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Finovate Blog
Tracking fintech, banking & financial services innovations since 1994
A look at the companies demoing at FinovateFall in New York on September 12 and 13. Register today and save your spot.
Cloudentity is a leading provider of Financial Grade API Authorization & Consent software, supporting open and embedded finance compliance with current and emerging global regulations.
Features
Fine-grained authorization and consent for Financial Grade APIs
Instant compliance with various global open banking & finance regulations
Available via public SaaS or customer deployment
Why it’s great
Cloudentity is the only platform capable of providing authorization and consent compliant with all current globally recognized open banking regulations.
Presenter
Brook Lovatt, CEO Brook Lovatt is Cloudentity’s CEO and a member of the board. Lovatt has over 20 years of experience in Identity and Access Management as an executive at IBM and security-focused consulting firms. LinkedIn
A look at the companies demoing at FinovateFall in New York on September 12 and 13. Register today and save your spot.
3forge’s Full Stack Enterprise platform has been in production across Tier 1 banks since 2014 with a focus on performance, flexibility and scale.
Features
Data agnostic, suitable for any industry
Delivers workflow solutions quickly and reduces developer time by 90%
World’s fastest real-time grids and visualizations
Why it’s great
Quickly build customized business critical web solutions with a focus on workflows, real-time visualizations and data discovery.
Presenter
Robert Cooke, CTO & Founder Robert Cooke is a software engineer with a life dedicated to the study of human/data interactions. After his tenure within the financial industry, he directed his efforts to create 3forge. LinkedIn
A look at the companies demoing at FinovateFall in New York on September 12 and 13. Register today and save your spot.
Pidgin makes faster payments possible across different use cases – whether it’s paying a friend back for dinner, accepting payments from customers, paying employees or paying vendor invoices.
Features
Pidgin supports:
Sending and receiving faster payments
Routing payments directly from one financial institution to another
Flexibility when routing payments across different networks
Why it’s great
Pidgin allows financial institutions and their account holders to securely send and receive faster payments with lower fees.
Presenter
Abhishek Veeraghanta, Head of Pidgin Abhishek Veeraghanta is head of Pidgin and Senior Vice President at VSoft, where he is responsible for overseeing the company’s growth strategies. LinkedIn
A look at the companies demoing at FinovateFall in New York on September 12 and 13. Register today and save your spot.
The PayQuickerPayouts OS platform intelligently determines and facilitates the quickest and most cost-effective way for clients to send payouts to businesses and consumers globally.
Features
Turnkey integration with single REST API that plugs into multiple banks & global payment rails
Pay to 200+ countries, 40+ currencies
Routing intelligence based on client’s desired payout parameters
Why it’s great
Payouts OS is rooted in PayQuicker’s time-tested technology, designed to deliver global payouts faster and with more flexibility, increasing efficiency for HR, technology and treasury teams.
Presenters
Charles Rosenblatt, President A seasoned innovator in the payments industry, Charles Rosenblatt has held executive leadership positions at major global banks and prominent FinTech organizations and is now President of PayQuicker. LinkedIn
James Legan, Chief Technology Officer With over 20 years of experience in start-up and enterprise SaaS companies, James Legan leads the PayQuicker technology team to implement optimal technological solutions to complex business problems. LinkedIn
A look at the companies demoing at FinovateFall in New York on September 12 and 13. Register today and save your spot.
MeasureOne is a consumer-permissioned data platform that enables businesses to request any data that lives in consumers’ online accounts — including income, employment, insurance, and education.
Features
MeasureOne is the only one-stop-shop for consumer-permissioned data:
MeasureOne is the only domain-agnostic consumer-permissioned data platform, which means any data type that lives in a consumer’s online accounts can be requested and shared for a business transaction.
Presenter
Yaron Oren, Chief Revenue Officer Yaron Oren is a veteran startup leader and entrepreneur with a specialization in PaaS/API-driven businesses that disrupt legacy workflows and unlock innovation for consumers and businesses alike. LinkedIn
A look at the companies demoing at FinovateFall in New York on September 12 and 13. Register today and save your spot.
Mall IQ is a privacy-first location intelligence platform, empowering FIs to increase card and loan revenue and prevent fraud with real-time, personalized mobile engagements via proprietary location tech.
Includes store-level accurate global coverage without hardware in 1M+ stores
Why it’s great
Generate incremental revenue from current customers with precise location technology with real-time engagements before a payment or loan need to become top-of-wallet. Minimum effort needed to integrate and operate.
Presenters
Batu Sat, CEO Dr. Sat has been a business and tech leader for 20+ years. He earned his Ph.D. at the University of Illinois at Urbana-Champaign. He is an expert in ML/AI & Location Tech. He previously worked at Cisco and Microsoft. LinkedIn
Firuze Duygu Caliskan, COO Caliskan has an M.S. Degree in Engineering Management from Missouri University of S&T. 15+ years experience in strategic marketing and revenue expansion activities across the globe. LinkedIn
A look at the companies demoing at FinovateFall in New York on September 12 and 13. Register today and save your spot.
Gridspace is a voice technology and artificial intelligence software company. The company provides natural-sounding virtual agents and voice observability software to contact centers.
Features
Performance – Gridspace runs neural networks directly on its own softswitches
Unified platform – Human & virtual agents in one place
Why it’s great
Gridspace is a true, full-stack provider of conversational AI – building and integrating its own enterprise-grade softswitch, conversational ASR, search engine, neural TTS, dialog systems and more.
Presenters
Evan Macmillan, CEO Before Gridspace, Macmillan co-founded Zappedy, a payments technology company that was backed by Eric Schmidt and acquired by Groupon. He has an engineering bachelor’s from Stanford in Product Design. LinkedIn
Adam Miller, Principal Engineer on Monophone Prior to Gridspace, Miller worked on the Search Webanswers team at Google and studied computer science at UIUC. LinkedIn
A look at the companies demoing at FinovateFall in New York on September 12 and 13. Register today and save your spot.
Bankjoy’s new Business Banking platform makes it easier for community banks and credit unions to deliver truly feature-rich digital banking technology to their business customers.
Features
Use one portal for multiple business accounts
Manage users & control permissions
Send transfers to multiple recipients & more
Presenter
Michael Duncan, CEO & Co-Founder Before founding Bankjoy, Duncan managed software development for a large credit union in Michigan, including the development of their mobile banking app. LinkedIn
A look at the companies demoing at FinovateFall in New York on September 12 and 13. Register today and save your spot.
Apiture’s embedded banking tools allow financial institutions to embed financial services into non-bank partners’ software, extending these services to new users and giving more convenient banking options.
Why it’s great
Embedded banking enables financial institutions of any size to create new revenue streams by attracting users outside of their existing geographic footprint and cross selling in new ways.
Presenters
Daniel Haisley, EVP of Innovation Haisley leads Apiture’s innovation efforts encompassing Data Intelligence and API Banking solutions. He has an extensive background in product and design management and, prior to his time at Apiture, Haisley held product leadership roles at Live Oak Bank and 1st Source Bank. He brings 10+ years of experience driving innovation in technology for financial institutions.
Haisley is a graduate of Purdue University in West Lafayette, IN, where he earned a B.S. in Financial Counseling & Planning, and the Graduate School of Banking at the University of Wisconsin in Madison, WI. LinkedIn
Danielle Eriksson, Director of Product Management Eriksson is responsible for leading the API Banking and Embedded Banking initiatives on the Innovation team. She has experience in capital markets, building financial products for retail and institutional investors, as well as building financial technology solutions to help financial institutions improve cost efficiencies, engage customers, and ultimately grow the balance sheet.
Eriksson graduated from Tufts University, where she earned a bachelor’s degree in Economics. She is currently pursuing a master’s degree in Quantitative Management and Business Analytics from the Fuqua School of Business. LinkedIn
This week, we take a look at more of the fintech entrepreneurs, analysts, and experts who will share their knowledge and insights into the fintech industry at FinovateFall next month.
Day One will feature Joe Lichtenberg, Global Head of Product and Industry Marketing for Intersystems, with his Mastermind Keynote address: How Next Generation Architectures Empower Financial Services Firms with Trusted Business Insights. Lichtenberg’s morning presentation will introduce a new architectural approach that is providing business decision makers with a consolidated, accurate, and real-time view of their business.
Personetics President of the Americas Jody Bhagat will deliver a Mastermind Keynote: How Mid-Market Banks Can Find Their Sweet Spot with Digital Plus Human Interactions in the afternoon of Day One. Bhagat will discuss how mid-market banks can evolve their relationship models to do more of what they do best: supporting customers with advanced money management capabilities and Digital Plus Human interactions.
VantageScore EVP and Chief Product Officer Rikard Bandebo will deliver a Mastermind Keynote in the afternoon of Day Two of FinovateFall. In a presentation titled Leveraging Data Analytics to Drive Financial Inclusion, Bandebo will talk about new tools and analytic strategies to discover not just newly scoreable consumers, but newly lendable consumers, as well.
Day Three of FinovateFall will feature a Mastermind Keynote during the Payments Stream. Tom Ward, Partner with Sidley Austin LLP and recent CFPB Enforcement Director, will deliver an address titled The CFPB in the Biden Administration – Enforcement and Regulatory Priorities for Fintechs in 2022 and Beyond. Ward’s presentation will explain the CFPB’s enforcement priorities as they relate to fintech and the organization’s current focus within the industry.
Co-founder and Chief Impact Officer for Symend Tiffany Kaminsky will deliver a Mastermind Keynote during the Customer Experience Stream on Day Three. Kaminsky’s presentation – Upping the Ante: Using the Science of Decision-Making for Effective Customer Engagement – will help businesses leverage behavioral science to better engage with customers and hyper-personalize customer outreach efforts.
Our Artificial Intelligence Stream on Day Three will feature a Mastermind Keynote from Kore.ai SVP of Marketing Michael Kropidlowski. In his address – Creating Extraordinary Customer and Employee Experiences for the Banking World – Kropidlowski will show how conversational AI is revolutionizing the customer experience in banking.
Visit our FinovateFall 2022 hub today and reserve your seat. Register by September 2nd and take advantage of early-bird savings!
A look at the companies demoing at FinovateFall in New York on September 12 and 13. Register today and save your spot.
Instnt’s fully-managed Customer Acceptance Platform helps businesses sign up and accept 50% more good customers with zero fraud loss for good, with continuous, portable identity assurance.
Features
One-click frictionless customer acceptance
Day 0 to Day N continuous identity assurance
Decentralized, reusable KYC verification
Why it’s great
Instnt provides frictionless customer acceptance experiences without compromising on security, risk and compliance.
Presenters
Sunil Madhu, CEO Madhu is a serial entrepreneur operating in Security, Risk & Compliance for over 30 years. Recently, he founded and was the CEO of Socure. LinkedIn
Justin Kamerman, CPO Kamerman has over 20 years of experience designing and building high performance distributed systems in the telecommunications, IPTV, identity verification, social media analytics, and IIoT industries. LinkedIn
Frictionless account access without pins/passcodes/passphrases
24/7 customer service with a user friendly, conversational IVR
Better security with biometric voice authentication
Why it’s great
The Illuma Shield Voice Authentication + Posh Conversational IVR integration improves operational efficiency, security, and customer experience for community banks and credit unions.
Presenters
Milind Borkar, CEO & Founder, Illuma Labs Borkar brings a background in R&D and more than 50 successful product launches to his role at Illuma Labs. LinkedIn
Karan Kashyap, CEO & Co-Founder, Posh Posh is a conversational AI fintech working with FIs. Kashyap is an alumni of MIT’s Artificial Intelligence Lab. LinkedIn
Chad Rogers, EVP & COO, Connexus Credit Union At Connexus Credit union ($4.9B in assets), Rogers leads a talented senior leadership team delivering exceptional experiences to ~420K members nationwide. LinkedIn