- ASN Bank has forged a strategic technology partnership with core banking platform provider Ohpen.
- Ohpen will deliver an integrated SaaS platform that provides mortgage origination, servicing, and credit management.
- Founded in 2009, Ohpen made its Finovate debut at FinovateFall 2012 in New York. Matthijs Aler is CEO.
Netherlands-based ASN Bank announced a strategic technology partnership with cloud-native core banking platform Ohpen. The partnership will support the financial institution’s efforts to standardize and modernize its IT architecture, providing ASN Bank with a fully integrated SaaS platform that covers mortgage origination, servicing, and credit management. Ohpen’s platform will enable ASN Bank to transition away from legacy infrastructure that has limited the institution’s ability to implement new products and services, and hampered reporting transparency as well as operational efficiency. Beyond a simple technology upgrade, the partnership supports ASN Bank’s “Simplify and Grow” strategy to establish new foundations for its integral processes and systems.
“Modernizing our mortgage operations unlocks an effective performance in our ability to serve customers via our franchisees and intermediaries as key distribution partners for mortgages,” ASN Bank Director of Lending Bianca de Bruijn-van der Gaag said. “Simplifying and standardizing our end-to-end processes means we can organize our business operations more effectively and efficiently. For our customers and distribution partners, this will lead to enhanced customer experience in document handling and accelerated processing time.”
Ohpen’s core banking platform powers lending, mortgages, savings, investment, and pension products. The Amsterdam-based fintech enables banks and other financial services providers to modernize their banking infrastructure, streamline operations, and create end-to-end digital banking experiences for customers. The company will provide ASN Bank with a highly configurable origination engine, automated servicing workflows, and integrated credit management built on a unified data model. The solution offers higher levels of straight-through processing and a single source of data truth across the mortgage lifecycle. ASN Bank will also benefit from a solution that not only evolves without requiring major structural changes, but also helps the institution meet both current and future regulatory mandates.
“This is about more than replacing legacy infrastructure,” Ohpen Director Jan Lamber Voortman said. “It is about giving ASN Bank the agility, transparency, and operational efficiency required for the next decade. Cloud-native architecture, configurable product design, and unified data are no longer differentiators. They are foundations.”
Full implementation of the new technology is expected to be completed by the end of 2027. The process will also include structured change management and internal ambassadors across underwriting and servicing teams to ensure successful cultural and technical adoption.
Headquartered in Amsterdam, Ohpen made its Finovate debut at FinovateFall 2012. The company has more than €100 billion in assets under management on its platform, and includes De Volksbank, Nationale-Nederlanden, and BNP Paribas Personal Finance among its customers. Matthijs Aler is Ohpen’s CEO.