How they describe themselves: We have developed AI infrastructure to solve the challenge of analyzing and automating omni-channel Voice of the Consumer for financial customer experience and digital transformation teams using unsupervised and supervised AI workflows.

How they describe their product/innovation: Stratifyd’s AI-powered platform ingests, analyzes, and visualizes structured and unstructured data. We utilize unsupervised machine learning, natural language understanding, topic modeling, predictive intelligence, sentiment scoring, and more to deliver comprehensive data sets to clients.

We will also showcase our self-service solutions that solve unique business problems. Our solutions are scalable and are easy for any and all departments to adopt.

Product distribution strategy: Direct to Business (B2B)

Contacts

Bus. Dev.: Cara Walters, Senior Marketing Director, [email protected]
Press:  Michele McDermott-Fox, Boulevard PR, [email protected]

How they describe themselves: We are focused on empowering individuals through their salaries. By leveraging the existing relationship that employees have with their employers, we allow different ranges of providers to offer fairer financial products compared to the ones available in the market. We connect the product offerings from FIs to the payroll of companies, providing real-time employees’ information as well as allowing financial providers to collect payments directly from the salaries of these individuals.

How they describe their product/innovation: The solution connects the product offering from financial institutions to the payroll of companies, providing real-time employees’ information (basic profile data, salaries, employment status, etc.) as well as allowing financial providers to collect payments/installments from the salaries of these individuals.

The company’s cloud-based platform currently manages 5 million financial contracts every month, manages over $22 billion worth of contracts from different providers, and offers products from 70+ financial institutions globally.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through other fintech companies and platforms

Contacts

Bus. Dev.: Mateus Gomes, Bus. Dev. Manager, +44 74 6071 4617

How they describe themselves: Revest’s autonomous equities management systems help investors take command of the market.

How they describe their product/innovation: Advancements in cutting-edge research enables Revest to see things from a different perspective. The likes of over 5 scientific fields, in combination with our innovative solutions, enable us to consistently generate considerable returns. Using early market-correction detection systems, we’re able to keep capital safe, affording clients the peace of mind of a stable and diverse portfolio.

Contacts

Bus. Dev. & Press: Danny Kabakibo, CEO, CTO & Founder, [email protected]

How they describe themselves: Qwil Messenger is a single chat app that solves the challenge of making chat safe and compliant when it matters most: between staff, prospects, clients and partners.

• Instantly deploy your own secure, branded chat service between your staff and clients.
• Replace the use of insecure email and non-compliant social chat in your business.
• Own and control your business data to meet the latest compliance and data protection regulations (including GDPR), in your hosting location of choice.

How they describe their product/innovation: Qwil Messenger is a single chat app, for both mobile and web, that solves the challenge of making chat safe and compliant when it matters most: between staff, prospects, clients and partners.

Leverage our 200 APIs to seamlessly integrate into your CRM, core banking systems and portals to communicate and share files securely with verified participants outside of your firm.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts

Bus. Dev. & Press: Laurent Guyot, CFO, [email protected], +44 79 7711 7829

How they describe themselves: TelosTouch is the first Guided Collaboration™ platform that reveals client needs in real-time to deliver personalized and tangible advice at scale. Our patent-pending technology unlocks a rich behavioral data set that drives client engagement, advisor capacity and business opportunities. This enables evidence-based advice and impact to create and protect wealth. Now, advisors can shift their value proposition beyond investment returns.

How they describe their product/innovation: TelosTouch shifts the advisor’s process from one-time surveys to real-time evidence-based discovery. Advisors are challenged by the disconnect between what clients say they will do and what they end up doing. TelosTouch captures offline behaviors and enables advisors to bridge this gap. As clients use our platform, our technology converts interactions into behavioral intelligence. Our patent-pending technology also learns from every TouchPoint™ that advisors build to convert implicit expert knowledge into codified system intelligence.

Product distribution strategy: Through financial institutions

Contacts

Bus. Dev.: Hassan Kenawi, VP Growth, [email protected], 416-477-7644 x 404
Press: Bev MacLean, Communications & Media, [email protected], 416-477-7644 x 401

How they describe themselves: Trulioo helps organizations instantly verify five billon people and 250 million businesses online through a single API. Hundreds of businesses around the world use Trulioo to digitally verify customers, increase trust and safety, meet AML/KYC compliance requirements, and mitigate fraud risks. To participate in today’s digital, borderless economy, identity verification is mission-critical. Not only is it necessary to establish trust and safety online, it’s particularly pertinent for people without access to traditional identity documentation.

How they describe their product/innovation: To demonstrate how businesses can leverage our API to help increase trust and safety online, we will be presenting a fast, simple way for startups and developers to verify marketplace buyers and sellers during account creation. By leveraging a front-end tool that provides instant access to GlobalGateway, Trulioo’s global identity verification API, we will showcase how easy it is to verify users with only a few lines of code – increasing customer acquisition, reducing costs, and mitigating risk. Trulioo’s API enables developers to verify anyone, anywhere.

Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms, licensed

Contacts

Bus. Dev. & Press: Kim Hong, VP of Marketing, [email protected]

How they describe themselves: We power lenders’ decisions in the un-/under-banked sector = 64 million people in the U.S. alone. Old credit bureaus can’t score these consumers because the likes of Experian & TransUnion can only gather data on people who already have a **conventional financial** life. Our data-gathering and scoring AI/ML assesses people who are deserving-but-invisible to the current system. We gather un-structured data and “consumer consented” data in the real (messy!) world…globally. Note that many, many countries do not even have any “current system” for credit scoring! Analogy: Trust Science is leapfrogging the multi-billion dollar “old system” by being natively mobile, pure SaaS, and AI-powered…vs. rigidly hardwired to a single class of data source.

How they describe their product/innovation: AI-powered data gathering a) in the wild and b) via a mobile phone app offered to end-to-end user borrowers by our lender customers (i.e. permission’ed, volunteer data acquisition.) Then we unleash AI-based scoring/analytics on all the gathered data in a legally-compliant way (Explainable, FCRA and ECOA-Compliant, with Adverse Action and Reason Codes, etc.) Our lender customers ingest our calculated scores and/or recommended loan amounts and/or loan terms either via API into their own decision support systems, or they can receive it via a stand alone human read’able portal. Hosted in a hybrid of both AWS and Azure.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through other fintech companies and platforms, licensed

Contacts

Bus. Dev.: Evan Chrapko, CEO, [email protected], 403-585-3826
Bryan Katis, CPO, [email protected], 678-468-7391
Press: Zac Holt, Dir. of Marketing, [email protected], 587-785-4658

How they describe themselves: Founded in Vancouver in 2011, Trulioo helps organizations instantly verify five billon individuals and 250 million businesses worldwide. Trulioo enables organizations to break into new markets in minutes, bringing essential services and opportunities to billions of people – particularly those in underserved markets. Hundreds of businesses around the world use Trulioo to digitally verify customers, meet AML/KYC compliance requirements, while preventing fraud and reducing risk.

How they describe their product/innovation: This year, Trulioo presents a fast and simple way for startups and developers to verify customers across multiple markets, while supporting AML/KYC compliance requirements, by simply embedding a snippet of code. We will showcase how easy it is for a developer to query GlobalGateway, Trulioo’s identity verification API, with only a few lines of code. Trulioo’s API enables developers to verify anyone, anywhere, in a matter of seconds – a dream come true.

Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms, licensed

Contacts

Bus. Dev. & Press: Kim Hong, VP Marketing, [email protected]

How they describe themselves: Terafina was founded in 2014 by industry veterans with strategic and operational management experience in digital banking and technology. We have been innovating in the digital and omnichannel account opening space for over 5 years with repeatable and proven success.

Our solution is simple, secure and seamless helping banks and credit unions turn their online and mobile engines into strong conversion tools. We drive growth by strategically leveraging and positioning your product offerings while building a collaborative and seamless experience across all your channels – online, branches, and call centers.

How they describe their product/innovation: Terafina believes in creating a guided client experience that goes beyond onboarding and leveling up the sales process to think about how you build 30-60-90+ day lifecycle relationships. As a proven solution, we continue to innovate and broaden our reach and impact. We expanded and evolved our Digital Sales Platform to allow a bank or credit union to uniquely address the needs of the small business segment and target consumers with a single solution. This helps a financial institution deepen client relationships through lending and deposit offerings that are underpinned with an omnichannel experience that helps accelerate its growth on a single platform.

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contacts

Bus. Dev. & Press: Jason Hillner, Sr. Director of Sales, [email protected]

How they describe themselves: Since 2004, Strands has been leveraging extensive expertise in Big Data and Machine Learning to develop AI-based, highly-customizable digital money management software. By working with top-tier financial institutions worldwide and serving more than 600 bank implementations, Strands empowers people to better manage their life, and make decisions in a smarter and independent way. Seamlessly integrated with the bank’s existing systems, Strands Finance Suite is relationship banking and smarter banking all rolled into one. Products include Personal Financial Management (PFM), Business Financial Management (BFM), Insights-Driven Solutions (Engager), Open Banking Solution (API Hub) and Customer-Linked Offers (CLO).

Mastercard (NYSE: MA), www.mastercard.com, is a technology company in the global payments industry. Our global payments processing network connects consumers, financial institutions, merchants, governments and businesses in more than 210 countries and territories. Mastercard products and solutions make everyday commerce activities – such as shopping, traveling, running a business and managing finances – easier, more secure and more efficient for everyone. Follow us on Twitter @MastercardNews, join the discussion on the Beyond the Transaction Blog and subscribe for the latest news on the Engagement Bureau.

How they describe their product/innovation: Strands and Mastercard will be on stage together to showcase their latest innovation: Strands SME Cash Flow Manager enhanced by Mastercard Technology. This solution is a tailor-made digitalization tool for SME banking, using cutting-edge business financial management technology. Strands and Mastercard have been working together globally to provide issuing banks with an integrated platform of digital cash management and commercial payment tools technology specifically designed to benefit their small-to-medium enterprise customer base with forwarding looking, actionable insights.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts

Bus. Dev.: Strands: Carlos Atehortua, VP Sales, North America, [email protected]
Mastercard: Aidan Hayes, Dir. Global Small Bus., [email protected]
Press: Strands: Miriam Ballesteros, Head of Comms, [email protected], +34 667 74 91 45
Mastercard: Alyssa Rosenblatt, Dir., [email protected], +1-914-249-1564

How they describe themselves: Status Money is marketing platform that enables advertisers to deliver hyper-targeted offers online. It delivers ads to consumers via a free budgeting app that shows them how their finances compare with peers and gives them cash rewards for engaging with personalized recommendations.

How they describe their product/innovation: The Status Money Chrome Extension enables banks and other advertisers to contextually target consumers with offers as they’re shopping across the internet (including on their competitors’ websites). The platform enables advertisers to define detailed targeting criteria (based on verified credit score, income, and financial data) and to provide cash incentives to consumers who engage with their offers.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), licensed

Contacts

Bus. Dev. & Press: Majd Maksad, CEO, [email protected]