New clients of mobile wallet service PAYTOO can save tedious mobile keystrokes for their next text message, thanks to a new partnership with SaaS mobile-banking-technology provider Cachet Financial Solutions. This week, the Minnesota-based company announced that PAYTOO has selected Cachet to power mobile account opening for its mobile wallet solution.

Cachet’s Select Mobile Money will enable PAYTOO clients to open an account by using the camera on their smartphone or the ID scanner on a PAYTOO kiosk to take a picture of their state ID. Cachet uses the image to verify the user’s identity and prefill application-form fields, which helps reduce abandonment.

Cachet debuted Select Mobile Money at FinovateFall 2014, showing how its prepaid card offerings power a full suite of mobile financial services, including expedited bill pay, card-to-card transfer, remittance, and mobile deposit.

Last year, Cachet integrated Select Mobile Money with Apple Pay, allowing consumers to add a prepaid card to their Apple Wallet. In February, the company appointed Bryan Meier as its new CFO.