FinovateSpring 2026 / Kato

Presenter Profile:

How they describe themselves: Kato is a compliance-first Voice AI agent for servicing and collections. We help lenders increase recoveries by 30% and save their agents hours every day by automating inbound and outbound calls end-to-end.

How they describe their product/innovation: Most Voice AI agents work by tossing procedures into a black box LLM and improvising answers. Works in a demo, breaks at scale.

Kato’s Voice AI agent ensures compliance and zero hallucinations by building procedures directly into the agent as structured decision trees. AI handles intent detection and empathy so conversations sound natural, but everything sensitive is templated to make sure it never goes off script.

Product distribution strategy: Direct to Business (B2B)

Credit Union/Community Bank Fit: Credit unions and community banks

Contacts:

Bus. Dev. & Press: Pratik Risbud (CEO & Co-Founder), [email protected], 628-264-9439


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