- FintechOS and Finastra have forged a strategic partnership designed to modernize the account origination process for small businesses and consumers.
- The partnership will integrate the Finastra Phoenix core system and MalauzAI Digital Banking into the FintechOS platform.
- Finastra was formed via a merger between D+H Corporation and Finovate alum Misys in 2017. FintechOS has been a Finovate alum since FinovateFall 2021.
A newly announced strategic partnership between FintechOS and Finastra will help modernize the account origination process for small businesses and consumers. The pact will integrate both the Finastra Phoenix core system and MalauzAI Digital Banking into the FintechOS platform to make the account opening process faster, easier, and more secure for both in-person and online applicants.
“Our collaboration with Finastra is a direct response to the market’s demand for faster innovation,” FintechOS SVP of Growth Ash Govindia said. “By integrating our low-code digital onboarding and origination platform with Finastra’s core system, we are empowering financial institutions to launch sophisticated, customer-centric products in weeks, not months.”
The combination of a reliable core and digital banking system with a low-code origination platform and AI-powered product engine will help institutions avoid issues common to both traditional and online account opening processes. The integration will enable Finastra customers to configure pricing, tiers, bundles, and eligibility rules, and publish them to mobile, web, and banker-assisted journeys. This will reduce time to market and make operations less complex. The combined capabilities will be available to joint customers of both companies.
“Our goal is to help community and regional financial institutions deliver compelling experiences wherever customers engage,” Finastra General Manager, US Core and Digital Banking, Joe Gomez, said. “FintechOS complements Phoenix and MalauzAI by adding a flexible product and pricing layer that simplifies account opening while supporting personalized offers across channels. Together we make it easier to innovate while maximizing existing investments.”
Headquartered in London, Finastra leverages its expertise in lending, payments, universal banking, treasury, and capital markets to provide software solutions to more than 8,000 customers in more than 130 countries. This includes 45 of the world’s top 50 banks. Formed in a merger between Misys and D+H Corporation in 2017, the company recently announced a partnership with Belize Bank Group, which has deployed the company’s cloud-native core banking solution, Essence.
FintechOS made its Finovate debut at FinovateFall 2021 and returned to the stage earlier this year for FinovateFall 2025. Based in London and founded in 2017, the company offers an AI-driven product engine that integrates seamlessly into banks’ existing systems. The technology features low-code capabilities and composable architecture that facilitate rapid digital transformation and innovation without replacing current core infrastructure. Last month, the company announced that it has forged a strategic partnership with HCLTech to accelerate digital transformation and core modernization for banks and insurers.