EnFi Unveils EnFi Grid, an AI-Powered Spreadsheet Intelligence for Lending Solution

EnFi Unveils EnFi Grid, an AI-Powered Spreadsheet Intelligence for Lending Solution
  • Lending platform EnFi has introduced EnFi Grid, its new AI-powered spreadsheet intelligence for lending solution.
  • The new offering brings full, AI-powered, spreadsheet functionality directly into the EnFi platform.
  • Headquartered in Boston, Massachusetts, and founded in 2024, EnFi made its Finovate debut at FinovateFall 2025.

AI-native lending platform EnFi has launched its new AI-powered spreadsheet intelligence for lending solution, EnFi Grid. The company, which offers technology that automates commercial credit workflows for financial institutions and private lenders, reports that the new offering brings full spreadsheet functionality directly into the EnFi platform, assisted with AI.

“This is a major launch for Team EnFi,” the company noted on its LinkedIn page. “EnFi Grid lets commercial lenders work in the familiar spreadsheet interface and models they know and love while taking advantage of the power of EnFi’s purpose-built commercial lending AI to add a layer of intelligence and scale to their efforts.”

EnFi Grid enables users to upload existing spreadsheets or start from scratch from within the platform. Users can build custom financial models, stress tests, and projects, as well as collaborate with AI to complete scoring models and trackers. EnFi Grid has a complete range of spreadsheet features including formulas, charts, pivot tables, editing, and more. Lenders can use the technology, for example, to complete a credit scorecard with a borrower’s most recent financial data, or to build a cash flow projection for a given construction project.

“At times like this—quarter end—where the crush of production goals collides with reporting requirements in a sea of cells, imagine being able to deploy an army of EnFi Grid Agents to ingest, analyze, and update your spreadsheets in minutes,” the company wrote.

Founded in 2024, EnFi made its Finovate debut at FinovateFall 2025 in New York. At the conference, the Boston, Massachusetts-based fintech introduced its suite of agentic AI agents for data ingestion/extraction, automated spreading, and relationship management. The company also demoed orchestrations that combined agents into bigger automated workflows for deal screening, underwriting, and portfolio monitoring. Finally, EnFi showed how the platform can be tuned to provide customer-specific workflows for a variety of commercial credit types including CRE, C&I, SBA, and venture.

Named a “Startup to Watch in 2025” by the Boston Business Journal, EnFi began this year adding to its C-suite. The company hired its first chief revenue officer, Chris Aronis, a fintech executive with more than 20 years of experience, in January. Aronis has held leadership roles at Fiserv, Quovo, and Bottomline, and was chief revenue officer of business banking and lending for Numerated.

EnFi was co-founded by Joshua Summers (CEO), Scott Weller (CTO), and Michelle Hipwood (CFO). According to Crunchbase, the company has raised $7.5 million in funding courtesy of a June 2024 seed round led by Unusual Ventures.


Photo by Wonderlane on Unsplash

FinovateFall 2025 Sneak Peek Series: Part 9

A look at the companies demoing at FinovateFall in New York on September 8 – 10. Register today using this link and save 20%.

EnFi

EnFi is an AI platform addressing challenges in data, risk visibility, and staffing within commercial lending.

Features

  • Delivers highly-accurate borrower data ingestion, classification, and spreading
  • Provides near-instant credit box fit analysis for deal screening
  • Offers automated portfolio monitoring that flags risks before they happen

Who’s it for?

Banks, credit unions, private credit funds, and fintech lenders.

Monkey Tech

Monkey Tech is a digital, transparent supply chain finance marketplace that is revolutionizing working capital through its auction-based multi-funder platform.

Features

  • Includes an auction-based marketplace with 115+ lenders
  • Provides 100% digital supplier onboarding in three clicks
  • Delivers a 36bps average rate reduction vs market

Who’s it for?

Monkey Tech connects large corporations, SMEs and their supplier networks with banks, credit unions, and institutional investment funds.

OmniAI

OmniAI accelerates borrower onboarding with AI agents that automate document collection, data verification, and intelligent follow-ups, delivering decision-ready data directly into underwriting.

Features

  • Guides borrowers from intake to underwriting via email, SMS, and voice
  • Collects documents and verifies data in real-time
  • Responds 24/7 and prevents borrower drop-off

Who’s it for?

Banks, credit unions, and non-bank lenders across SBA, equipment finance, real estate, and other lending verticals.

ONEBIT

ONEBIT is an AI-powered financial assistant that connects small business sales and banking data, delivering real-time insights, reports, and smarter tools for easier financial management.

Features

  • Delivers real-time financial insights across sales and banking
  • Automates reports and cash flow tracking
  • Simplifies decision-making for small business owners

Who’s it for?

Small-and-medium-sized business owners.

Sideko

Sideko significantly reduces integration time by allowing users to describe workflows in plain English and get back complete, production-ready integration code quickly.

Features

  • Produces production-ready integration code for internal and external use from a simple prompt
  • Shortens time to revenue and value
  • Offers zero-maintenance integrations that automatically stay current

Who’s it for?

Banks, financial institutions, insurance organizations, payment providers, SMBs, and startups.

WaveCX

WaveCX is a digital engagement layer for financial institutions, delivering interactive demos, AI-powered search, and personalized in-app content to drive adoption and reduce support costs.

Features

  • Streamlines banking tasks instantly with type-to-action interface
  • Reduces support costs and errors with AI-powered automation
  • Drives adoption and improves customer satisfaction with personalized recommendations

Who’s it for?

Banks and credit unions.