Apple must be one of the more lucrative advertisers these days at the Wall Street Journal. Apple has bought the back page more times than I can count to show off the iPhone and more-importantly, the diversity of applications available (see inset, note 1).
Lately, Apple has run “theme” ads showing applications related to a single category. Last week (Thurs, 9 April), the back of the A section showed personal finance apps (see left column below). Yesterday, the apps all supported small business and ran on the back of Marketplace (B) section (see right column below).
The only app to make both lists: personal finance superstar, Mint, which even scored top billing in the personal finance page, occupying the upper-left corner, where it’s blurb would likely score the highest readership.
The Apple website also has themed app guides. The managing money page (see screenshot below) features again features Mint, which gets the biggest graphic, Bank of America, who’s app was featured in dozens of Apple ads in 2008 and earlier this year, Bloomberg, Gas Cubby, iXpenseIt, Save Benjis, and Home Finder.
Bottom line: Financial institutions should think about how to add similar money management functionality to their mobile and online offers. As Aite’s Ron Shevlin pointed out in a comment here last week (emphasis added):
…..(the FinovateStartup participants) you talk about are helping people manage their financial lives, while the banks are [still] focused on helping people manage their financial accounts.
Big difference.
Table: iPhone apps listed in recent WSJ ads (clockwise from upper left)
| Personal Finance Theme | Small Business Theme |
| Helping you stretch your budget, one app at a time. | Helping you run your small business, one app at a time. |
| Date: 9 April 2009 | Date: 15 April 2009 |
| Mint.com (PFM) | Credit card terminal |
| Gas Cubby (mileage tracker) | Print & share (document management) |
| Spotasaurus (parking finder) | FedEx Mobile |
| RepairPal (mechanic finder) | Jott (voice recording/transcription) |
| AllRecipes.com (recipe finder) | iXpenseIt (expense report mgmt) |
| GoodGuide (product finder) | Jobs – Time Tracking |
| WootWatch (cheap gadgets) | Analytics App (website analytics) |
| Save Benjis (shopping comparison) | |
| RN Dining (rewards dining) | LogMeIn (remote computer access) |
| Find an Apartment | YellowPages.com |
| Cellfire (mobile coupons) | Mint.com |
| Barista (how to guide) | Quicksheet (spreadsheet) |
| Wi-Fi finder | Air Sharing (file manager) |
| CompareMe (price calculator) | Nomina (name/trademark search) |
| Loan Shark (loan tool) | SimpleMind Xpress (brainstorming) |
| Small Spend (mini PFM) | Keynote Remote (presentation tool) |
Apple’s Money Management page on its Website (link, 16 Apr 2009)
Notes:
1. My apologies for the image quality, taken via iPhone naturally.
2. For more info, see our latest Online Banking Report: Mobile Banking via iPhone.