• We address America’s “Cash-Out Crisis” by helping retirement savers understand the penalty, fee and tax implications of cashing-out their retirement savings as they change jobs. Every year, 4 in 10 people cash-out their 401k when they change jobs – an estimated $80 billion leaks from the system annually this way.
• We help reunite people with their orphaned 401k money. Millions of Americans have orphaned accounts left at former employers, accruing unnecessary fees with limited choice, at the heightened risk of being cashed-out. 
• We offer comprehensive fee disclosure for the estimated $75 billion+ that Americans pay annually in mutual fund fees and costs. Most people do not even know they pay these fees – and these costs can be substantially reduced. 

In response to the cash-out epidemic in the retirement system, Transparency Labs has developed automatic retirement preservation solutions to help Americans stay invested in retirement, reunite with their orphaned accounts, and dramatically lower their hidden fees and risks.”