How they describe themselves: Turnkey Lender is a global leader in credit scoring, decision automation and loan management for the non-bank lending industry. We’ve taken all our expertise in enterprise level decision support and created a cloud-based software platform designed especially for a small to mid-size lending operations. It’s a great fit for any lender looking for superior-automation in conjunction with advanced credit scoring.

Compete with Big Banks without the Big Investment

How they describe their product/innovation: Turnkey Lender SaaS platform is an intelligent end-to-end solution for complete automation of the lending business in non-bank organizations. It supports all stages of the loan life cycle – from application processing and automated decision making to collection and reporting. The system can be easily integrated with any internal and external data sources and services for automated data retrieval and processing. Turnkey Lender minimizes credit risks through advanced scoring and screening of applicants and a comprehensive set of reports. Turnkey Lender is ideal for consumer lending, microfinance, payday loans, auto loans, mortgages, SME loans, in-house financing, P2P and other types of lending.

Product distribution strategy: Direct to Business (B2B)

How they describe themselves: ThreatMetrix®, The Digital Identity Company™, is the market-leading cloud solution for authenticating digital personas and transactions on the Internet. Verifying more than 20 billion annual transactions supporting 30,000 websites and 4,000 customers globally through the ThreatMetrix® Digital Identity Network, ThreatMetrix secures businesses and end users against account takeover, payment fraud and fraudulent account registrations resulting from malware and data breaches. The ThreatMetrix solution is deployed across financial services, e-commerce, payments and lending, media, government and insurance.

How they describe their product/innovation: The ThreatMetrix Digital Identity Network harnesses real-time shared intelligence from billions of transactions collected against tens of thousands of websites and hundreds of millions of mobile devices worldwide to stitch together a user’s true digital identity by analyzing the myriad of connections between devices, locations, behaviors, detected threats and critical but anonymized personal information.

Contacts:

Bus. Dev.: Patrick Tang, Strategic Alliance Director, APAC, [email protected]

Press: Ken Lam, Marketing Director, APAC, [email protected]

Sales: Frank Lau, Country Manager, Greater China Region, [email protected]

Based in Los Angeles, Totum Wealth is an innovative risk analytics company that empowers digital client engagement and suitable advice for financial advisors. Given the seismic changes in wealth management from regulations, demographics and pricing compression, Totum’s robust approach to risk and user-focused technology enables advisors to differentiate their offerings, increase conversion and scale the practice without additional staff.

Totum offers the first and only institutional-quality platform that systematically quantifies human capital factors or the unique risk exposures in each household, including health, family, career, financial strength and hidden correlation. The educational client questionnaire helps investors understand their multi-dimensional risk context. Using the firm’s select universe or preferred model portfolios, Totum’s risk alignment engine gives advisors the control to create a bespoke portfolio that fits client’s unique situations while mitigating risks. Advisors are able to engage their clients in making informed decisions to achieve better client satisfaction, conversion and retention.

Presentation

Totum 2.0 Intelligent Risk Alignment and Bespoke Portfolio Construction

We will unveil Totum 2.0, our latest technology that empowers a new experience for both the investors, an educational questionnaire, and for advisors, bespoke portfolio construction and proposal dashboard. The educational questionnaire interactively updates the Totum Risk Score as the investor goes through five dimensions of risk: life stage, investment goals, risk appetite, financial strength and human capital. The client selects the set of preferred investment outcome and can access their risk profile. The bespoke portfolio construction maps the Risk Score and the preferred investment outcome to a portfolio that fits these criteria. The advisor has full control over whether to use model portfolios, to build an allocation from select securities or to modify a portfolio with a slider. The portfolio dashboard enables the advisor to communicate complex risk/reward trade-offs of the portfolio in a simple and engaging way with the help of visualized scenario analysis and Monte Carlo simulation.

What You’ll Learn

• Digital client engagement is a must, given the new generation of clients and price compression. Totum offers wealth management firms a comprehensive solution from risk profiling to investment proposal.
• Totum’s intelligent risk alignment allows advisors to offer financial planning service profitably and have control over the delivery of unique IP manager selection and forward looking asset allocation.
• Our interactive risk questionnaire educates investors about their holistic risk context, identifies hidden correlations and provides awareness on how to mitigate the risks.

Presenter

Min Zhang, CEO & Co-Founder

linkedin.com/in/minzhangcfa | @minczhang | [email protected] | 213.375.8499

Sindeo has rebuilt the home financing experience from the ground up by providing customers with: (1) Access to a broad marketplace of over 1,000 loan programs, (2) Expert and unbiased guidance from mortgage advisors that are compensated based on customer satisfaction, (3) Innovative technology that streamlines the entire mortgage process.

Presentation

Sindeo: Transforming the Home Financing Experience

Sindeo will be presenting their online mortgage pre-qualification experience, SindeoOne. With SindeoOne, homebuyers and homeowners looking to refinance can shop over 1,000 loan products with one application and one credit pull in only 5 minutes. More specifically, this self-driven rate quote and pre-qualification tool allows consumers to check rates across Sindeo’s network of lenders and loan programs, complete a loan application, get free credit scores, go through automated underwriting, and generate a pre-qualification letter in only 5 minutes. SindeoOne integrates credit, underwriting, and document submission systems in a secure environment, while conforming to CFPB regulation.

What You’ll Learn

• Sindeo provides a one-stop shop for consumers to gain access to unbiased home financing advice along with the connection to the right mortgage product for their specific goal.
• SindeoOne provides consumers with a straightforward and streamlined online experience for the home financing process.
• Sindeo makes use of new APIs and modern web technology to tie together disparate systems to create a delightful user experience.

Presenters

Aimee Gaspar, VP, Product Management & Development

linkedin.com/in/aimeelene-gaspar-4a91331 | @AimeeleneG

Ori Zohar, Co-Founder

linkedin.com/in/orizohar | @Ozohar

Smartwave is a start up with more than 50 years of experience in design, development, management and implementation of large IT solutions for financial, banking and e-commerce business in SEE region. Smartwave is an all-in-one suite: intelligent Business Process Management (BPMs) suite, Adaptable Case Management (ACM), Business Rule Engine (BRM), Business Activity Monitoring (BAM), Master Data Management (MDM), with social collaboration and beautiful omni-channel experience with the best industry-specific solutions designed to speed up performance in the cloud or on premises.

Smartwave platform allows users to easily and quickly establish their business processes, which are becoming enterprise applications, while not required to have programming knowledge.

The tools that have been developed on the platform allow users to assign roles and responsibilities of participants in the business process, to define an automatic decision, to set and measure performance KPIs for defined processes, to define the prospects of documents which are integral parts of the process, to document management systems, etc. Visit http://smartwaveltd.com and start your free trial of Smartwave.

Presentation

Smartwave Digital Business Platform

There is a pervasive need for business to modernize the customer experience, act faster, automate processes, mobilize operations and optimize a supply chain. Digital Business Platform is the answer to today’s rising customer expectations and rapid technological innovations.

Smartwave is an all-in-one business platform that powers agile solutions to specific operational challenges, allowing easy creation of apps to support your clients’ processes and overcome the limitations of legacy systems. Smartwave digital business platform decreases time-to-market and time-to-use. It serves to easily manage multiple, evolving, long-lived business processes that span both people and systems and functional boundaries as well. With Smartwave’s state of the art solution, you can create workflows, automate business processes, define rules, compose UI, and build entire apps without writing a single line of code. Smartwave platform offers collaboration on documents, tasks and cases, immediate feedback from employees, partners, and customers, and continuous improvement of their processes.

What You’ll Learn

• Smartwave platform provides developers and non-coders (consultants or business process specialists) a simple and powerful interface to build, change, and improve business process app without coding.
• Experience some of the Smartwave modules: business process modeling, decision making tool, smart pricing and customer segmentation, omni-channel experience, product catalogue, business and performance KPI.
• Use our ready made apps, made on Smartwave platform, and integrate them with your core systems, or change some steps to make them inline with your business rules.

Presenters

Nikola Mikavica, Director, Sales & Marketing

[email protected]

Aleksandar Radoicic, CTO

[email protected]

SnoopWall’s mission is to be a trusted provider of cost effective, proactive security solutions that enhance organizations’ cyber-risk mitigation strategies. SnoopWall’s portfolio includes an application SDK designed to deliver app and port authority capabilities. MobileSHIELD endpoint agent enhances corporate BYOD security. NetSHIELD is designed to deliver critical network access control ensuring only trusted wired and wireless assets access corporate networks. Additionally, zero-hour malware and phishing attack real-time quarantine, mac-spoof detection, TLD blocking, comprehensive auditing, vulnerability assessments, and compliance reporting enhance this comprehensive and compelling offering.

Presentation

Prioritize and Enhance Security for Mobile Apps

Increase adoption of your mobile app with AppSHIELD SDK.

Many mobile banking apps are insecure and hackable. Many trusted apps exploit these m-banking vulnerabilities. See a demo of a “big-bank” app being exploited and explore some of the permissions many consumers readily accept that make apps increasingly vulnerable.

Explore some of the solutions available today to enhance app security and reduce your organization’s risk profile.

What You’ll Learn

• Learn about some of the vulnerabilities that make apps insecure
• Get a sense for how big the problem really is
• Learn how to reduce your organization’s app security risk profile

Presenters

Chris Gauthier, VP, Engineering

Mark Bermingham, VP, Marketing & Business Development

[email protected] | 603.401.2006

SpeechPRO is a global leader in speech and audio processing. The strength of our technology comes from a world-class R&D team of over 150 specialists including 28 PhDs. SpeechPRO global distribution network spans over 200 resellers and partners worldwide. Our products are deployed to over 74 countries. SpeechPRO core expertise is speech recognition & text-to-speech, audio recording, forensic audio analysis, noise cancellation (audio enhancement) and biometrics (authentication, identification and verification).

Presentation

VoiceKey OnePass – Multi-Modal Mobile Biometric Authentication Solution

VoiceKey OnePass is SpeechPRO’s multi-modal (face and voice) Mobile Biometric Authentication solution providing high security and ease of use. This application provides an unparalleled experience for new customers on-boarding with ID documents check, identification, fraud detection and biometric authentication capabilities on the mobile platforms and via web browser.

What You’ll Learn

• This mobile biometrics authentication solution satisfies high security requirements with ease of use.
• Unique liveness detection methods foil selfie and recorded playback hacks.
• Multi-modal (face + voice) biometrics result in equal error rates of around .25%.

Presenter

Oleg Kovpak, Head of PMO

The Symphony Software Foundation is an independent non­profit organization formed to sustain the Open Governance, Open Source development, and adoption of Symphony as the industry-standard secure messaging platform. Symphony makes it easier and safer for organizations in regulated industries to communicate and collaborate behind and across the firewall, while maintaining full compliance.

The Symphony Software Foundation hosts an ecosystem of Open Source projects and working groups that enable Open Collaboration in Financial Services on the Symphony Platform.

Presentation

Open: The Cornerstone of True Collaboration

Enterprise collaboration has historically been dominated by proprietary platforms, especially in highly regulated industries like FinServ. Learn how the Foundation is building an open ecosystem that fosters industry-wide collaboration, enabling your firm to stay on top of the FinTech revolution.

What You’ll Learn

• How Open Source is accelerating the ecosystem around the Symphony Communication Platform
• Success stories from the Foundation
• How you can participate and contribute today

Presenter

Peter Monks, VP, Technology

linkedin.com/in/pmonks | @pmonks

Before joining the Symphony Software Foundation, Peter was previously the Principle Product Manager at Inkling. He was also the Director of Platform Product Management at Alfresco. Peter has a wealth of expertise in Developer Platforms, Open Source, and SaaS & Collaboration.

Tango Card’s Reward Delivery Platform (RDP) was created to make the incentive portion of reward and incentive programs easy. A verbose global catalog, fulfillment, and accounting are all bundled up inside of RDP. There are a lot of moving parts to make your program a success – trust RDP to streamline all processes around e-gift cards, prepaid cards, digital checks, PayPal payments, and donations. With the ability to deliver one-off, in bulk, or automated via the Rewards as a Service API, RDP can add value to your program as soon as you’re ready.

Presentation

The Rewards as a Service API

We are going to demo a live integration of our RaaS API into a live customer program. Then we will proceed to demonstrate our API methods and how they are used to knit stellar reward programs into our customers’ apps and platforms.

What You’ll Learn

• How we support enterprise reward programs with our RaaS API
• The methods of our API
• How prevalent and useful digital rewards, like e-gift cards, already are

Presenters

Chek Lim, CTO

[email protected]

Elliott White, Business Development Director

linkedin.com/in/elliott-white-5241b64a | @elliottpwhite | [email protected] | 206.228.5644

How they describe themselves: Trusona is leading the #NoPasswords Revolution with the world’s first and only insured cloud identity suite with an offering that is free to all consumers! Trusona’s cloud identity suite includes three levels of service with offerings for everyday logins to protecting the world’s most sensitive assets including: SWIFT wires, DTC stock transfers, critical infrastructure logins, government systems, high net-worth individual accounts, VIPs and major news social media, Business Email Compromise (BEC) wire fraud, healthcare records, and much more.

How they describe their product/innovation: Trusona will provide the first ever public demonstration of its Cloud Identity Suite with offerings for all online security needs. Trusona’s cloud identity suite includes three levels of service: Essential, Executive, and Elite – which is the first only security to be backed by an A+ rated insurance carrier with up to $1M in coverage per transaction.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts:

Press: Michelle DiDomenico, Director of Marketing, [email protected], 480-454-2376
Sales: John Bates, VP Sales, [email protected]

How they describe themselves: Trulioo is the leading global identity verification provider specializing in anti-money laundering (AML) and Know Your Customer (KYC) compliance. From payments and financial services to ecommerce and online marketplaces, Trulioo’s instant identity verification services a wide spectrum of industries. The company’s mission is to help increase trust and safety online by solving global problems associated with verifying identities. Trulioo’s RegTech solution, GlobalGateway, harnesses the latest technology and comprehensive data to power fraud and compliance systems for clients worldwide.

How they describe their product/innovation: Trulioo’s bank-grade identity verification product, GlobalGateway, enables businesses to perform frictionless identity verification for more than 4 billion people in over 50 countries via 200 data sources – the widest coverage in the market. GlobalGateway helps businesses comply with Anti-Money Laundering (AML) and Know Your Customer (KYC) identity verification needs, and provides a reliable and trustworthy way for businesses to evaluate new and existing users through one, single portal or Normalized API.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts:

Bus. Dev.: Anatoly Kvitnitsky, Head of Growth, [email protected]
Press: Kim Hong, VP Marketing, [email protected]
Sales: [email protected]