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FinDEVr Live: Checkbook Introduces API for Digital Checks

Checkbook_homepage_FinDEVr2015 | @checkbookio

Checkbookio_FinDEVr2015_logo2Businesses and individuals are still writing paper checks. Checkbook is solving the problem of paper checks by introducing digital checks. The company has built a way for individuals/businesses to send and receive digital checks without the need for signing up.

Checkbook’s API provides merchants with a way to accept digital checks on their websites with a couple lines of code. Digital checks can do real-time balance verification, thus minimizing NSF risk present in ACH. We charge a flat fee of $1 per check or less for businesses, and it’s free for individuals.

API for digital checks
Our presentation will show both a business and an individual sending a digital check using a browser. It will be an end-to-end experience with the beneficiary receiving and depositing the check.

Additionally, we will demo a site using our API to receive digital checks and go over the API integration.

Key takeaways:

  • Digital checks
  • API for digital checks
  • UI/UX for digital checks



PJ Gupta, Founder
LinkedIn |

Gupta is a techie with an entrepreneurial spirit who lives and breathes payments. He is the former chief network architect at VISA.

Tim Kay, Technical Staff
LinkedIn |

Kay built—all by himself, before it was easy—a check-printing system to solve the problem of paper checks. He holds a doctorate in computer science from Caltech.