- German digital banking and investment company Scalable Capital has opened its platform to major AI assistants including OpenAI, Claude, and Grok.
- Clients of Scalable Capital will be able to connect their accounts to their preferred AI assistant via this new Agentic Investing capability, and have the assistants conduct a range of operations from developing savings plans to executing trades.
- Founded in 2014, Scalable Capital made its Finovate debut at FinovateEurope 2016 in London.
If you didn’t get enough German fintech news with last week’s edition of Finovate Global, then we’ve got another story for you!
Munich-based digital banking and investment firm Scalable Capital has opened its platform to major AI assistants, including OpenAI’s ChatGPT, Anthropic’s Claude, and X’s Grok. Announced this week, the new Agentic Investing capability can be activated in clients’ profile settings, allowing them to connect their account to their AI assistant of choice.
“Agentic investing represents the greatest technological shift in financial technology since internet banking,” Scalable Capital Founder and Co-CEO Erik Podzuweit said. “By opening our platform, we are setting the benchmark for how humans, AI, and the capital markets interact.”
Clients will have access to all key features of Agentic Investing from day one: trading, establishing savings plans, managing watchlists, and creating price alerts. Agentic Investing offers native search for stocks, ETFs, and derivatives like options—with news, real-time quotes, and historical price data available free of charge. Clients will also be able to take advantage of Scalable Insights, which enables human investors and AI assistants alike to conduct in-depth portfolio analysis, including diversification health checks, scenario analyses, sector and regional breakdowns, and risk assessments.
Agentic Investing enables clients to manage a wide range of actions using simple, natural language prompts. From creating personalized newsletters and monitoring model portfolios to developing savings plans, managing trade orders, and building custom tools like interactive dashboards, the new offering delivers enhanced personalization and efficiency.
The new capability is the latest iteration of Scalable Capital’s AI ecosystem. In August of last year, the company unveiled Insights, an AI-powered chatbot that responds to financial queries and provides real-time analysis directly through the Scalable Capital app. The company noted that it will continue expanding Agentic Investing and integrating AI across more areas of its platform to support clients as they build their wealth. To facilitate integration, Scalable Capital provides both a Command Line Interface (CLI) and a Model Context Protocol (MCP) server. The CLI application can be installed directly on a user’s device. MCP is a standard originally developed by Anthropic that is now supported by major AI assistants to connect with external providers.
Founded in 2014 and headquartered in Munich, Germany, Scalable Capital made its Finovate debut at FinovateEurope 2016. The firm offers individuals accounts that enable them to save and borrow, as well as invest in stocks, ETFs, cryptocurrencies, funds, and more. The company’s digital wealth management business creates and manages globally diversified ETF portfolios for clients.