This post is part of our live coverage of FinovateFall 2013.

“Toopher’s authentication suite accelerate business top-line and bottom-line growth by creating greater user confidence and productivity. Toopher enables business to tap into new markets and to seize competitive differentiation within existing markets. 

Toopher uses the location awareness of user’s mobile device to create invisible, strong, out-of-band, two-factor authentication. 

As such, Toopher applies the same technology, infrastructure, and IP to optimize and secure the payment authorization process. As a result, Toopher can be paired with credit/debit accounts and mobile payments to reduce fraud, while simultaneously increasing UX.”