Finovate Demo Video Archives

Presenter Profile:

How they describe themselves: Clockout enables banks and credit unions to offer Earned Wage Access directly inside their existing mobile banking apps. Unlike consumer EWA apps, Clockout is built entirely for financial institutions – integrating with Q2, Jack Henry, Alkami, and Candescent so members can access earned wages without separate downloads, prepaid cards, or third-party platforms. Funds stay inside the institution. The FI controls pricing, branding, and the member relationship.

How they describe their product/innovation: We will demo Clockout’s white-labeled Earned Wage Access product that embeds directly into a financial institution’s digital banking platform. Consumers connect payroll, switch direct deposit with one tap, view real-time earned wage balances, and request advances – all without leaving their FI’s app. Repayment is automatic upon paycheck deposit. The FI sets pricing, controls risk parameters, and monitors everything through a real-time admin portal. Settlement stays entirely internal – zero new lending risk on the FI’s books.

Product distribution strategy: Through financial institutions

Credit Union/Community Bank Fit: Credit unions and community banks

Contacts:

Bus. Dev.: Armando Quintana (CRO), [email protected], 415-819-2371
Press: Anthony Tardugno (COO), [email protected], 954-716-1154