Online Banking Report has covered online banking for nine calendar years
beginning in 1995. In that time, we’ve seen the industry go from a
premium-priced niche service used by just one of every 300 households to a
mostly free, mass-market offering used by one of every three households.
Following is a list of the top 25 online banking innovations of all time.
There were two additions this year, Online Resources “Money HQ,” at number
15, and PSECU’s Upost@home at number 23.  

Table 12
Top 20 Web Banking Innovations of All Time (North America

Source: Online Banking Report, 12/03