It’s 2016, and the red-hot fintech sector has evolved immensely since Finovate first launched 10 years ago. Looking back at the demos from 2007, the major trends were PFM, text alerts, and bill payment.

Next month at FinovateFall in New York, we’re going to see some things that, compared to 2007, seem like the way the Jetsons would manage their finances. Here’s a breakdown of the biggest trends you’ll experience at FinovateFall:

• Authentication
  We’ve seen authentication strategies evolve from a simple username and password to biometric technologies that leverage voice, behavior, facial recognition, as well as device tokenization and Touch ID to help banks increase security while decrease friction for end consumers.
• CX/UX
  With tech companies such as Uber and Venmo setting a higher bar for user experience, consumer expectations have also evolved. Financial services companies have to compete by offering more personalized services, real-time data and communication, and a suite of user-friendly mobile features. Status quo is no longer an option.
• Lending
  Underwriting has advanced, thanks to the availability of big data. This, combined with increased demand for alternative lending, makes lending a prime space for disruption.
• Collaboration
  The number of communication channels among financial services companies and their employees and end-consumers is increasing. From email to SMS to video conferencing and virtual meeting rooms, the challenge lies in reaching users through their preferred channels while remaining compliant.

Still don’t have your ticket to FinovateFall? Seating is limited so register today and we’ll see you in New York!

FinovateFall 2016 is sponsored by The Bancorp, AARP, Financial Technology Partners, Grant Thornton, Hudson Cook, KPMG, and Leverage PR.

FinovateFall 2016 is partnered with Acuity Market Intelligence, Aite Group, American Bankers Association, BankersHub, Bankless Times, BayPay Forum, Bitcoin Magazine, Breaking Banks, Byte Academy, California Bankers Association, Canadian Trade Commissioner Service, CB Insights, Celent, Coin Telegraph, Crowdfund Beat, Digital Currency Council, Digital.NYC, EbankingNews, FemTechLeaders, Fintech Finance, The Fintech Times, Harrington Starr, Holland Fintech, IDC Financial Insights, Innovate Finance, Javelin, Juniper Research, Korea FinTech Forum, Mapa Research, Mercator Advisory Group, Next Money, NYPAY, Ovum, Payments & Cards Network, The Paypers, PitchBook, Plug and Play,  SME Finance Forum, Swiss Finance + Technology Association, and Western Independent Bankers.