The latest Online Banking Report, Person-to-Person Lending: Does the eBay model lend itself to consumer credit (OBR #127) is now available for download. The 36-pages take a close look at the recently launched Prosper Marketplace (NB Feb. 6, 2005) and the market for person-to-person lending in general.

Online Banking Report and All-Access Subscribers will receive the printed report next week.

—JB