FinovateFall 2021 / Income Discovery

Presenter Profile:

How they describe themselves: Income Discovery maximizes a client’s retirement paycheck. Its AI engine, AIDA, personalizes every client’s withdrawal from various sources including Social Security, pension, annuities, qualified, non-qualified and Roth assets, and more. By tax optimally sourcing each year, AIDA increases a client’s retirement paycheck by as much as 30%.  AIDA has serviced more than 106,000 retirees with $80 billion in assets as of 12/31/20.

How they describe their product/innovation: Three modules that make up Income Discovery’s AI powered retirement decumulation platform will be demonstrated:

  • Safe Income Portal: Self-serve digital retirement income advice engagement.
  • Income Planning 2.0: income advice solution that provides advisors a client’s tax-optimal retirement income strategy with one-click.
  • Paycheck: Solution to manage disbursals for planned spending, unplanned spending, and Roth conversions during retirement. Integrates with a firm’s existing planning tools and systems to deliver tax-optimized withdrawals.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms


Bus. Dev. & Press: Manish Malhotra, CEO & Founder,, 917-740-9190

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