Finovate Global: Meet the International Alums of FinovateFall 2025!

Finovate Global: Meet the International Alums of FinovateFall 2025!

Eleven of the more than 60 companies that will be demoing their latest fintech innovations live on stage at FinovateFall next week are headquartered in countries other than the US.

This week’s edition of Finovate Global highlights these fintechs from the Middle East, Western and Central Europe, Canada, India, the UK, and Ireland. With innovations in fields ranging from wealth management and digital banking to fraud prevention and lending, this year’s roster of international alums is a reminder of the robustness of fintech innovation around the world.

FinovateFall 2025 comes to the New York Marriott Marquis in Times Square, September 8 through September 19. Tickets are still available. Visit our FinovateFall hub and save your spot today!


Aurem – Abu Dhabi, UAE

Founded in 2022, Aurem offers an intelligent operating system for retirement and wealth providers. Their platform helps institutions unify and optimize their products, processes, and data and deliver them globally in days.


Dimply – Ireland

Founded in 2020, Dimply enables organizations to optimize operations, enhance customer engagement, uncover growth opportunities, and accelerate digital transformation.


ebankIT – Porto, Portugal

Founded in 2014, ebankIT empowers financial institutions to innovate quickly, reduce costs, and deliver personalized services across all channels, accelerating growth and future-proofing their digital strategy.


FintechOS– London, England

Founded in 2017, FintechOS enables banks and credit unions to launch any product faster, modernize customer experiences, and adapt quickly to market and regulatory changes—without replacing their core systems.


ID-Pal – Dublin, Ireland

ID-Pal facilitates business growth with AI-powered identity verification and AML screening, increasing operational efficiency and customer trust.


Keyless – London, England

Founded in 2019, Keyless replaces outdated MFA with biometrics, improving UX and saving millions. One bank saved $3.5 million by eliminating call centers for OTP-based recovery.


LemonadeLXP – Ottawa, Canada

Founded in 2018, LemonadeLXP’s InsightAI improves staff and customer education and access to knowledge, while driving significant operational efficiencies.


MoneyPlanned – Bengaluru, India

Founded in 2021, MoneyPlanned empowers institutions to offer intelligent, automated financial planning—boosting advisor efficiency, reducing cost-to-serve, and delivering personalized client experiences at scale.


OPL – Ahmedabad, Gujarat, India

Founded in 2015, OPL’s cash-flow-based lending helps banks transform their operations through agile lending, AI-driven insights, and intelligent credit underwriting—expanding credit access to SMEs.


R34DY – Budapest, Hungary

Founded in 2019, R34DY helps organizations transform their business by taking the pain out of integrations and making it easy for business owners to create use cases and reduce time to market.


Sequretek – Mumbai, India

Founded in 2013, Sequretek provides AI-powered, continuous threat exposure management ensuring compliance, governance, and holistic threat visibility across cloud and on-premises systems.


Here is our look at fintech innovation around the world.

Latin America and the Caribbean

  • Mexico-based SME platform Kapital doubled its valuation to $1.3 billion upon securing up to $100 million in Series C funding.
  • Latin America’s largest insurtech, 180 Seguros, raised $9 million in funding.
  • Evertec acquired 75% stake in Brazilian fintech Tecnobank.

Asia-Pacific

  • Hong Kong-based stablecoin-powered cross-border payments infrastructure provider Obita announced $10 million in new funding.
  • Stripe Terminal launched in Japan.
  • International payment solutions provider dtcpay inked a Memorandum of Understanding (MoU) with the People’s Committee of Da Nang during Vietnam Blockchain Day.

Sub-Saharan Africa

  • Tanzania-based fintech NALA expanded into Kenya courtesy of a partnership with Equity Bank and Pesalink.
  • Ripple partnered with Chipper Cash, VALR, and Yellow Card to make its USD-backed stablecoin Ripple USD (RLUSD) available to institutions in Africa.
  • Congolese fintech Maishapay earned a spot in Visa’s Africa Fintech Accelerator program.

Central and Eastern Europe

  • JPMorgan Chase announced plans to launch a digital bank in Germany.
  • Payments network TrueLayer went live in Poland this week.
  • Tietoevry Banking signed a SaaS agreement with IC Cash Services, its first foray into the German ATM market.

Middle East and Northern Africa

  • Israel-based fraud prevention innovator BioCatch and Nasdaq Verafin partnered to fight payment fraud.
  • Mastercard and Zain Cash teamed up to advance digital payments in Jordan.
  • Egyptian cross-border digital solutions provider Munify raised $3 million in seed funding.

Central and Southern Asia


Photo by GaĂ«l Gaborel – OrbisTerrae on Unsplash

FinovateFall 2025 Sneak Peek Series: Part 7

A look at the companies demoing at FinovateFall in New York on September 8 – 10. Register today using this link and save 20%.

Conductiv

Conductiv helps lenders find more good loans, approve them faster, and grow portfolios safely using AI and permissioned data orchestration.

Features

  • Prevents fraud
  • Identifies charge offs before they happen
  • Finds new good loans hidden within existing loan applications

Who’s it for?

Banks and credit unions that make retail, SMB, and commercial loans.

Dimply

Dimply is an intuitive AI experience engine for builders in financial services to create, own, and evolve customer experiences, turning any data into personalized experiences, ready to embed instantly.

Features

  • Allow teams closest to customers to own the experience
  • Bring APIs in real-time to orchestrate data
  • Deliver personalized journeys inside existing apps and sites

Who’s it for?

Banks, credit unions, insurers, pension providers, wealth managers, and other financial services providers.

ID-Pal

ID-Pal’s ID-Detect is an additional layer of verification applied to every submission that accurately detects the most common type of AI document fraud, like synthetic IDs and portrait swaps.

Features

  • Confirms presence of physical, real ID vs. deepfake
  • Detects AI-manipulated IDs instantly and removes risk of fraud
  • Delivers seamless onboarding of real users and reduces false-positives

Who’s it for?

Credit unions, community banks, payment providers, wealth management firms, fund admins, merchant acquirers, and financial service providers.

Kaaj AI

Kaaj AI agents turn messy small business loan packages into clear, holistic risk assessments in just three minutes, helping lenders close ten times more loans.

Features

  • Delivers an end-to-end small business loan assessment in three minutes
  • Provides holistic credit and fraud risk insights with ready-to-review credit memos
  • Offers AI agents for loan officers, sales, and credit teams that unlock ten times more loans

Who’s it for?

Banks, credit unions, and small business lenders.

Payfinia

Payfinia’s composable QR payment service, built with Matera, allows FIs to deliver secure, instant QR code payments across FedNow, RTP, ACH, and digital asset platforms.

Features

  • Delivers instant, secure bank-to-bank payments via QR codes
  • Works across FedNow, RTP, ACH, or digital assets
  • Ensures safe, real-time transactions with native fraud controls

Who’s it for?

Credit unions, community banks, digital banking platform providers, and fintechs.

Scamnetic

Scamnetic offers cutting-edge, globally patented AI solutions that detect, prevent, and stop scams in real time, protecting identities and communications everywhere.

Features

  • KnowScam 2.0: Provides real-time scam detection across multiple channels
  • IDEveryone™: Delivers instant identity verification to prevent impersonation
  • Enhanced AI: Uses deepfake detection with actionable insights

Who’s it for?

Banks, credit unions, payment providers, fintechs, SMBs, and individuals.

Vertice AI

Vertice AI empowers community FIs with predictive analytics that transform data into actionable insights, driving smarter, measurable growth.

Features

  • Delivers AI-powered insights for precise customer targeting, boosting acquisition and cross-selling
  • Provides automated, personalized campaigns that maximize engagement
  • Offers scalable, compliant marketing content creation

Who’s it for?

Credit unions and community banks of all sizes.

Ladies First: Celebrating the Women of FinovateEurope 2025

Ladies First: Celebrating the Women of FinovateEurope 2025

This past Saturday marked International Women’s Day, but if you missed it, I’ve got good news: Women’s History Month is celebrated throughout the month.

In the US, Women’s History Week was first celebrated in 1982, and this commemoration of women’s history was extended to the full month of March four years later. To learn more about the history of International Women’s Day and Women’s History Month—and their fascinating origins in European and women’s labor history—check out this primer from Time.com.

Here at Finovate, we have recognized the accomplishments of women in fintech and financial services for more than a decade. In both our conferences and on the Finovate blog, we have endeavored to showcase women who have founded and led some of the most innovative companies in our industry.

With this in mind, Finovate is once again proud to recognize the women who introduced themselves and their companies to our FinovateEurope audience this past February.


Catherine Kurt

CEO & Co-Founder, AQ22

Kurt (LinkedIn) is a co-founder at AQ22, leading the growth of an agentic banking orchestration platform that transforms financial workflows with AI-driven automation globally.

Founded in 2024 and headquartered in Vilnius, Lithuania, AQ22 automates and accelerates up to 90% of commercial lending processes.


Tatiana Botskina

CEO, Deriskly

Botskina (LinkedIn) is an award-winning serial founder, Oxford-trained AI scientist, and banking lawyer with 10+ years of expertise in safe, explainable AI, and compliance for the financial sector.

Founded in 2020 and headquartered in London, England, Deriskly empowers organizations to enhance customer trust, reduce compliance risks, and optimize engagement via AI-driven insights to create clear, effective, and customer-centric financial communications.


Jackie (Jac) Dunne

CEO, Dimply

Dunne (LinkedIn) is a seasoned executive whose expertise lies in the financial services and fintech/regtech industry. She has a proven track record in growing and building businesses and fostering relationships.

Founded in 2020 and headquartered in Dublin, Ireland, Dimply helps banks and credit unions unlock greater value from their data and create beautiful, personalized, insightful, and resonant embedded financial experiences.


Moyi Dang

CEO, Mati Labs

Dang (LinkedIn) is a former Asia investment researcher, Uber data scientist, an experienced entrepreneur, and YC alum.

Founded in 2024 and headquartered in San Francisco, California, Mati Labs helps financial institutions transform and grow by enabling AI adoption with robust data foundations, ensuring security and compliance, and fostering knowledge-based innovation.


Sage Franch

CEO & Co-Founder, PromoComply

Franch (LinkedIn) has more than a decade of experience in artificial intelligence and business leadership, working with organizations of all sizes to drive business growth through digital transformation.

Founded in 2024 and headquartered in Montreal, Canada, PromoComply streamlines compliance for financial promotions, cutting down significantly on the time and cost of maintaining compliant marketing, so organizations build trust with consumers and regulators.

FinovateEurope 2025 Sneak Peek Series: Part 6

A look at the companies demoing at FinovateEurope in London on February 25. Register today using this link and save 20%.

Dimply

Dimply is an intelligent customer experience and personalization solution for financial institutions.

Features

  • Provides an intelligent customer experience
  • Offers a UX/UI solution
  • Delivers personalization

Who’s it for?

Banks and wealth managers.

Intuitech

Intuitech’s GenAI agents automate 95% of the most complex banking and insurance workflows, cutting loan origination time from weeks to minutes.

Features

  • Process and create any unstructured documents
  • Route and draft emails autonomously
  • Automatically validate information, taking necessary actions while providing full transparency

Who’s it for?

All banks, insurance providers, financial institutions seeking ROI on digital investments in 2025, using Agentic AI to reduce OPEX and boost customer satisfaction.

Primer

Primer is an AI platform that provides superhuman analysis of earnings calls and filings with unbiased, contextualized insights at speed, helping investment professionals make better decisions.

Features

  • Delivers earnings call/filing analysis to analysts within minutes of release
  • Generates key insights at depth and speed that human teams cannot replicate
  • Provides more accurate and relevant peer analysis

Who’s it for?

Investment banks (especially equity research and sales teams), asset managers, wealth managers, and hedge funds.

Stack AI

Stack AI delivers proven, enterprise-grade AI solutions that streamline operations, enhance decision-making, and deliver measurable outcomes for sustainable, scalable growth.

Features

  • Accelerates secure data analysis for faster decisions
  • Automates workflows for consistent, accurate results
  • Scales seamlessly with expanding enterprise requirements

Who’s it for?

Established enterprises.

FinovateFall 2024 Sneak Peek Series: Part 9

A look at the companies demoing at FinovateFall in New York on September 9 and 10. Register today using this link and save 20%.

Addition Wealth

Addition Wealth is a financial wellness company that empowers individuals to make smarter financial decisions and make the most of their money.

Features

  • Makes financial expertise more inclusive and accessible
  • Provides access to financial professionals, digital tools, benefits information, courses, content, and financial insights

Who’s it for?

Asset managers, retirement players, insurance companies, banks, private equity funds, and employers.

Cyphr

LoanReady by Cyphr is a tool that complements Loan Origination Systems and helps community banks and credit unions get more small businesses approved for loans with readiness screening or empathetic declines.

Features

  • Readiness Screening: Assesses loan eligibility, improving approval rates
  • Empathetic Declines: Provides actionable feedback, enhancing borrower trust
  • Seamless Integration: Complements existing LOS

Who’s it for?

Community lenders, credit unions, and small-to-medium-sized businesses.

Dimply

Dimply is a data driven customer experiences solution for community banks and credit unions that delivers cutting edge, engaging, and embedded personalized customer journeys.

Features

  • Delivers digital customer centricity
  • Individualization is the next frontier of customer experience
  • Provides customer journey orchestration with tailored value proposition

Who’s it for?

Banks, community banks, credit unions, and wealth managers.

Homegrown

Homegrown partners with credit unions, banks, and investors to power growth with energy efficiency data.

Features

  • Offers white-labeled digital engagement – helps customers and members save money on utility bills
  • Delivers personalization – custom results for any U.S. home address
  • Provides impact reporting – track and report user impact

Who’s it for?

Credit unions and banks – particularly those with current mortgage, HELOC, personal loan product offerings, and those with merchant lending networks for solar, HVAC, or home improvement.

Odin

Odin AI enhances enterprise efficiency with intelligent automation, real-time insights, and comprehensive solutions, delivering proven results across diverse industries.

Features

  • Automates complex financial reporting processes
  • Analyzes and categorizes vast amounts of transaction data
  • Scales across departments for enterprise-wide efficiency

Who’s it for?

Large enterprises, financial institutions, and payment providers seeking to optimize operations and enhance data-driven decision-making.

Starlight

Starlight provides proactive, personalized guidance to help households navigate government benefits seamlessly.

Features

  • Provides personalized, proactive assistance navigating benefit systems
  • Offers seamless integration with credit union products for ongoing financial support
  • Delivers quick deployment, enhancing services and member engagement

Who’s it for?

Credit unions.

Stride

Stride stands at the forefront of technology and innovation, using multi-agent GenAI to eradicate tech debt and prevent it from creeping up again.

Features

Stride Conductor exists for one purpose: to eradicate tech debt and prevent it from creeping up again. It acts as an additional team member that’s always looking out for the user behind the scenes.

Who’s it for?

Financial companies struggling with escalating tech debt.

Themis

Themis is a compliance platform that simplifies compliance and collaboration for banks and fintechs, reducing regulatory risk, cutting down on manual work, and boosting partnership efficiency.

Features

  • Simplifies compliance management
  • Enhances bank-fintech collaboration
  • Reduces regulatory risk and manual tasks

Who’s it for?

Banks and fintechs.