Eleven of the more than 60 companies that will be demoing their latest fintech innovations live on stage at FinovateFall next week are headquartered in countries other than the US.

This week’s edition of Finovate Global highlights these fintechs from the Middle East, Western and Central Europe, Canada, India, the UK, and Ireland. With innovations in fields ranging from wealth management and digital banking to fraud prevention and lending, this year’s roster of international alums is a reminder of the robustness of fintech innovation around the world.

FinovateFall 2025 comes to the New York Marriott Marquis in Times Square, September 8 through September 19. Tickets are still available. Visit our FinovateFall hub and save your spot today!

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Aurem – Abu Dhabi, UAE

Founded in 2022, Aurem offers an intelligent operating system for retirement and wealth providers. Their platform helps institutions unify and optimize their products, processes, and data and deliver them globally in days.

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Dimply – Ireland

Founded in 2020, Dimply enables organizations to optimize operations, enhance customer engagement, uncover growth opportunities, and accelerate digital transformation.

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ebankIT – Porto, Portugal

Founded in 2014, ebankIT empowers financial institutions to innovate quickly, reduce costs, and deliver personalized services across all channels, accelerating growth and future-proofing their digital strategy.

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FintechOS– London, England

Founded in 2017, FintechOS enables banks and credit unions to launch any product faster, modernize customer experiences, and adapt quickly to market and regulatory changes—without replacing their core systems.

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ID-Pal – Dublin, Ireland

ID-Pal facilitates business growth with AI-powered identity verification and AML screening, increasing operational efficiency and customer trust.

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Keyless – London, England

Founded in 2019, Keyless replaces outdated MFA with biometrics, improving UX and saving millions. One bank saved $3.5 million by eliminating call centers for OTP-based recovery.

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LemonadeLXP – Ottawa, Canada

Founded in 2018, LemonadeLXP’s InsightAI improves staff and customer education and access to knowledge, while driving significant operational efficiencies.

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MoneyPlanned – Bengaluru, India

Founded in 2021, MoneyPlanned empowers institutions to offer intelligent, automated financial planning—boosting advisor efficiency, reducing cost-to-serve, and delivering personalized client experiences at scale.

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OPL – Ahmedabad, Gujarat, India

Founded in 2015, OPL’s cash-flow-based lending helps banks transform their operations through agile lending, AI-driven insights, and intelligent credit underwriting—expanding credit access to SMEs.

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R34DY – Budapest, Hungary

Founded in 2019, R34DY helps organizations transform their business by taking the pain out of integrations and making it easy for business owners to create use cases and reduce time to market.

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Sequretek – Mumbai, India

Founded in 2013, Sequretek provides AI-powered, continuous threat exposure management ensuring compliance, governance, and holistic threat visibility across cloud and on-premises systems.

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Here is our look at fintech innovation around the world.

Latin America and the Caribbean

• Mexico-based SME platform Kapital doubled its valuation to $1.3 billion upon securing up to $100 million in Series C funding.
• Latin America’s largest insurtech, 180 Seguros, raised $9 million in funding.
• Evertec acquired 75% stake in Brazilian fintech Tecnobank.

Asia-Pacific

• Hong Kong-based stablecoin-powered cross-border payments infrastructure provider Obita announced $10 million in new funding.
• Stripe Terminal launched in Japan.
• International payment solutions provider dtcpay inked a Memorandum of Understanding (MoU) with the People’s Committee of Da Nang during Vietnam Blockchain Day.

Sub-Saharan Africa

• Tanzania-based fintech NALA expanded into Kenya courtesy of a partnership with Equity Bank and Pesalink.
• Ripple partnered with Chipper Cash, VALR, and Yellow Card to make its USD-backed stablecoin Ripple USD (RLUSD) available to institutions in Africa.
• Congolese fintech Maishapay earned a spot in Visa’s Africa Fintech Accelerator program.

Central and Eastern Europe

• JPMorgan Chase announced plans to launch a digital bank in Germany.
• Payments network TrueLayer went live in Poland this week.
• Tietoevry Banking signed a SaaS agreement with IC Cash Services, its first foray into the German ATM market.

Middle East and Northern Africa

• Israel-based fraud prevention innovator BioCatch and Nasdaq Verafin partnered to fight payment fraud.
• Mastercard and Zain Cash teamed up to advance digital payments in Jordan.
• Egyptian cross-border digital solutions provider Munify raised $3 million in seed funding.

Central and Southern Asia

• Amazon announced completion of its acquisition of India-based lender Axio.
• Mongolia-based fintech AND Global locked in $21.4 million in Series B funding.
• Fintech Alif Uzbekistan reported that it is preparing to apply for a banking license from the country’s Central Bank.

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Photo by Gaël Gaborel – OrbisTerrae on Unsplash