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Finovate Blog
Tracking fintech, banking & financial services innovations since 1994
A look at the companies demoing at FinovateSpring in San Francisco on May 18 and 19. Register today and save your spot.
Mastercard takes the uncertainty out of digital payments with Smart Payment Decisioning Tools. Advanced data analytics and ML make payments faster, more convenient, and safe.
Features
Better onboarding experience
Reduce ACH returns, failure & fraud
NACHA Verification for WEB debit rule
Why it’s great
Mastercard’s Smart Payment Decisioning Tools reduce risk in ACH payments and optimize cost and speed through open banking.
Presenter
Serenie Gagon, VP Product Management Gagon is an experienced product evangelist with deep expertise in the payments space. Gagon is responsible for strategic vision and payment enablement roadmap through open banking. LinkedIn
A look at the companies demoing at FinovateSpring in San Francisco on May 18 and 19. Register today and save your spot.
Illuma Shield voice authentication is integrated with Posh Technologies’ Conversational AI IVR for deployment in the contact center.
Features
Frictionless account access without PINs, passcodes, or passphrases
24/7 customer service with a user friendly, conversational IVR
Better security with biometric voice authentication
Why it’s great
The Illuma Shield voice authentication + Posh Conversational IVR integration improves operational efficiency, security, and customer experience for community banks and credit unions.
Presenters
Milind Borkar, CEO & Founder, Illuma Borkar brings a background in R&D and more than 50 successful product launches to his role as founder and CEO of Illuma Labs. LinkedIn
Scott Stinocher, Web App Developer, TruWest Credit Union Stinocher is a Web App Developer with 10 years of experience in IT and five years of experience in the financial sector. LinkedIn
Karan Kashyap, CEO & Co-Founder, Posh Technologies In 2013, Kashyap began his journey at MIT, which included undergraduate and graduate degrees focused on AI, where he was named a Siebel Scholar for his research work.
While he was completing his graduate degree, he began AI and software consulting with enterprises across multiple industries, building a business foundation, and establishing a pathway to the beginning of Posh. Posh now has more than 50 clients across the banking and credit union space with an ever-growing client base and employee roster. LinkedIn
A look at the companies demoing at FinovateSpring in San Francisco on May 18 and 19. Register today and save your spot.
Rillavoice offers conversation intelligence software for offline sales and service. Bank branch associates talk to customers face to face. The software records, transcribes, and analyzes their conversations with AI.
Features
2000x more visibility than in-store audits. 100x faster. At a fraction of the cost.
Makes branch managers 25x more productive at coaching.
Allows reps to improve conversion rates by 30%.
Why it’s great
Rilla is basically an AI coach that doesn’t sleep, eat, or get tired and is always there to give real-time feedback to in-store associates on how they can improve their conversations.
Presenters
Sebastian Jimenez, CEO Jimenez is the Founder and CEO of Rillavoice. He graduated with a degree in Data Science from NYU and has worked in startups since. He was selected into the Forbes Next 1000. LinkedIn
Michael Castellanos, Chief Data Scientist Castellanos developed Rilla’s proprietary machine learning algorithms to analyze in- person audio. He used to work for the Department of Defense developing signal processing algorithms to detect enemy objects from sonar. LinkedIn
A look at the companies demoing at FinovateSpring in San Francisco on May 18 and 19. Register today and save your spot.
txtsmarter, the only ecomms compliance surveillance service that collects, encrypts, and archives all iMessage, Android SMS/MMS, WhatsApp, and social chats in real-time mitigating compliance data leaks.
Features
Compliant with current e-comms regulations to avoid sanctions and fines
Allows employee e-comms supervisions to avoid comms related data gaps
Protects company’s brand and reputation from headlines
Why it’s great
txtsmarter is the only company that captures iMessage, Android SMS/MMS, WhatsApp, and others in real-time, retroactively at the root level, without using third-party apps or secondary number protocols.
Presenters
NuriOtus, CEO & Founder As CEO and Founder, Otus drives the overall strategic, business, and financial direction for txtsmarter and all interaction with partners, shareholders & investors. LinkedIn
Sabine Zimmerhansl, COO As COO, Zimmerhansl focuses on running the company’s operations, including product development, legal and compliance, finance, and strategic marketing, and eComms. LinkedIn
A look at the companies demoing at FinovateSpring in San Francisco on May 18 and 19. Register today and save your spot.
FinGoal’s insights platform sits atop digital banking and personal financial data. Premiering at Finovate, their Aggregator Switch Kit allows fintech developers to switch data aggregators in minutes.
Features
Coverage: The best, most enriched and open data in the industry
Access: Data is shared easily across ecosystems
Cost: Better cost structures for aggregation, enrichment and account verification
Why it’s great
Fintech developers should not be hostage to their aggregation provider.
Presenters
Ariam Sium, VP Product Sium leads Product at FinGoal and uses the tenets of focus and value to govern each product decision made in the rapidly adapting world of fintech. LinkedIn
Jenn Underwood, Product Analyst Underwood brings an expertise in personal finance to our product development. Her passion for equitable financial services and value-based savings greatly enriches the UX. LinkedIn
A look at the companies demoing at FinovateSpring in San Francisco on May 18 and 19. Register today and save your spot.
LemonadeLXP is a digital growth platform that helps FIs and fintechs turn frontline staff into digital experts and support customers as they switch to digital banking.
Features
Turn staff into digital experts with addictive microlearning
Support staff and customers with technology walkthroughs
Optimize digital customer experience, grow digital banking business
Why it’s great
LemonadeLXP is the fastest and easiest way to provide staff and customers with the training and support they need to become experts on digital banking capabilities.
Presenters
John Findlay, CEO Findlay is a serial entrepreneur, a lifelong innovator, and an expert in digital engagement. Outside of work he’s a dad, husband, athlete, musician, and geopolitics nerd. LinkedIn
A look at the companies demoing at FinovateSpring in San Francisco on May 18 and 19. Register today and save your spot.
PalturaiBusinessGraph is a leading Knowledge Graph Platform, adding a new dimension of network analytics to businesses. Make more informed decisions and identify hidden opportunities and risks.
Features
Sales & Marketing – discover new leads in business networks
Risk, Fraud & Compliance – identify trouble spots in business ecosystems
Palturai BusinessGraph is pre-loaded with 66M+ companies, 60M+ people and 211M+ relationships. The solution is actively deployed at Tier-1 financial services and public sector institutions.
Presenters
Bernhard Ritz, Regional President, North America Ritz is the Regional President for Palturai in North America. He spent two decades at SAP and held various management roles in Corporate Strategy and Strategic Business Development. LinkedIn
Noel Billingsley, Head of Business Operations, North America Billingsley leads operations for Palturai in North America. A former career banker and serial entrepreneur, he brings unique experience in guiding the introduction of Palturai to the NA market. LinkedIn
A look at the companies demoing at FinovateSpring in San Francisco on May 18 and 19. Register today and save your spot.
OpenAltoffers a capital raising and custodial platform for private businesses and their investors, including private offerings marketplace, due diligence, transaction processing, and data reconciliation solutions.
Features
Private market investment research and due diligence
Transactional automation
Seamless custodial integration and reporting
Why it’s great
OpenAlt bridges the gap between financial advisors and investable private businesses to allow for better diversification of the investment and retirement portfolios.
Presenters
Nikita Brodskiy, Co-Founder Brodskiy has more than 15 years of experience in the IT industry and FinTech. He holds an M.S. in Management from Stanford Graduate School of Business. LinkedIn
Anton Charnotski, Co-Founder Charnotski is a seasoned software architect, platform builder, and engineering leader. He has extensive experience in the custodial space and holds an IRA Services Professional certification (CISP).
A look at the companies demoing at FinovateSpring in San Francisco on May 18 and 19. Register today and save your spot.
Engage People is the only loyalty network that enables program members to pay with points directly at checkout. The global technology provider connects loyalty programs with global payment systems.
Features
It is a convenient, frictionless, and cost efficient tech solution that enables conversion of loyalty points to currency increasing consumer engagement and interaction.
Why it’s great
It offers easy integration with existing platforms and programs.
Presenter
Len Covello, CTO Covello is the Chief Technology Officer (CTO) at Engage People, leading the long-term technology vision of the company. He is responsible for driving continued innovation in the loyalty sector. LinkedIn
A look at the companies demoing at FinovateSpring in San Francisco on May 18 and 19. Register today and save your spot.
Goalry is a unified “Money Mall” experience that converges personal finance management (PFM) with shopping to help members reach goals in one immersive space.
Features
Everything to achieve goals and comparison shop with a single login
Virtual real estate for embedded tech
Interactive and future-proof design
Why it’s great
Goalry’s platform improves the customer journey by providing a full funnel experience for everything finance and shopping in one virtual, immersive space.
Presenter
Ethan Taub, CEO & Founder Taub has 20 years of executive experience ranging from billion-dollar brands to startups. His mission is to unify a disconnected finance landscape to create efficiencies. LinkedIn
A look at the companies demoing at FinovateSpring in San Francisco on May 18 and 19. Register today and save your spot.
KuantSolEnterprise SaaS democratizes end-to-end modeling for banking, financials, and fintech. KuantSol drives more than 50X gain in operational efficiency, modeling time, quality, and compliance.
Features
Offers E2E modeling, validation, and compliance without dependence on data scientists, IT, and third-parties
Reduces cycle time from months to days
Reduces costs and resource requirements by more than 25X
Why it’s great
The first end-to-end risk modeling technology that is a one-stop shop for all time series and machine learning modeling that shortens cycle time and costs by more than 50X.
Presenters
Alex Shahidi, CEO & Co-Founder Shahidi is the Co-Founder of KuantSo and is a founder or member of five startups with two exits. He is a pioneer in SaaS and cloud technologies, author of papers and patents on data protection, transformation, and infrastructure. LinkedIn
Aytekin Oldac, Co-Founder & Chair of Board Co-Founder of KuantSol, a businessman, and founder of a health services provider, Aytekin is an investor of Code2 and Pyramos software. He has previously served with PwC and IBM Cloud and compliance. LinkedIn
A look at the companies demoing at FinovateSpring in San Francisco on May 18 and 19. Register today and save your spot.
Spave lets users tap into everyday purchases to increase their savings, give to causes that matter to them, and have control and confidence in their finances. Spave transforms your spending, for good.
Features
We have a patent-pending engine that allows users to choose where they direct their spavings
Access to more than 1.5 million accredited U.S. nonprofits
Partners gain access to user insights
Why it’s great
Spave can help CUs empower their members to save more, give more, and live more by breaking down the barriers that hold them back. Empower your members to transform spending for good.
Presenters
Susan Langer, CEO Three words best describe Langer: Observer. Planner. Connector. Langer is a life-long learner and lover of people. Her 30-year professional journey within financial services, marketing and advertising, international development, and non-profit industries has taught her the value of listening to understand, the significance of appreciating others’ differences, and the extraordinary power of collaboration. LinkedIn
Sarah York, Chief Marketing & Digital Officer York is an active advocate for inclusive entrepreneurship and financial literacy. Her expertise spans data-driven growth, digital technology platforms, as well as global digital strategy. LinkedIn
Christen Wright, Head of Product Wright is a seasoned product leader, leading product for Reseda Group, a CUSO of MSUFCU. He has contributed to experiences at Delta, AT&T, and Best Buy. He was in 100 Black Men of Atlanta in 2020. LinkedIn