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FinovateEurope Sneak Peek: Denizen

A look at the companies demoing live at FinovateEurope on February 12 through 14, 2019 in London, U.K. Register today and save your spot.

Denizen simplifies expat banking. The solution provides a single global account with U.S. account and EU IBAN numbers, enabling direct local payments and debit, without headache-inducing transfers.


  • Single global account with U.S. account and EU IBAN numbers
  • Direct local debits and ACH, and worldwide debit card
  • Mobile application to manage all of the above

Why it’s great
Many products provide multi-currency balances and debit cards, but Denizen is tackling the harder problem for expats of day-to-day account usage, such as paying bills in multiple geographies.


Joaquin Ayuso, Founder and CEO
Previous to founding Denizen, Ayuso co-founded, referred to as the Spanish Facebook. He also founded Kuapay.