Intelligent payment card company Dynamics, announced yesterday at the Money2020 Expo in Las Vegas that its ePlate payment card is now publicly available. Missouri-based UMB Financial Corp. will offer the card for a $99 annual fee.

Dynamics first announced the ePlate card in April of this year.

On its website, Dynamics offers a “test drive” experience of the card. The test drive allows consumers to choose their payment experience as they would on the app, push a button on the virtual card to select between two experiences, and virtually swipe the ePlate card.

To get a card, consumers register with Dynamics, choose between an ePlate card and a Black Gold card (limited to 5,000 devices), and is redirected to UMB to fill out a credit application. Contingent upon approval, they will be sent the card within 1 to 2 weeks.

To learn more about Dynamics, watch its FinovateFall 2012 demo.