and more. Its recent Winnow AI addition provides lightning-fast answers to basic legal questions leveraging attorney-reviewed content.
How they describe their product/innovation: Winnow AI leverages the power of large language models (LLM) and natural language processing (NLP) artificial intelligence. It allows customers to get lightning-fast answers to basic legal questions around topics that Winnow covers. Winnow AI creates responses based on our comprehensive database of over 60,000 individual state and federal law requirements. This scoping prevents common limitations of other AI products, such as hallucination, by basing answers on attorney-reviewed content.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed
Credit Union/Community Bank Fit: Credit unions and community banks
Contacts:
Bus. Dev.: Wendy Lovett (VP, Sales & Business Development), [email protected], 949-674-4909
Press: Bart Welt (VP, Design & Marketing), [email protected], 949-674-4920
