How they describe themselves: five°degrees is a digital core banking technology provider with offices in The Netherlands, Iceland, Portugal and Serbia and founded in 2010.
We combine state-of-the-art technology and sound banking knowledge to create a future-proof digital core banking platform for tomorrow’s bank.
Matrix, our next generation digital core banking platform, empowers financial institutions to enter the era of modern digital banking. Matrix connects channels, customers, products, services and the fintech ecosystem. Matrix is designed to provide a fully automated banking services platform.
Our client base encompass retail banks, asset managers, online savings banks and greenfield operations in the financial services industry.
How they describe their product/innovation: We would like to demonstrate for the very first time to the public how we can spin-up and configure on the spot a complete end-to-end retail bank in the cloud. We have a so called “next-next-finish” process and UI that enables even non-IT professionals to spin up a new banks by just selecting the type of application, the required modules, components and activities and 45 minutes later, the bank-a-service is available. This new product enables banks to speed up innovation and digitization tremendously. We will also show how this process can be accelerated even more with our new App Store – in which our entire ecosystem of SI- & tech partners and clients comes together to provide additional value adding services.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed
Contacts
Bus. Dev.: Santosh Radhakrishnan, Director of Sales, [email protected]
Press: Martine Korstanje, Director of Marketing, [email protected]
How they describe themselves: The founders of FinCom.Co have together more than 80 years of experience in the IT sector with more than 20 patents in the EU, Israel and the USA. The current business fits their expertise, knowledge and vast past experience. In their previous venture, the founders of FinCom.Co developed a mobile migration platform enabling unified communication that has been deployed worldwide and helps companies and mobile consumers manage their databases. Because of the experience and the challenges in the current project, they have started working with phonology and have developed unique technology called “Phonetic Fingerprint”, which was added to their new venture FinCom.Co.
How they describe their product/innovation: FinCom.Co’s solution is based on AI, fuzzy logic, machine learning, and advanced phonetics. This unique technology called ‘Phonetic Fingerprint’ matches names between different databases by changing words into a universal language of mathematical code. In result, it is easy to compare data in various languages even when it includes misspelling or transliteration mistakes. Our solution eliminates false negatives and decreases the number of false positives by 90% in less than a second. 36 algorithms working in parallel can process data in more than 25 languages for real-time cross-referencing and processing names and all other attributes (date and place of birth) ensuring the greatest level of accuracy in delivering results.
Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms, licensed
Contacts
Bus. Dev. & Press: Sheila Makleff, VP Sales & Marketing, [email protected]
How they describe themselves: Fincite GmbH is the leading and fastest growing financial technology software provider helping banks to provide best in class investment advice and management service to their clients. Our software empowers digital-ready client investment services for retail, wealth and (semi) institutional customers.
We built the world’s first investment software that aggregates, analyses, and manages all financial assets of a customer. Fincite CIOS is a modular software that connects the customer’s financials via an intelligent advice engine with a Portfolio Management Software. Based on our software, Banks, Asset Managers, Insurers and Advisors co-create innovative digital services for their customers.
How they describe their product/innovation: Fincite Automated Advice Engine (based on Fincite CIOS) guides Private Banking advisors and clients through a digital advisory process. Clients or Advisors can ask for an investment recommendation by checking how their portfolios meet the ABN AMRO investment strategies or ask for an investment proposal based on the analysis of their portfolio. All relevant rationales will automatically be included in the recommendation and the proposed Portfolio will apply the ABN AMRO investment strategies and fulfil MiFID II requirements. By implementing our solution within ABN AMRO Private Banking the Rebalancing calculation time for Portfolios was lowered by 99%.
Product distribution strategy: Direct to Business (B2B), through financial institutions, licensed
Contacts
Bus. Dev. & Press: Ralf Heim, Co-CEO, Fincite, [email protected], +4917664197695
How they describe themselves: FIPAN is a cloud-based API services management platform that allows banks to use APIs to connect to customers and FinTechs. FISPAN allows banks to “speak” API simply and quickly without the pain and cost of modernizing existing legacy systems. For many banks, FISPAN is a bridge solution to get significant API capability to avoid the high cost of modernizing internal systems in a short period of time.
Hosted on AWS, FISPAN’s service provides a secure, scalable solution for FIs that comes complete with our sophisticated ongoing monitoring and troubleshooting capabilities. All service requests coming through FISPAN can be monitored and controlled in a fully auditable, SOC 2 Type 1 compliant environment.
How they describe their product/innovation: FISPAN automates the connections between a bank and their clients primary ERP/Accounting system. This makes automation the two way flow of data for Payables, Receivables, Reporting and Lending products that would involve clunky manual and file based processes.
Product distribution strategy: Direct to Business (B2B)
Contacts
Bus. Dev. & Press: Clayton Weir, Head of Strategy & Product, [email protected]
How they describe themselves: FCase is a data aggregation hub which takes fraud management systems from basic standalone detection to a more enterprise-focused approach, standardizing fraud case interaction, fraud management processes, governance models and performance indicators.
Our highly skilled team has extensive expertise in fraud detection and prevention technologies which help banks, building societies and credit companies transform their fraud management capabilities.
Our mission: Become the defacto standard of all fraud operations.
How they describe their product/innovation: Whereas traditional fraud operations require fraud screening teams to continuously interact with the multitude of fraud detection software and manually gather and aggregate historical data from several different resources, FCase consolidates your fraud data, simplifies fraud operations management and significantly improves efficiency. FCase is an integrated fraud management suite that provides enhanced monitoring. The platform automatically collects information from multiple fraud detection programs and provides a cross-channel repository for all your fraud case-related data.
Product distribution strategy: Direct to Business (B2B), licensed
Contacts
Bus. Dev.: Barry Bowen, Sales Director, [email protected], +44 75 0095 6192
Press: Emre Sayin, CEO, Founder & Investor, [email protected], +44 75 5740 5936
How they describe themselves: Exela is a location-agnostic global BPA leader combining industry-specific and multi-industry enterprise software and solutions with decades of experience. Our BPA suite of solutions are deployed in banking, healthcare, insurance and other industries to support mission critical environments. Exela is a leader in work flow automation, attended and un-attended cognitive automation, digital mail rooms, print communications, and payment processing with deployments across the globe. Exela partners with customers to improve user experience and quality through operational efficiency. Exela serves over 3,700 customers across more than 50 countries, through a secure, cloud-enabled global delivery model. We employ over 22,000 employees.
How they describe their product/innovation: As required by UK’s New Payments Architecture, Confirmation of Payee ensures a payor validates the person or business being paid, ensuring protection against certain types of fraud, and alleviating accidental payment mistakes. Exela Technologies will demo its ability to take a Confirmation of Payee confirmation decision not only on name equality but like a human. The AI algorithm will allow a near miss and differentiate relevant, equivalent and non-relevant name parts in many configurable categories. Each approximation is controlled, and the decision is clearly explainable. We keep the fine line between security and customer annoyance.
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B)
Contacts
Bus. Dev. & Press: Huib Gerrits, [email protected]
How they describe themselves: Eurobits Technologies is the European pioneer and leader in Account Aggregation Services. We transform the way people and business interact with Financial Services, empowering their decision making though fast and reliable access to all relevant information. Eurobits is an independently owned B2B services company based in Spain, providing PSD2 solutions to the largest Financial Institutions & Fintechs in the Euro-zone and LATAM, such as BBVA, Banco Santander, LBP, KBC, ICA Banken or Fintonic.
How they describe their product/innovation: A one-stop information retrieval gateway that aggregates all the financial, non-financial, and public administration records of an end-user.
The process is user-initiated, compliant with GDPR and PSD2, and operates in real-time, providing a full financial and fiscal snapshot of the user in under a minute.
We believe this to be the first aggregation hub of its kind in Europe; an end to end digital solution that allows for a multitude of value added use cases. In the demo, we partner with Experian to give a 360º credit score for a merchant.
Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms
Contacts
Bus. Dev.: Bimal Melwani, Head of Intl Sales, [email protected], +346 9028 4666
Press: [email protected]
How they describe themselves: ebankIT is an international company that develops a leading Omnichannel Digital Banking Platform to enable Banks and Credit unions to run lean, run smart and innovate fast, helping their customers to be one step ahead at a fraction of the cost, time and effort.
Our vision is about shaping the digital banking experience through a platform with out-of-the-box omnichannel capabilities.
Operating in over 20 countries, ebankIT is helping customers transform their businesses by delivering a fast-seamless Omnichannel Digital Banking Transformation.
ebankIT was recognized by Gartner in their Market Guide for Digital Banking Platforms in 2018.
How they describe their product/innovation: ebankIT will showcase how banks and financial institutions can accelerate their omnichannel digital transformation, being one step ahead and digitally future-proof themselves with class leading time-to-results. ebankIT has an R&D team always looking for innovation inside and outside the financial sector, to provide the latest solutions each and every day.
Product distribution strategy: Direct to Business (B2B)
Contacts
Bus. Dev.: Pete Atkinson, VP Global Sales, +44 77 4030 0606 & Luís Côrte-Real, International Sales Executive, +351 964 040 897
Press: Sara Castro, Head of Marketing, [email protected], +351 965 141 488
How they describe themselves: ebankIT is a fintech software company that provides truly omnichannel digital banking solutions, headquartered in Portugal with offices in London and with banking customers in over 20 countries. ebankIT Platform supports all banking business in all areas, providing an agile way for integration of external systems like core banking, messaging gateways and all ebankIT channels, accelerating the onboarding of innovation and fintech products. ebankIT provides banks and financial institutions with the agility and efficiency that enable the digital transformation required to stay ahead of your most demanding customer’s needs.
How they describe their product/innovation: ebankIT will showcase how banks and financial institutions can accelerate their omnichannel digital transformation, being one step ahead and digitally future-proofing banks with class leading time-to-results. ebankIT has a R&D team always looking for innovation inside and outside the financial sector, to provide the latest news and solutions each and every day.
Product distribution strategy: Direct to Business (B2B)
Contacts
Bus. Dev.: Frederico Lopes, Head of Alliances, +35 19 6162 4108
Pete Atkinson, VP, UK & Ireland, +44 77 4030 0606
Luis Corte-Real, International Sales Executive, +35 19 6404 0897
Press: Sara Castro, Head of Marketing, [email protected]
How they describe themselves: ecosystem.Ai is a provider of computational social science solutions that predict future behaviour based on financial transactions and digital channel activity, in order to enable smart client interactions. The platform and products facilitate management of prediction projects from concept to deployment, resulting in automated intelligence. This provides unparalleled insights into customer ecosystems.
How they describe their product/innovation: The Client Pulse Responder empowers engagement with customers. This is done using highly effective multi-dimensional interaction and prediction models. Transforming customer data, focusing on each individual customer’s activities, behaviors and preferences enables new approaches to customer relationship automation.
The ecosystem.Ai AutoML Platform supports integration of key machine learning and AI technologies in order to manage prediction projects (including data enrichment, transaction categorization and analysis, and ensemble building). Furthermore, it allows for the deployment of stand-alone predictors through the ecosystem.Ai Runtime Engine.
Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms
Contacts
Bus. Dev.: Dr. Jay van Zyl, Co-Founder, [email protected]
Press: Natalie Anderson, Administrator, [email protected]
How they describe themselves: Actionable analytics is the backbone of NYSE-listed Enova International, a global online lending company. In the past 14 years, the analytics team has applied predictive and prescriptive analytics to fraud detection, credit risk management, and customer retention and built the Colossus™ Digital Decisioning Platform to automate and optimize many of Enova’s operational decisions. As a result, Enova has extended over $20 billion in credit to over 5 million customers worldwide. Enova Decisions was launched in 2016 to help businesses in financial services, insurance, healthcare, telecommunications, and higher education achieve similar outcomes by leveraging the same analytics expertise and decisioning technology.
How they describe their product/innovation: Solution accelerators are pre-configured decision flows which contain pre-trained models built on top of industry data and business rules based on industry best practices that we developed with ID Analytics. They accelerate digital decisioning and address the “cold start” problem in algorithmic decision-making. Solutions include: Subprime Unsecured Loan Approval, Subprime Credit Card Loan Approval, Customer Application Fraud & ID Verification, Application Fraud Detection, and Subprime Telecom Optimal Offer. Our new graphical user interface, which we will be demoing, enables clients to modify existing decision flows, author new ones, and deploy them.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms
Contacts
Bus. Dev.: Garry Weiss, Business Development Executive, [email protected]
Press: Kaitlin Lowey, Public Relations Senior Associate, [email protected]
How they describe themselves: Envestnet, Inc. is a leading provider of intelligent systems for wealth management and financial wellness. Envestnet | Yodlee is a leading data aggregation and data analytics platform powering dynamic, cloud-based innovation for digital financial services. More than 1,000 companies, including 13 of the 20 largest U.S. banks and hundreds of internet services companies, subscribe to the Envestnet | Yodlee Platform to power personalized financial apps and services for millions of consumers. Envestnet | Yodlee solutions help transform the speed and delivery of financial innovation, improve digital customer experiences, and drive better outcomes for our clients and their customers.
How they describe their product/innovation: Envestnet | Yodlee uniquely positions our customers to leverage AI/machine learning to deliver predictive Financial Wellness applications that provide actionable guidance to their consumers. This data science then enables Envestnet | Yodlee to share these insights back to our customers through an omni-channel business intelligence solution. We enable our customers to ask deep analytical questions and get simple answers back across either web, desktop, mobile, or a conversational interface (e.g. Amazon Alexa). Because of our solution’s ability to extract complicated data sets, users can naturally ask the platform a question and receive the exact answer they are looking for – nothing more.
Product distribution strategy: Direct to Business (B2B)
Contacts
Bus. Dev.: Julie Solomon, SVP Sales, [email protected]
Press: Keith Mutzman, Senior Marketing Manager, [email protected]
