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Finovate Debuts:’s Mobile Wallet Review

Finovate Debuts:’s Mobile Wallet Review

onlinepay-home has created a mobile wallet for shopping, topping up online accounts, and P2P payments. The app, which it debuted at FinovateEurope 2015, launched in the Apple App store last December.


  • Founded 2014
  • Established in Singapore
  • Partnered with e-commerce and gaming companies

The app is targeted toward millennials. It functions as a prepaid mobile wallet with three main features:

  1. Shopping
  2. Social Payments
  3. Services

The features, along with the user’s wallet balance, are displayed on the home screen:


1) Shopping

Users browse items in the in-app shopping mall. When they find something they’d like to purchase, the entire transaction is handled within the app.

E-commerce companies partner with OnlinePay to add a button to their checkout flow that enables customers to pay using their mobile wallet balance. Retailers can also send targeted offers such as the one above.

2) Social payments
Similar to Venmo, OnlinePay makes P2P payments social by enabling users to share their payment history with others. An activity feed broadcasts to the entire network of OnlinePay users or just to their group of friends. Users can elect to keep their payment activity private.


3) Services
With the Services tab, users top up Forex trading accounts or purchase online gaming components, which are instantly applied. Users are not require users to exit their Forex trading application or leave their game to make purchases.

The company offers 24/7 chat support to resolve any issues. Users can also use the feature to chat with their friends.

OnlinePay debuted its mobile wallet at FinovateEurope 2015.