Finovate Demo Video Archives

Presenter Profile:

How they describe themselves: Urjanet is the world’s leading utility data aggregator, delivering data from more than 6,500 utility, telecom and cable providers across 47 countries. Urjanet’s cloud-based platform and powerful suite of APIs provide a secure and scalable way for businesses to access consumer-permissioned data. Equifax, a global data, analytics, and technology company, is a key partner in helping to bring Urjanet’s consent-based data to market.

How they describe their product/innovation: Developed in partnership with Urjanet, Equifax’s new Payment Insights solution promotes greater financial inclusion by empowering consumers and small business owners to share utility and telecom payment history with banks or lenders when applying for loans and other services. Applicants simply provide consent to connect their utility accounts from a lender’s branded experience, and up to 12 months of data is immediately delivered directly from the utility provider to the lender in tradeline format.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts

Bus. Dev. & Press: Erik Becker, SVP Corporate Development, erik.becker@urjanet.com