NFC and EMV compatible point of sale (POS) terminals used to be called future-proof. With Apple Pay, Samsung Pay, and the liability shift coming later this year in the U.S., the future is now.

Handpoint, a U.K.-based company that offers its EMV (Chip & PIN) solution to merchants in Europe and South Africa, announced today it is launching its complete EMV payments solution in the U.S. and Canada.

U.S.-based POS developers can now integrate Handpoint’s APIs and SDKs, offering merchants a white-label POS solution. Additionally, Handpoint will distribute its card readers that are PCI-DSS compliant and are able to handle EMV, MSR, and NFC payments, and global processing capabilities.

Handpoint HiLite EMV-capable card reader

To get started, merchants must pay a one-time setup fee for the card reader. While there’s no word on how much this will cost, Handpoint charges £99 in Europe. The company does not charge a monthly fee, but merchants pay a flat rate of 2.65% per transaction on Visa and MasterCard payments.

This comes on the heels of CardFlight’s announcement yesterday that it now offers an EMV-capable mPOS device.

Handpoint demonstrated its hybrid magstripe chip reader unit at FinovateFall 2012.