FinovateFall 2025 Sneak Peek Series: Part 7

A look at the companies demoing at FinovateFall in New York on September 8 – 10. Register today using this link and save 20%.

Conductiv

Conductiv helps lenders find more good loans, approve them faster, and grow portfolios safely using AI and permissioned data orchestration.

Features

  • Prevents fraud
  • Identifies charge offs before they happen
  • Finds new good loans hidden within existing loan applications

Who’s it for?

Banks and credit unions that make retail, SMB, and commercial loans.

Dimply

Dimply is an intuitive AI experience engine for builders in financial services to create, own, and evolve customer experiences, turning any data into personalized experiences, ready to embed instantly.

Features

  • Allow teams closest to customers to own the experience
  • Bring APIs in real-time to orchestrate data
  • Deliver personalized journeys inside existing apps and sites

Who’s it for?

Banks, credit unions, insurers, pension providers, wealth managers, and other financial services providers.

ID-Pal

ID-Pal’s ID-Detect is an additional layer of verification applied to every submission that accurately detects the most common type of AI document fraud, like synthetic IDs and portrait swaps.

Features

  • Confirms presence of physical, real ID vs. deepfake
  • Detects AI-manipulated IDs instantly and removes risk of fraud
  • Delivers seamless onboarding of real users and reduces false-positives

Who’s it for?

Credit unions, community banks, payment providers, wealth management firms, fund admins, merchant acquirers, and financial service providers.

Kaaj AI

Kaaj AI agents turn messy small business loan packages into clear, holistic risk assessments in just three minutes, helping lenders close ten times more loans.

Features

  • Delivers an end-to-end small business loan assessment in three minutes
  • Provides holistic credit and fraud risk insights with ready-to-review credit memos
  • Offers AI agents for loan officers, sales, and credit teams that unlock ten times more loans

Who’s it for?

Banks, credit unions, and small business lenders.

Payfinia

Payfinia’s composable QR payment service, built with Matera, allows FIs to deliver secure, instant QR code payments across FedNow, RTP, ACH, and digital asset platforms.

Features

  • Delivers instant, secure bank-to-bank payments via QR codes
  • Works across FedNow, RTP, ACH, or digital assets
  • Ensures safe, real-time transactions with native fraud controls

Who’s it for?

Credit unions, community banks, digital banking platform providers, and fintechs.

Scamnetic

Scamnetic offers cutting-edge, globally patented AI solutions that detect, prevent, and stop scams in real time, protecting identities and communications everywhere.

Features

  • KnowScam 2.0: Provides real-time scam detection across multiple channels
  • IDEveryoneā„¢: Delivers instant identity verification to prevent impersonation
  • Enhanced AI: Uses deepfake detection with actionable insights

Who’s it for?

Banks, credit unions, payment providers, fintechs, SMBs, and individuals.

Vertice AI

Vertice AI empowers community FIs with predictive analytics that transform data into actionable insights, driving smarter, measurable growth.

Features

  • Delivers AI-powered insights for precise customer targeting, boosting acquisition and cross-selling
  • Provides automated, personalized campaigns that maximize engagement
  • Offers scalable, compliant marketing content creation

Who’s it for?

Credit unions and community banks of all sizes.

FinovateFall 2025 Sneak Peek Series: Part 6

A look at the companies demoing at FinovateFall in New York on September 8 – 10. Register today using this link and save 20%.

Appli

Appli’s AI-powered calculators turn visitors into confident shoppers, guiding key loan and savings decisions to boost revenue across every financial product.

Features

  • Delivers personalized financial guidance using AI enabled financial calculators
  • Boosts engagement via a trusted experience seamlessly embedded
  • Drives revenue growth and turns trust into loyal customers

Who’s it for?

Credit unions and community banks.

Debbie

Debbie is a rewards platform for good money habits where users can earn points for saving, paying off debt, and making on time payments.

Features

  • Drives 2x average deposit lift from engaged members
  • Delivers a 35% reduction in delinquencies
  • Sources thousands of new consumers for half the cost
  • Provides competitive intelligence data for upsell opportunities

Who’s it for?

Banks and credit unions.

FintechOS

FintechOS’s AI-driven product engine helps banks innovate without replacing core systems. Its low-code, composable architecture accelerates digital transformation, enhancing compliance and decision-making.

Features

  • Launch Web3 products without core changes
  • Manage deposits and digital assets from a single platform
  • Unlock revenue via crypto-backed lending with GENIUS Act readiness

Who’s it for?

Regional and community banks and credit unions.

Lyzr AI

Lyzr AI is a full stack AI agent infrastructure platform for enterprise.

Features

  • Safe and responsible AI built into the framework
  • Full stack approach from building agents to taking them into production
  • Clonable blueprints and use cases for financial institutions

Who’s it for?

Banks and financial institutions.

Mall IQ

Mall IQ (rebranded as LocatIQ) is an SF-based location AI company empowering financial institutions with real-time customer intent insights, predictive AI models, and contextual engagement.

Features

  • Delivers real-time, hyper-personalized engagement for revenue growth
  • Uses predictive AI models for card spend potential, including affluent and churn prediction
  • Offers alternative credit scoring, fraud prevention, and false card decline prevention

Who’s it for?

Card banks, credit unions, B2C fintech payment companies, loyalty platforms, and retailers.

MoneyPlanned

MoneyPlanned is a patented AI infrastructure for financial planning—delivering real-time, personalised, compliant advice and execution, turning every institution into a 24/7 superhuman advisor.

Features

  • Patented AI infrastructure: Builds and executes goal-based plans in minutes
  • Behavior-aware engine: Adapts to life events, nudging action
  • Enterprise rails: API, onboarding, eKYC, compliance, white-label

Who’s it for?

Advisors, banks, and consumers.

Reset

Reset enables banks and credit unions to natively embed earned wage access, driving growth in deposits and transaction revenue while strengthening customer financial health.

Features

  • Gives cardholders daily access to income and automated cashflow budgeting
  • Attracts and retains direct deposit relationships
  • Earns 4x more interchange revenue per transaction on existing cards

Who’s it for?

Banks, credit unions, and payment processors.

FinovateFall 2025 Sneak Peek Series: Part 5

A look at the companies demoing at FinovateFall in New York on September 8 – 10. Register today using this link and save 20%.

Castellum.AI

Castellum.AI is a financial crime compliance platform with in-house risk data, AML/KYC screening, and AI agents. Through its use, institutions identify risk and take on business with confidence.

Features

  • 83% less time reviewing AML alerts
  • 94% reduction in false positives
  • Instant AML alert adjudication

Who’s it for?

Community banks, BaaS sponsor banks, credit unions, fintechs, and crypto exchanges.

CD Valet

CD Valet is a digital marketplace connecting financial institutions with consumers to compare and open CDs with the best rates and terms nationwide.

Features

  • Offers comprehensive data to price CD offers that win deposits
  • Delivers insights that help users understand competitor strategies and consumer behavior
  • Provides marketing services to help companies succeed on a digital marketplace

Who’s it for?

Credit unions and banks with $1B+ in assets, CMOs, and CFOs.

Charm Security

Charm Security is an AI-powered scam defense platform proactively protecting financial institutions and their customers from scams, social engineering, and human-centric fraud.

Features

  • Delivers AI-powered scam defense agents
  • Offers protection, prevention, and remediation of scams, social engineering, and human-centric fraud
  • ⁠Reduces losses and operational costs
  • Builds customer trust and company reputation

Who’s it for?

Banks, credit unions, and payment providers.

Fideo Intelligence

Fideo Intelligence’s Verify provides an AI-powered, unified series of real-time risk checks through a single API to help banks, financial institutions, and financial platforms proactively verify identities pre-KYC.

Features

  • Comprehensive: Eight categories of checks per session
  • Cost-Effective: Low-cost application, saving operational and fraud-related expenses
  • AI-Powered: Dynamic, adaptive, real-time risk scoring

Who’s it for?

Financial services (including banks and credit unions), fintechs, and telecom companies.

Fravity

Fravity’s AI Agentic Copilot for investigations and operations in Fraud Risk and AML Compliance (FRAML) works alongside existing tools, acting as an AI expert to help investigate complex cases, enforce policies, perform investigative leg-work, and help users make faster, more accurate decisions with complete confidence.

Features

  • Offers a catalog of tuned AI agents and workflows for FRAML investigations operations
  • Provides Copilot as a plug-n-play browser extension for analysts
  • Delivers an AI studio that lets users build their own agents and workflows

Who’s it for?

Banks, credit unions, payment providers, and fintechs.

Sequretek

Sequretek offers AI-powered, cloud-native, open, modular, and cost-effective solutions that simplify security and empower business growth.

Features

  • Utilizes single console visibility
  • Produces organizational risk scores
  • Offers Defense-in-Breadth and Defense-in-Depth
  • Provides asset threat mapping
  • Delivers AI-based attack detection enhanced by GenAI analytics

Who’s it for?

Financial services, credit unions, community banks, healthcare, manufacturing, SMB’s, pharmaceuticals, retail, technology, and more.

Warrant

Warrant is an AI platform that reviews marketing content against 1,500+ regulations, flags risks instantly, and streamlines approvals and recordkeeping to keep teams compliant.

Features

  • Flags risks instantly across 1,500+ regulations with AI compliance checks
  • Delivers faster approvals, cutting review time down from weeks to minutes
  • Reduces labor costs, savings average $200K+ annually

Who’s it for?

Banks and credit unions.

FinovateFall 2025 Sneak Peek Series: Part 4

A look at the companies demoing at FinovateFall in New York on September 8 – 10. Register today using this link and save 20%.

Boucoup

Boucoup supercharges youth accounts to drive revenue, increase deposits, and fuel long-term growth—all while keeping the financial institution in full control.

Features

  • Delivers a seamless core integration that keeps the financial institution’s brand front and center
  • Offers secure, controlled deposits with full data ownership
  • Boosts engagement and card usage to drive lasting revenue growth

Who’s it for?

Credit unions and community banks.

Clarista

Clarista transforms fragmented data into real-time AI-powered insights, empowering financial institutions to accelerate decisions, improve compliance, and unlock growth opportunities with built-in trust.

Features

  • Provides real-time AI insights from all data sources
  • Includes built-in governance and compliance alignment
  • Delivers faster, smarter lending and investment decisions

Who’s it for?

Banks, credit unions, asset managers, private equity firms, insurance providers, and other financial institutions.

R34DY

R34DY’s ABLEMENTS integration-as-a-service platform addresses integration problems that financial institutions encounter.

Features

  • AI-driven system discovery
  • Unified data without migration
  • Process automation
  • Architecture insights
  • Production flow control

Who’s it for?

Banks, insurance companies, solutions providers, system integrators, neobanks, credit unions, fintechs, payment/EMI providers, embedded finance entities, government entities, and energy companies.

Veep Software

Veep Software’s AI platform for banks and credit unions uses patent-pending risk & wellness scores to deliver real-time funds access and promote financial wellness.

Features

  • Attracts and retains younger, digitally savvy account holders
  • Builds trust with AI insights that protect the institution and those they serve
  • Makes lasting financial wellness simple and achievable

Who’s it for?

Community banks and credit unions.

FinovateFall 2025 Sneak Peek Series: Part 3

A look at the companies demoing at FinovateFall in New York on September 8 – 10. Register today using this link and save 20%.

ebankIT

ebankIT’s Agentic AI empowers FIs to boost engagement, streamline operations, and deliver hyper-personalized banking across every digital channel.

Features

  • Agentic AI: Powers smarter decisions and automation
  • Personalized journeys: Engages users across channels
  • Efficiency and scale: Unlocks agility and fuels growth

Who’s it for?

Community banks and credit unions.

Jump

Jump’s AI meeting assistant streamlines client meetings, automates administrative tasks, reduces workloads, and strengthens relationships—positioning Jump as a leading AI solution for financial advisors.

Features

  • Offers a live notetaking widget
  • Connects to Zoom as an in-client app
  • Provides a PDF export of notes and pre-meeting prep

Who’s it for?

RIAs, broker-dealers, independent advisors, and wealth management firms.

OPL

OPL, India’s AI-driven credit infra company, offers cashflow-based credit and transaction financing through its integrated framework, analyzing sales, purchases, and bank data via an AI-powered BRE.

Features

  • Administers robust credit evaluation through AI-powered BRE
  • Includes open banking integration via OPL’s APIs
  • Provides auto-decisioning through OPL’s STP process
  • Delivers pre-approved working capital offers
  • Offers instant funding through digital line of credit

Who’s it for?

Tailored for BFSI and financial institutions to accelerate SME lending and cashflow-based financing.

Zeplyn

Zeplyn streamlines advisor workflows, cutting down tasks from hours to minutes with unmatched accuracy, while surfacing trends and insights that empower firms to optimize practice management.

Features

  • Automates workflows with unmatched accuracy (ex. meeting notes, tasks, and CRM updates)
  • Surfaces client trends and actionable insights
  • Saves advisors 10+ hours weekly for enhanced client focus

Who’s it for?

Financial advisory firms and wealth teams, from solo shops to enterprises with more than $25B AUM.

FinovateFall 2025 Sneak Peek Series: Part 2

A look at the companies demoing at FinovateFall in New York on September 8 – 10. Register today using this link and save 20%.

LemonadeLXP

LemonadeLXP is an all-in-one learning and knowledge platform built specifically for banks and credit unions.

Features

  • Automates training from existing resources
  • Delivers instant answers to staff
  • Cuts costs by streamlining content creation and knowledge sharing so that teams work smarter, faster

Who’s it for?

Banks and credit unions.

LendAPI

LendAPI is a venture-backed fintech infrastructure empowering banks and fintechs to launch products in minutes.

Features

LendAPI’s all-in-one platform—featuring Product Studio, Rules Studio, Pricing Engine, and Integrated Partners—makes banking and lending innovation seamless.

Who’s it for?

Banks, credit unions, e-commerce companies, and fintechs.

Quavo Fraud & Disputes

Quavo Fraud & Disputes’s QFDĀ® platform delivers real-time fraud decisioning and automation, empowering issuers to stop friendly fraud and resolve disputes within the first 48 hours.

Features

  • Deflects friendly fraud instantly with enriched merchant data
  • Flags abuse and resolves cases with AI trained on 20M+ disputes
  • Provides real-time decisioning using Investigation AI’s 18-point framework

Who’s it for?

Issuing banks, fintechs, processors, and credit unions of all sizes and anyone subject to Regulation E/Z dispute requirements or serving institutions subject to it.

TurmaFinTech

TurmaFinTech is an AI-driven fintech company. TFT’s product RedBee is an AI platform that empowers banks to enhance client engagement, improve retention, prevent defaults, and promote growth.

Features

  • Provides AI-powered insights for smarter client engagement – upsell and cross-sell
  • Offers early risk detection to reduce loan defaults
  • Delivers real-time hyper personalization to boost retention and growth

Who’s it for?

Community banks, regional banks, and credit unions.

WNSTN AI

With Compliant, an AI-driven investment assistant, WNSTN AI delivers a superior user experience through personalized engagement—boosting retention and increasing LTV for investment platforms and brokers.

Features

  • Offers a multi-AI-agent system for personalization at scale
  • Provides a back-office intelligence tool for actionable insights
  • Includes a built-in compliance module aligned with global regulations

Who’s it for?

Online brokerages, trading platforms, wealth managers, advisors, institutional investors, financial information platforms, and publishers.

FinovateFall 2025 Sneak Peek Series: Part 1

A look at the companies demoing at FinovateFall in New York on September 8 – 10. Register today using this link and save 20%.

CollaborationRoom.ai

CollaborationRoom.ai helps financial service companies enhance customer experience by making remote work seamless for their contact centers.

Features

  • Increases productivity through supervisor and agent engagement
  • Enhances security and compliance through AI
  • Enhances agent education through embedded training and production rooms

Who’s it for?

Banks, credit unions, lenders (general), healthcare systems, insurance companies, BPOs, and collection agencies.

Eko

Eko, an investing solution for FIs, powers digital investing directly inside online banking, enabling banks and credit unions to offer modern investment tools to all clients—starting from $10.

Who’s it for?

Banks and credit unions.

Gentreo

Gentreo offers businesses an award-winning life and estate planning solution, empowering customers with tools for life’s inflection points through secure, affordable, and easy-to-use digital services.

Features

  • Life Pathways: Delivers personalized guidance through key milestones
  • Smart Vault: Offers secure storage, plus connections to trusted providers
  • Action-Oriented: Empowers users to plan, act, and stay protected

Who’s it for?

Credit unions, banks, employers, and financial institutions.

Spiral

Spiral helps financial institutions grow deposits and retention with award-winning digital experiences, making them the primary choice for savings, loans, cards, giving, and more.

Features

  • Increases deposits and retention through personalized savings tools
  • Expands wallet share and card transactions
  • Boosts accounts and loans while deepening relationships

Who’s it for?

Banks and credit unions.

Swaystack

Swaystack helps banks and credit unions drive early engagement with gamified experiences that activate primacy, reduce dormancy, and turn new accounts into lasting relationships.

Features

  • Gamifies onboarding that drives funding and early account usage
  • Delivers omnichannel engagement across email, SMS, widgets, and ads
  • Automates segmentation for smarter targeting and retargeting

Who’s it for?

Banks and credit unions.

Vesuvio Pay

Vesuvio Pay is a patented payment and marketing SaaS platform for text-based commerce. Buy via text.

Features

  • Provides text message payments across platforms
  • Sends convertible carts with every text message marketing campaign
  • Provides RCS, mobile wallet, and merge cart features

Who’s it for?

Small, medium, and large e-commerce businesses and individuals.

Winnow

Winnow is an award-winning regulatory change management platform that allows customers to build customized state and federal compliance surveys.

Features

  • Pay-As-You-Go Surveys: Generate a-la-carte compliance surveys
  • Exports: Save Winnow content to Excel, PDF, or Word
  • Historical Surveys: Build compliance surveys based on past dates

Who’s it for?

Banks, credit unions, fintechs, lenders, and law firms.